2027 Medicare Advantage plan

Alignment Health ONE + Walgreens 001 (HMO-POS): 2027 benefits and costs

Alignment Health Plan HMO-POS

CMS plan ID: H5472-001-0 · Plan year: 2027

Alignment Health ONE + Walgreens 001 (HMO-POS) is a 2027 Medicare Advantage plan offered by Alignment Health Plan. It is listed in Texas.

2027 plan costs at a glance

Monthly plan premium$0.00
Drug deductible$0.00
In-network medical out-of-pocket maximum$2,950.00
Organization
Alignment Health Plan
Plan organization
ALIGNMENT HEALTH INSURANCE COMPANY OF ARIZONA INC
Parent company
Alignment Healthcare USA, LLC
Plan type
HMO-POS
Part C premium
$0.00
Part D premium
$0.00
Prescription drug coverage
Yes
2027 CMS Star Rating
Standard monthly Medicare Part B premium
$209.50 (estimated)

You must continue to pay your Medicare Part B premium.

In-network medical deductible
None
Combined in/out-of-network medical deductible
None
Out-of-network medical deductible
None
In-network medical maximum
$2,950.00
Combined in/out-of-network medical maximum
Not applicable
Out-of-network medical maximum
Not applicable

2027 benefit summary

Doctor visits and medical care

Common medical services and member costs
ServiceIn-networkPoint-of-serviceWhat to know
Primary care doctor

$0

Service-specific deductible
No

Not summarized. Check coverage with the plan.

Specialist visit

$15.00 copay

Service-specific deductible
No

$15.00 copay

Deductible applies
No
Dollar benefit limit applies
No
Approval required
Yes
Referral required
Yes
Telehealth

$0.00 to $20.00 copay

Service-specific deductible
No

Not summarized. Check coverage with the plan.

Approval required
No
Referral required
No
Emergency care

$100.00 copay

Not summarized. Check coverage with the plan.

Urgent care

$0

Not summarized. Check coverage with the plan.

Home health

$0

Service-specific deductible
No

Not summarized. Check coverage with the plan.

Approval required
Yes
Referral required
Yes
Dialysis

20% coinsurance

Service-specific deductible
No

Not summarized. Check coverage with the plan.

Approval required
Yes
Referral required
Yes
Part B chemotherapy and radiation drugs

0% to 20% coinsurance

Deductible applies
No

Not summarized. Check coverage with the plan.

Approval required
Yes
Other Part B drugs

0% to 20% coinsurance

Deductible applies
No

Not summarized. Check coverage with the plan.

Approval required
Yes
Kidney disease education services

$0

Service-specific deductible
No

Not summarized. Check coverage with the plan.

Approval required
No
Referral required
No
Medicare-covered chiropractic

$0

Service-specific deductible
No

Not summarized. Check coverage with the plan.

Approval required
Yes
Referral required
Yes
Medicare-covered foot care

$5.00 copay

Service-specific deductible
No

Not summarized. Check coverage with the plan.

Approval required
Yes
Referral required
Yes
Other health professionals

$0

Service-specific deductible
No

Not summarized. Check coverage with the plan.

Approval required
Yes
Referral required
Yes

Hospital, outpatient surgery and observation care

Inpatient stays and skilled nursing care

In-network stays. Charges can depend on the number of days and the benefit period.
CareYour share of the costWhat to know
Inpatient hospital stay

$0.00 copay per stay

Days 1–2: $0.00 copay per day

Days 3–7: $120.00 copay per day

Days 8–90: $0.00 copay per day

Approval required
Yes
Referral required
Yes
Benefit period
Per Admission or Per Stay
Inpatient mental health care

$0.00 copay per stay

Days 1–10: $120.00 copay per day

Days 11–90: $0.00 copay per day

Approval required
Yes
Referral required
Yes
Benefit period
Original Medicare
Skilled nursing facility

Days 1–20: $20.00 copay per day

Days 21–100: $100.00 copay per day

Approval required
Yes
Referral required
Yes
Benefit period
Original Medicare

See plan documents for out-of-network hospital and skilled nursing costs.

