Blue Best Life Classic (HMO)

H0302 - 006 - 0
3.5 out of 5 stars (3.5 / 5)

Blue Best Life Classic (HMO) is a Medicare Advantage Plan by Blue Cross Blue Shield of Arizona (AZ Blue).

This page features plan details for 2025 Blue Best Life Classic (HMO) H0302 – 006 – 0 available in Maricopa and Pinal Counties.

Locations

Blue Best Life Classic (HMO) is offered in the following locations.

Plan Overview

Blue Best Life Classic (HMO) offers the following coverage and cost-sharing.

Insurer:Blue Cross Blue Shield of Arizona (AZ Blue)
Health Plan Deductible:$0
MOOP:$2,800 In-network
Drugs Covered:Yes

Ready to sign up for Blue Best Life Classic (HMO) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 / TTY 711.

M-F: 8:00 am – 10:00 pm EST

Sat-Sun: 8:00 am – 9:00 pm EST

Premium Breakdown

Blue Best Life Classic (HMO) has a monthly premium of $0.00. This amount includes your Part C and D premiums but does not include your Part B premium. The following is a breakdown of your monthly premium with Part B costs included.
Part B Part C Part D Part B Give Back Total
$185.00 $0.00 $0.00 $ $
Please Note:
  • Your Part B premium may differ based on factors including late enrollment, income, and disability status.
  • You may also qualify for “Extra Help” on drug costs. See the Part D Premium Reduction section below for more details.

Drug Info

Blue Best Life Classic (HMO) provides the following cost-sharing on drugs. Please check the plan’s formulary for specific drugs covered.

Drug Deductible: $0.00
Drug Out-Of-Pocket maximum: $2,000.00
Drug Benefit Type: Enhanced Alternative
Formulary Link: Formulary Link

Part D Premium Reduction

The Low-Income Subsidy (also known as LIS or “Extra Help”) helps people with Medicare lower the cost of prescription drugs.

The table below shows how the LIS impacts the Part D premium of this plan.

Part DLIS Full
$0.00$0.00

Initial Coverage Phase

After you pay your $0.00 drug deductible, you will pay the following costs for drugs in each tier until your total drug costs (including what this plan has paid and what you have paid) reach $2,000.00. Once you reach that amount, you will enter the next coverage phase.

Catastrophic Coverage Phase

After your yearly out-of-pocket drug costs (including drugs purchased through your retail pharmacy and through mail order) reach $2,000.00, you pay nothing for Medicare Part D covered drugs. However, you may still pay a share of the costs for excluded drugs covered under any enhanced benefit. Please note, that this plan has a Enhanced Alternative benefit type.

Additional Benefits

Blue Best Life Classic (HMO) also provides the following benefits.

Additional benefits and/or reduced cost-sharing for enrollees with certain health conditions?

    • In-Network: No

Comprehensive Dental

  • Endodontics
    • In-Network: 50-50 Coins – 10.00-10.00 Copay
  • Oral and Maxillofacial Surgery
    • In-Network: 50-50 Coins – 10.00-10.00 Copay
  • Periodontics
    • In-Network: 50-50 Coins – 10.00-10.00 Copay
  • Prosthodontics, fixed
    • In-Network: 50-50 Coins – 10.00-10.00 Copay
  • Prosthodontics, removable
    • In-Network: 50-50 Coins – 10.00-10.00 Copay
  • Restorative Services
    • In-Network: 50-50 Coins – 10.00-10.00 Copay

Diagnostic and Preventive Dental

  • Dental X-Rays
    • In-Network: No Coins – – Copay
  • Fluoride Treatment
    • In-Network: No Coins – – Copay
  • Oral Exams
    • In-Network: No Coins – – Copay
  • Other Preventive Dental Services
    • In-Network: 50-50 Coins – 10.00-10.00 Copay (Limits Apply)
  • Prophylaxis (cleaning)
    • In-Network: No Coins – – Copay

Diagnostic procedures/lab services/imaging

  • Diagnostic tests and procedures
    • $0-30 copay (Authorization Required)
  • Diagnostic radiology services (e.g., MRI)
    • $0-50 copay (Authorization Required)
  • Outpatient x-rays
    • $0 copay (Authorization Required)
  • Lab services
    • $0 copay (Authorization Required)

Doctor visits

  • Specialist
    • $5 copay per visit
  • Primary
    • $0 copay

Emergency care/Urgent care

  • Urgent care
    • $25 copay per visit (always covered)
  • Emergency
    • $90 copay per visit (always covered)

Foot care (podiatry services)

  • Routine foot care
    • Not covered
  • Foot exams and treatment
    • $5 copay

Ground ambulance

    • $175 copay

Health plan deductible

    • $0

Hearing

  • Medicare-Covered Hearing Exam
    • $0 copay
  • Hearing aids OTC
    • Not covered
  • Fitting/evaluation
    • $0 copay
  • Hearing aids
    • $699-999 copay (Limits Apply)

Inpatient hospital coverage

    • $125 per day for days 1 through 5
      $0 per day for days 6 through 90 (Authorization Required)

Maximum out-of-pocket enrollee responsibility (does not include prescription drugs)

    • $2,800 In-network

Medical equipment/supplies

  • Diabetes supplies
    • $0 copay or 20% coinsurance per item
  • Durable medical equipment (e.g., wheelchairs, oxygen)
    • 20% coinsurance per item (Authorization Required)
  • Prosthetics (e.g., braces, artificial limbs)
    • 20% coinsurance per item (Authorization Required)

Medicare Part B drugs

  • Chemotherapy
    • 0-20% coinsurance (Authorization Required)
  • Other Part B drugs
    • 0-20% coinsurance (Authorization Required)

Mental health services

  • Outpatient group therapy visit
    • $15 copay
  • Outpatient individual therapy visit
    • $15 copay
  • Inpatient hospital – psychiatric
    • $125 per day for days 1 through 5
      $0 per day for days 6 through 90 (Authorization Required)
  • Outpatient individual therapy visit with a psychiatrist
    • $15 copay
  • Outpatient group therapy visit with a psychiatrist
    • $15 copay

Optional supplemental benefits

    • No

Other health plan deductibles?

    • In-Network: No

Outpatient hospital coverage

    • $5-165 copay per visit (Authorization Required)

Preventive care

    • $0 copay

Rehabilitation services

  • Physical therapy and speech and language therapy visit
    • $10 copay
  • Occupational therapy visit
    • $10 copay (Authorization Required)

Skilled Nursing Facility

    • $0 per day for days 1 through 20
      $195 per day for days 21 through 40
      $0 per day for days 41 through 100 (Authorization Required)

Transportation

    • Not covered

Vision

  • Routine eye exam
    • $0 copay (Limits Apply)
  • Upgrades
    • Not covered
  • Contact lenses
    • $0 copay (Limits Apply)
  • Eyeglass lenses
    • Not covered
  • Eyeglass frames
    • Not covered
  • Eyeglasses (frames and lenses)
    • $0 copay (Limits Apply)
  • Other
    • Not covered

Wellness programs (e.g., fitness, nursing hotline)

    • Covered

Ready to sign up for Blue Best Life Classic (HMO) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 / TTY 711.

M-F: 8:00 am – 10:00 pm EST

Sat-Sun: 8:00 am – 9:00 pm EST

Need more information on Blue Best Life Classic (HMO)? See 2025 Blue Best Life Classic (HMO) at MedicareAdvantageRX.com.

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