Blue Cross Medicare Advantage Classic (PPO)

H8634 - 010 - 0
3.5 out of 5 stars (3.5 / 5)

Blue Cross Medicare Advantage Classic (PPO) is a Medicare Advantage Plan by Blue Cross and Blue Shield of IL, NM.

This page features plan details for 2025 Blue Cross Medicare Advantage Classic (PPO) H8634 – 010 – 0 available in New Mexico.

Locations

Blue Cross Medicare Advantage Classic (PPO) is offered in the following locations.

Plan Overview

Blue Cross Medicare Advantage Classic (PPO) offers the following coverage and cost-sharing.

Insurer:Blue Cross and Blue Shield of IL, NM
Health Plan Deductible:$0
MOOP:$14,000 In and Out-of-network
$7,355 In-network
$14,000 Out-of-network
Drugs Covered:Yes

Ready to sign up for Blue Cross Medicare Advantage Classic (PPO) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 / TTY 711.

M-F: 8:00 am – 10:00 pm EST

Sat-Sun: 8:00 am – 9:00 pm EST

Premium Breakdown

Blue Cross Medicare Advantage Classic (PPO) has a monthly premium of $0.00. This amount includes your Part C and D premiums but does not include your Part B premium. The following is a breakdown of your monthly premium with Part B costs included.
Part B Part C Part D Part B Give Back Total
$185.00 $0.00 $0.00 $ $
Please Note:
  • Your Part B premium may differ based on factors including late enrollment, income, and disability status.
  • You may also qualify for “Extra Help” on drug costs. See the Part D Premium Reduction section below for more details.

Drug Info

Blue Cross Medicare Advantage Classic (PPO) provides the following cost-sharing on drugs. Please check the plan’s formulary for specific drugs covered.

Drug Deductible: $250.00
Drug Out-Of-Pocket maximum: $2,000.00
Drug Benefit Type: Enhanced Alternative

Part D Premium Reduction

The Low-Income Subsidy (also known as LIS or “Extra Help”) helps people with Medicare lower the cost of prescription drugs.

The table below shows how the LIS impacts the Part D premium of this plan.

Part DLIS Full
$0.00$0.00

Initial Coverage Phase

After you pay your $250.00 drug deductible, you will pay the following costs for drugs in each tier until your total drug costs (including what this plan has paid and what you have paid) reach $2,000.00. Once you reach that amount, you will enter the next coverage phase.

Catastrophic Coverage Phase

After your yearly out-of-pocket drug costs (including drugs purchased through your retail pharmacy and through mail order) reach $2,000.00, you pay nothing for Medicare Part D covered drugs. However, you may still pay a share of the costs for excluded drugs covered under any enhanced benefit. Please note, that this plan has a Enhanced Alternative benefit type.

Additional Benefits

Blue Cross Medicare Advantage Classic (PPO) also provides the following benefits.

Additional benefits and/or reduced cost-sharing for enrollees with certain health conditions?

    • In-Network: No

Diagnostic procedures/lab services/imaging

  • Diagnostic radiology services (e.g., MRI)
    • In-Network: $0-300 copay (Authorization Required)
  • Outpatient x-rays
    • In-Network: $0-100 copay (Authorization Required)
  • Diagnostic tests and procedures
    • Out-of-Network: $0-200 copay (Authorization Required)
  • Outpatient x-rays
    • Out-of-Network: $30-200 copay (Authorization Required)
  • Diagnostic radiology services (e.g., MRI)
    • Out-of-Network: $0-400 copay (Authorization Required)
  • Diagnostic tests and procedures
    • In-Network: $0-100 copay (Authorization Required)
  • Lab services
    • In-Network: $0-50 copay (Authorization Required)
    • Out-of-Network: $30-200 copay (Authorization Required)

Doctor visits

  • Primary
    • Out-of-Network: $30 copay per visit
  • Specialist
    • Out-of-Network: $75 copay per visit (Authorization Required)
  • Primary
    • In-Network: $0 copay
  • Specialist
    • In-Network: $35 copay per visit (Authorization Required)

Emergency care/Urgent care

  • Emergency
    • $100 copay per visit (always covered)
  • Urgent care
    • $40 copay per visit (always covered)

Foot care (podiatry services)

  • Foot exams and treatment
    • In-Network: $50 copay (Authorization Required)
    • Out-of-Network: $75 copay (Authorization Required)
  • Routine foot care
    • Not covered

Ground ambulance

    • In-Network: $250 copay
    • Out-of-Network: $250 copay

Health plan deductible

    • $0

Hearing

  • Hearing aids
    • In-Network: $699-999 copay (Limits Apply)
  • Hearing aids OTC
    • Not covered
  • Medicare-Covered Hearing Exam
    • In-Network: $40 copay
    • Out-of-Network: $75 copay
  • Fitting/evaluation
    • Out-of-Network: $0 copay
  • Hearing aids
    • Out-of-Network: $699-999 copay (Limits Apply)
  • Fitting/evaluation
    • In-Network: $0 copay

Inpatient hospital coverage

    • In-Network: $350 per day for days 1 through 7
      $0 per day for days 8 through 90 (Authorization Required)
    • Out-of-Network: $500 per day for days 1 and beyond (Authorization Required)