Hospital, outpatient surgery and observation care and member costs
ServiceIn-networkWhat to know
Outpatient hospital care

$0

Service-specific deductible
No
Hospital observation services

$0

Service-specific deductible
No
Ambulatory surgical center

$0

Service-specific deductible
No
Approval required
Yes
Referral required
Yes
Outpatient blood

$0

Service-specific deductible
No
Approval required
Yes
Referral required
Yes

Tests, imaging and laboratory services

Tests, imaging and laboratory services and member costs
ServiceIn-networkWhat to know
Diagnostic procedures and tests

$0

Service-specific deductible
No
Approval required
Yes
Referral required
Yes
Laboratory services

$0

Service-specific deductible
No
Approval required
Yes
Referral required
Yes
Diagnostic radiology (CT, MRI)

$0

Service-specific deductible
No
Approval required
Yes
Referral required
Yes
Therapeutic radiology

20% coinsurance

Service-specific deductible
No
Approval required
Yes
Referral required
Yes
X-rays

$0

Service-specific deductible
No
Approval required
Yes
Referral required
Yes

Mental health and substance use treatment

Mental health and substance use treatment and member costs
ServiceIn-networkWhat to know
Partial hospitalization

$55.00 copay

Service-specific deductible
No
Approval required
Yes
Referral required
Yes
Intensive outpatient program

$55.00 copay

Service-specific deductible
No
Approval required
Yes
Referral required
Yes
Substance use treatment, individual sessions

$50.00 copay

Service-specific deductible
No
Approval required
Yes
Referral required
Yes
Substance use treatment, group sessions

$50.00 copay

Service-specific deductible
No
Approval required
Yes
Referral required
Yes
Opioid treatment program

20% coinsurance

Service-specific deductible
No
Approval required
Yes
Referral required
Yes
Mental health, individual sessions

$10.00 copay

Service-specific deductible
No
Approval required
Yes
Referral required
Yes
Mental health, group sessions

$10.00 copay

Service-specific deductible
No
Approval required
Yes
Referral required
Yes
Psychiatry, individual sessions

$20.00 copay

Service-specific deductible
No
Approval required
Yes
Referral required
Yes
Psychiatry, group sessions

$20.00 copay

Service-specific deductible
No
Approval required
Yes
Referral required
Yes

Therapy and rehabilitation

Therapy and rehabilitation and member costs
ServiceIn-networkWhat to know
Occupational therapy

$0

Service-specific deductible
No
Approval required
Yes
Referral required
Yes
Physical and speech therapy

$0

Service-specific deductible
No
Approval required
Yes
Referral required
Yes
Cardiac rehabilitation

$0

Service-specific deductible
No
Approval required
Yes
Referral required
Yes
Intensive cardiac rehabilitation

$0

Service-specific deductible
No
Approval required
Yes
Referral required
Yes
Pulmonary rehabilitation

$0

Service-specific deductible
No
Approval required
Yes
Referral required
Yes
Supervised exercise for peripheral artery disease

$0

Service-specific deductible
No
Approval required
Yes
Referral required
Yes

Ambulance, medical equipment and supplies

Ambulance, medical equipment and supplies and member costs
ServiceIn-networkWhat to know
Ground ambulance

$200.00 copay

Service-specific deductible
No
Approval required
Yes
Air ambulance

$200.00 copay

Service-specific deductible
No
Approval required
Yes
Durable medical equipment

0% to 20% coinsurance

Service-specific deductible
No
Approval required
Yes
Prosthetic devices

5% coinsurance

Service-specific deductible
No
Approval required
Yes
Medical supplies

20% coinsurance

Service-specific deductible
No
Approval required
Yes
Diabetic supplies

$0

Service-specific deductible
No
Approval required
Yes
Diabetic shoes and inserts

20% coinsurance

Service-specific deductible
No
Approval required
Yes
Diabetic monitors

20% coinsurance

Service-specific deductible
No
Approval required
Yes

Dental benefits

Dental benefits and member costs
ServiceIn-networkWhat to know
Medicare-covered dental

