CDPHP Choice (HMO)

H3388 - 001 - 0
4.5 out of 5 stars (4.5 / 5)

CDPHP Choice (HMO) is a Medicare Advantage Plan by CDPHP Medicare Advantage.

This page features plan details for 2024 CDPHP Choice (HMO) H3388 – 001 – 0 available in Greater Capital Region of New York State.

IMPORTANT: This page features the 2024 version of this plan. See the 2025 version using the link below:

Locations

CDPHP Choice (HMO) is offered in the following locations.

Plan Overview

CDPHP Choice (HMO) offers the following coverage and cost-sharing.

Insurer:CDPHP Medicare Advantage
Health Plan Deductible:$0.00
MOOP:$6,100 In-network
Drugs Covered:No

Ready to sign up for CDPHP Choice (HMO) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 / TTY 711.

M-F: 8:00 am – 10:00 pm EST

Sat-Sun: 8:00 am – 9:00 pm EST

Premium Breakdown

CDPHP Choice (HMO) has a monthly premium of $39.90. This amount includes your Part C premium but does not include your Part B premium.
Part B Part C Part B Give Back Total
$174.70 $39.90 $0.00 $
Please Note:
  • Your Part B premium may differ based on factors including late enrollment, income, and disability status.

Additional Benefits

CDPHP Choice (HMO) also provides the following benefits.

Health plan deductible

$0

Other health plan deductibles?

In-network No

Maximum out-of-pocket enrollee responsibility (does not include prescription drugs)

$6,100 In-network

Optional supplemental benefits

No

Additional benefits and/or reduced cost-sharing for enrollees with certain health conditions?

In-network No

Outpatient hospital coverage

$200 copay per visit (Authorization is required.) (Referral is required.)

Doctor visits

Primary$0 copay (Not applicable.) (Not applicable.)
Specialist$0-25 copay per visit (Authorization is required.) (Referral is required.)

Preventive care

$0 copay (Authorization is required.) (Referral is not required.)

Emergency care/Urgent care

Emergency$90 copay per visit (always covered) (Not applicable.) (Not applicable.)
Urgent care$45 copay per visit (always covered) (Not applicable.) (Not applicable.)

Diagnostic procedures/lab services/imaging

Diagnostic tests and procedures$0-25 copay (Authorization is required.) (Referral is required.)
Lab services$0-5 copay (Authorization is required.) (Referral is required.)
Diagnostic radiology services (e.g., MRI)$100 copay (Authorization is required.) (Referral is required.)
Outpatient x-rays$25 copay (Authorization is required.) (Referral is required.)

Hearing

Hearing exam$25 copay (Authorization is not required.) (Referral is not required.)
Fitting/evaluation$0 copay (There are no limits.) (Authorization is not required.) (Referral is not required.)
Hearing aids$199-499 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)

Preventive dental

Oral exam$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Cleaning$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Fluoride treatment$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Dental x-ray(s)$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)

Comprehensive dental

Non-routine services$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Diagnostic services$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Restorative services$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Endodontics$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Periodontics$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Extractions$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Prosthodontics, other oral/maxillofacial surgery, other services$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)

Vision

Routine eye exam$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
OtherNot covered (There are no limits.) (Not applicable.) (Not applicable.)
Contact lenses$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Eyeglasses (frames and lenses)$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Eyeglass frames$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Eyeglass lenses$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
UpgradesNot covered (Not applicable.) (Not applicable.)

Rehabilitation services

Occupational therapy visit$25 copay (Authorization is not required.) (Referral is required.)
Physical therapy and speech and language therapy visit$25 copay (Authorization is not required.) (Referral is required.)

Ground ambulance

$165 copay (Not applicable.) (Not applicable.)

Transportation

$0 copay (There are no limits.) (Authorization is required.) (Referral is not required.)

Foot care (podiatry services)

Foot exams and treatment$25 copay (Authorization is not required.) (Referral is required.)
Routine foot careNot covered (Not applicable.) (Not applicable.)

Medical equipment/supplies

Durable medical equipment (e.g., wheelchairs, oxygen)20% coinsurance per item (Authorization is required.) (Not applicable.)
Prosthetics (e.g., braces, artificial limbs)20% coinsurance per item (Authorization is required.) (Not applicable.)
Diabetes supplies0-20% coinsurance per item (Authorization is required.) (Not applicable.)

Wellness programs (e.g., fitness, nursing hotline)

Covered (Authorization is not required.) (Referral is not required.)

Medicare Part B drugs

Chemotherapy0-20% coinsurance (Authorization is required.) (Not applicable.)
Other Part B drugs$35 copay or 0-20% coinsurance (Authorization is required.) (Not applicable.)
Part B Insulin drugs$35 copay (Authorization is required.) (Not applicable.)

Inpatient hospital coverage

$260 per day for days 1 through 6
$0 per day for days 7 through 90 (Authorization is required.) (Referral is required.)

Mental health services

Inpatient hospital – psychiatric$260 per day for days 1 through 6
$0 per day for days 7 through 90 (Authorization is not required.) (Referral is required.)
Outpatient group therapy visit with a psychiatrist$25 copay (Authorization is not required.) (Referral is required.)
Outpatient individual therapy visit with a psychiatrist$25 copay (Authorization is not required.) (Referral is required.)
Outpatient group therapy visit$25 copay (Authorization is not required.) (Referral is required.)
Outpatient individual therapy visit$25 copay (Authorization is not required.) (Referral is required.)

Skilled Nursing Facility

$0 per day for days 1 through 20
$120 per day for days 21 through 100 (Authorization is required.) (Referral is required.)

Ready to sign up for CDPHP Choice (HMO) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 / TTY 711.

M-F: 8:00 am – 10:00 pm EST

Sat-Sun: 8:00 am – 9:00 pm EST

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