Maximum out-of-pocket enrollee responsibility (does not include prescription drugs)

    • $14,000 In and Out-of-network
      $7,355 In-network
      $14,000 Out-of-network

Medical equipment/supplies

  • Diabetes supplies
    • Out-of-Network: 20% coinsurance per item (Authorization Required)
  • Durable medical equipment (e.g., wheelchairs, oxygen)
    • Out-of-Network: 20% coinsurance per item (Authorization Required)
  • Prosthetics (e.g., braces, artificial limbs)
    • Out-of-Network: 20% coinsurance per item (Authorization Required)
  • Diabetes supplies
    • In-Network: 0-20% coinsurance per item (Authorization Required)
  • Durable medical equipment (e.g., wheelchairs, oxygen)
    • In-Network: 20% coinsurance per item (Authorization Required)
  • Prosthetics (e.g., braces, artificial limbs)
    • In-Network: 20% coinsurance per item (Authorization Required)

Medicare Part B drugs

  • Chemotherapy
    • Out-of-Network: 50% coinsurance (Authorization Required)
  • Other Part B drugs
    • Out-of-Network: 50% coinsurance (Authorization Required)
  • Chemotherapy
    • In-Network: 0-20% coinsurance (Authorization Required)
  • Other Part B drugs
    • In-Network: 0-20% coinsurance (Authorization Required)

Mental health services

  • Inpatient hospital – psychiatric
    • Out-of-Network: $500 per day for days 1 and beyond (Authorization Required)
  • Outpatient group therapy visit
    • Out-of-Network: $50 copay (Authorization Required)
  • Outpatient group therapy visit with a psychiatrist
    • Out-of-Network: $50 copay (Authorization Required)
  • Inpatient hospital – psychiatric
    • In-Network: $265 per day for days 1 through 6
      $0 per day for days 7 through 90 (Authorization Required)
  • Outpatient group therapy visit
    • In-Network: $30 copay (Authorization Required)
  • Outpatient individual therapy visit
    • In-Network: $30 copay (Authorization Required)
  • Outpatient individual therapy visit with a psychiatrist
    • Out-of-Network: $50 copay (Authorization Required)
  • Outpatient group therapy visit with a psychiatrist
    • In-Network: $30 copay (Authorization Required)
  • Outpatient individual therapy visit
    • Out-of-Network: $50 copay (Authorization Required)
  • Outpatient individual therapy visit with a psychiatrist
    • In-Network: $30 copay (Authorization Required)

Optional supplemental benefits

    • Yes

Other health plan deductibles?

    • In-Network: No

Outpatient hospital coverage

    • Out-of-Network: $400 copay per visit (Authorization Required)
    • In-Network: $325 copay per visit (Authorization Required)

Preventive care

    • Out-of-Network: $0 copay
    • In-Network: $0 copay

Rehabilitation services

  • Occupational therapy visit
    • In-Network: $35 copay (Authorization Required)
  • Physical therapy and speech and language therapy visit
    • Out-of-Network: $75 copay (Authorization Required)
  • Occupational therapy visit
    • Out-of-Network: $75 copay (Authorization Required)
  • Physical therapy and speech and language therapy visit
    • In-Network: $40 copay (Authorization Required)

Skilled Nursing Facility

    • Out-of-Network: $250 per day for days 1 and beyond (Authorization Required)
    • In-Network: $0 per day for days 1 through 20
      $214 per day for days 21 through 59
      $0 per day for days 60 through 100 (Authorization Required)

Transportation

    • Not covered

Vision

  • Eyeglass lenses
    • Not covered
  • Eyeglasses (frames and lenses)
    • Not covered
  • Upgrades
    • Not covered
  • Routine eye exam
    • In-Network: $0 copay (Limits Apply)
    • Out-of-Network: $0 copay (Limits Apply)
  • Eyeglass frames
    • Not covered
  • Contact lenses
    • Not covered
  • Other
    • Not covered

Wellness programs (e.g., fitness, nursing hotline)

    • Covered

Optional Supplemental Premier Package

Comprehensive Dental

  • Restorative Services, Endodontics, Periodontics, Prosthodontics, removable, Maxillofacial Prosthetics, Prosthodontics, fixed, Oral and Maxillofacial Surgery, Adjunctive General Services
    • Monthly Premium: $30.30
    • Max Coverage: $1150.00
    • Coverage Periodicity: Every year

Diagnostic and Preventive Dental

  • Oral Exams, Dental X-Rays, Prophylaxis (Cleaning)
    • Monthly Premium: $30.30
    • Max Coverage: $1150.00
    • Coverage Periodicity: Every year

Eyewear

  • Contact Lenses, Eyeglass lenses, Eyeglass frames
    • Monthly Premium: $30.30
    • Max Coverage: $1150.00
    • Coverage Periodicity: Every year

Ready to sign up for Blue Cross Medicare Advantage Classic (PPO) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 / TTY 711.

M-F: 8:00 am – 10:00 pm EST

Sat-Sun: 8:00 am – 9:00 pm EST

Need more information on Blue Cross Medicare Advantage Classic (PPO)? See 2025 Blue Cross Medicare Advantage Classic (PPO) at MedicareAdvantageRX.com.

Table of Contents