$0

Oral examsAdditional plan benefit

$0

Dental X-raysAdditional plan benefit

$0

Dental cleaningAdditional plan benefit

$0

FluorideAdditional plan benefit

$0

Restorative dental careAdditional plan benefit

$0

Root canal treatment (endodontics)Additional plan benefit

$0

Gum treatment (periodontics)Additional plan benefit

$0

Removable dentures (prosthodontics)Additional plan benefit

$0

Fixed dental restorations (prosthodontics)Additional plan benefit

$0

Oral surgeryAdditional plan benefit

$0

Vision benefits

Vision benefits and member costs
ServiceIn-networkWhat to know
Medicare-covered eye exams

$0

Service-specific deductible
No
Approval required
No
Referral required
No
Routine eye examsAdditional plan benefit

$0

Approval required
No
Referral required
No
Medicare-covered eyewear

$0

Service-specific deductible
No
Approval required
No
Referral required
No
Contact lensesAdditional plan benefit

$0

Approval required
No
Referral required
No
Eyeglasses, lenses and framesAdditional plan benefit

$0

Approval required
No
Referral required
No
Eyeglass lensesAdditional plan benefit

$0

Approval required
No
Referral required
No
Eyeglass framesAdditional plan benefit

$0

Approval required
No
Referral required
No

Hearing benefits

Hearing benefits and member costs
ServiceIn-networkWhat to know
Medicare-covered hearing exams

$0

Service-specific deductible
No
Approval required
No
Referral required
No
Routine hearing examsAdditional plan benefit

$0

Approval required
No
Referral required
No
Hearing aid fitting and evaluationAdditional plan benefit

$0

Approval required
No
Referral required
No
Prescription hearing aids (all types)Additional plan benefit

$195.00 to $1,750.00 copay

Service-specific deductible
No
Approval required
No
Referral required
No

Extra benefits

Extra benefits and member costs
ServiceIn-networkWhat to know
Supplemental acupunctureAdditional plan benefit

$0

Service-specific deductible
No
Approval required
Yes
Referral required
Yes
Over-the-counter health itemsAdditional plan benefit

$0

Service-specific deductible
No
Limited-duration mealsAdditional plan benefit

$0

Service-specific deductible
No
Approval required
No
Referral required
No
Annual physical examAdditional plan benefit

$0

Service-specific deductible
No
Approval required
No
Referral required
No
Fitness benefitAdditional plan benefit

$0

Service-specific deductible
No
Approval required
Yes
Referral required
No

Allowances and optional benefits

IHSS + Support for Caregiver

One shared limit covers the listed services, not a separate allowance for each service.

Services sharing this allowance
In-Home Support Services; Support for caregivers
How benefits are provided
Other; Reimbursement
How to use the benefit
Member visit
Advance choice of benefits required
Yes
Shared limit on visits or trips
No

Combined Supplemental Benefits 2

One shared limit covers the listed services, not a separate allowance for each service.

Services sharing this allowance
Routine Chiropractic Care; Podiatry Services - Routine Foot Care; Acupuncture Treatments; Oral Exams; Dental X-Rays; Dental cleaning; Fluoride Treatment; Restorative dental care; Root canal treatment (endodontics); Gum treatment (periodontics); Removable dentures (prosthodontics); Fixed dental restorations (prosthodontics); Oral and Maxillofacial Surgery; Routine Eye Exams; Contact Lenses; Eyeglasses (lenses and frames); Eyeglass lenses; Eyeglass frames; Routine Hearing Exams; Hearing aid fitting and evaluation
How benefits are provided
Debit Card
Advance choice of benefits required
No
Shared benefit limit
$200.00
How often this limit applies
Every year
Shared limit on visits or trips
No

Benefits for qualifying members

Package 1

The plan must confirm eligibility, including any qualifying condition.

Qualifying conditions
Chronic alcohol use disorder and other substance use disorders (SUDs); Autoimmune disorders; Cancer; Cardiovascular disorders; Chronic heart failure; Dementia; Diabetes mellitus; Overweight, obesity, and metabolic syndrome; Chronic gastrointestinal disease; Chronic kidney disease (CKD); Severe hematologic disorders; HIV/AIDS; Chronic lung disorders; Chronic and disabling mental health conditions; Neurologic disorders; Stroke; Post-organ transplantation; Immunodeficiency and Immunosuppressive disorders; Conditions associated with cognitive impairment; Conditions with functional challenges; Chronic conditions that impair vision, hearing (deafness), taste, touch, and smell; Conditions that require continued therapy services in order for individuals to maintain or retain functioning; Other 1; Other 2
Qualifying conditions
Chronic Hypertension
Qualifying conditions
Chronic Hyperlipidemia
Included services
Food and produce; Pest control; Support for daily living; Other 1 Non-Primarily Health Related Benefit; Home and Bathroom Safety Devices and Modifications
Applies to out-of-network or point-of-service care
No
Some package benefits are exempt from the deductible
No
Package limit
$30.00
How often this limit applies
Every month
How benefits are provided
Debit Card
Services sharing the package limit
Food and produce; Support for daily living; Home and Bathroom Safety Devices and Modifications

Prescription drug coverage

Costs shown are for initial coverage.

Standard retail costs

On a small screen, scroll the table sideways to compare all fill lengths.

Standard retail: initial-coverage cost per prescription fill
Drug tier30 days60 days100 days
Tier 1Preferred Generic

$0.00

$0.00

$0.00

Tier 2Generic

$0.00

$0.00

$0.00

Tier 3Preferred Brand

$45.00

$90.00

$135.00

Tier 4Non-Preferred Drug

32%

32%

32%

Tier 5Specialty Tier

33%

Not listedNot listed
Tier 6Select Care Drugs

$5.00

$10.00

$0.00

Mail-order and other pharmacies

Out-of-network pricing: You pay the standard retail copay or coinsurance, plus any difference between the pharmacy’s billed charge and the amount the plan allows at a standard retail pharmacy.

Standard mail order costs

On a small screen, scroll the table sideways to compare all fill lengths.

Standard mail order: initial-coverage cost per prescription fill
Drug tier30 days60 days100 days
Tier 1Preferred Generic

$0.00

$0.00

$0.00

Tier 2Generic

$0.00

$0.00

$0.00

Tier 3Preferred Brand

$45.00

$90.00

$135.00

Tier 4Non-Preferred Drug

32%

32%

32%

Tier 5Specialty Tier

33%

Not listedNot listed
Tier 6Select Care Drugs

$5.00

$10.00

$0.00

Long-term care pharmacy costs

Long-term care pharmacy: initial-coverage cost per prescription fill
Drug tier31 days
Tier 1Preferred Generic

$0.00

Tier 2Generic

$0.00

Tier 3Preferred Brand

$45.00

Tier 4Non-Preferred Drug

32%

Tier 5Specialty Tier

33%

Tier 6Select Care Drugs

$5.00

Out-of-network pharmacy costs

Out-of-network pharmacy: initial-coverage cost per prescription fill
Drug tier30 days
Tier 1Preferred Generic

$0.00

Tier 2Generic

$0.00

Tier 3Preferred Brand

$45.00

Tier 4Non-Preferred Drug

32%

Tier 5Specialty Tier

33%

Tier 6Select Care Drugs

$5.00

Drug coverage rules and exceptions

Tier 1: Preferred Generic

Drugs included in this tier
Part D Drugs Only
Longer fills available for every covered drug
Yes
Some longer-fill prescriptions require a one-month first fill
No

Tier 2: Generic

Drugs included in this tier
Part D Drugs Only
Longer fills available for every covered drug
Yes
Some longer-fill prescriptions require a one-month first fill
No

Tier 3: Preferred Brand

Drugs included in this tier
Both Part D and Excluded Drugs
Longer fills available for every covered drug
Yes
Some longer-fill prescriptions require a one-month first fill
No

Tier 4: Non-Preferred Drug

Drugs included in this tier
Both Part D and Excluded Drugs
Longer fills available for every covered drug
Yes
Some longer-fill prescriptions require a one-month first fill
No

Tier 5: Specialty Tier

Drugs included in this tier
Part D Drugs Only

Tier 6: Select Care Drugs

Drugs included in this tier
Part D Drugs Only
Longer fills available for every covered drug
Yes
Some longer-fill prescriptions require a one-month first fill
No

Special cost protections apply to covered insulin and recommended adult vaccines.

Where this plan is offered

CMS lists this plan in 1 state or territory. Availability can vary by county and ZIP code.