CDPHP Flex (PPO)

H5042 - 012 - 0
4.5 out of 5 stars (4.5 / 5)

CDPHP Flex (PPO) is a Medicare Advantage (Part C) Plan by CDPHP Medicare Advantage.

This page features plan details for 2024 CDPHP Flex (PPO) H5042 – 012 – 0 available in Greater Capital Region of New York State.

IMPORTANT: This page has been updated with plan and premium data for 2024.

Locations

CDPHP Flex (PPO) is offered in the following locations.

Plan Overview

CDPHP Flex (PPO) offers the following coverage and cost-sharing.

Insurer:CDPHP Medicare Advantage
Health Plan Deductible:$0.00
MOOP:$9,550 In and Out-of-network
$6,100 In-network
$9,550 Out-of-network
Drugs Covered:No

Ready to sign up for CDPHP Flex (PPO) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 TTY 711.

8am – 11pm EST. 7 days a week

Premium Breakdown

CDPHP Flex (PPO) has a monthly premium of $0.00. This amount includes your Part C premium but does not include your Part B premium.
Part B Part C Part B Give Back Total
$174.70 $0.00 $0.00 $174.70
Please Note:
  • Your Part B premium may differ based on factors including late enrollment, income, and disability status.

Additional Benefits

CDPHP Flex (PPO) also provides the following benefits.

Health plan deductible

$0

Other health plan deductibles?

In-network No

Maximum out-of-pocket enrollee responsibility (does not include prescription drugs)

$9,550 In and Out-of-network
$6,100 In-network
$9,550 Out-of-network

Optional supplemental benefits

No

Additional benefits and/or reduced cost-sharing for enrollees with certain health conditions?

In-network No

Outpatient hospital coverage

In-network $325 copay per visit (Authorization is required.) (Referral is required.)
out-of-network 30% coinsurance per visit (Authorization is required.) (Referral is required.)

Doctor visits

In-network Primary$0 copay (Not applicable.) (Not applicable.)
out-of-network Primary$40 copay per visit (Not applicable.) (Not applicable.)
In-network Specialist$0-40 copay per visit (Authorization is required.) (Referral is required.)
out-of-network Specialist30% coinsurance per visit (Authorization is required.) (Referral is required.)

Preventive care

In-network $0 copay (Authorization is required.) (Referral is not required.)
out-of-network 30% coinsurance (Authorization is required.) (Referral is not required.)

Emergency care/Urgent care

Emergency$90 copay per visit (always covered) (Not applicable.) (Not applicable.)
Urgent care$55 copay per visit (always covered) (Not applicable.) (Not applicable.)

Diagnostic procedures/lab services/imaging

In-network Diagnostic tests and procedures$0-40 copay (Authorization is required.) (Referral is required.)
out-of-network Diagnostic tests and procedures30% coinsurance (Authorization is required.) (Referral is required.)
In-network Lab services$0-5 copay (Authorization is required.) (Referral is required.)
out-of-network Lab services30% coinsurance (Authorization is required.) (Referral is required.)
In-network Diagnostic radiology services (e.g., MRI)$135 copay (Authorization is required.) (Referral is required.)
out-of-network Diagnostic radiology services (e.g., MRI)30% coinsurance (Authorization is required.) (Referral is required.)
In-network Outpatient x-rays$35 copay (Authorization is required.) (Referral is required.)
out-of-network Outpatient x-rays$40 copay (Authorization is required.) (Referral is required.)

Hearing

In-network Hearing exam$45 copay (Authorization is not required.) (Referral is not required.)
out-of-network Hearing exam$0-45 copay (Authorization is not required.) (Referral is not required.)
In-network Fitting/evaluation$0 copay (There are no limits.) (Authorization is not required.) (Referral is not required.)
out-of-network Fitting/evaluation$0-45 copay (There are no limits.) (Authorization is not required.) (Referral is not required.)
In-network Hearing aids$599-899 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
out-of-network Hearing aids$599-899 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)

Preventive dental

In-network Oral exam$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
out-of-network Oral exam$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
In-network Cleaning$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
out-of-network Cleaning$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
In-network Fluoride treatment$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
out-of-network Fluoride treatment$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
In-network Dental x-ray(s)$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
out-of-network Dental x-ray(s)$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)

Comprehensive dental

In-network Non-routine services$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
out-of-network Non-routine services$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
In-network Diagnostic services$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
out-of-network Diagnostic services$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
In-network Restorative services$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
out-of-network Restorative services$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
In-network Endodontics$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
out-of-network Endodontics$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
In-network Periodontics$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
out-of-network Periodontics$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
In-network Extractions$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
out-of-network Extractions$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
In-network Prosthodontics, other oral/maxillofacial surgery, other services$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
out-of-network Prosthodontics, other oral/maxillofacial surgery, other services$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)

Vision

In-network Routine eye exam$20 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
out-of-network Routine eye exam30% coinsurance (Limits may apply.) (Authorization is not required.) (Referral is not required.)
OtherNot covered (There are no limits.) (Not applicable.) (Not applicable.)
In-network Contact lenses$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
out-of-network Contact lenses$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
In-network Eyeglasses (frames and lenses)$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
out-of-network Eyeglasses (frames and lenses)$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
In-network Eyeglass frames$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
out-of-network Eyeglass frames$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
In-network Eyeglass lenses$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
out-of-network Eyeglass lenses$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
UpgradesNot covered (Not applicable.) (Not applicable.)

Rehabilitation services

In-network Occupational therapy visit$40 copay (Authorization is not required.) (Referral is required.)
out-of-network Occupational therapy visit$60 copay (Authorization is not required.) (Referral is required.)
In-network Physical therapy and speech and language therapy visit$40 copay (Authorization is not required.) (Referral is required.)
out-of-network Physical therapy and speech and language therapy visit$60 copay (Authorization is not required.) (Referral is required.)

Ground ambulance

In-network $255 copay (Not applicable.) (Not applicable.)
out-of-network $255 copay (Not applicable.) (Not applicable.)

Transportation

In-network $0 copay (There are no limits.) (Authorization is required.) (Referral is not required.)

Foot care (podiatry services)

In-network Foot exams and treatment$40 copay (Authorization is not required.) (Referral is required.)
out-of-network Foot exams and treatment$60 copay (Authorization is not required.) (Referral is required.)
Routine foot careNot covered (Not applicable.) (Not applicable.)

Medical equipment/supplies

In-network Durable medical equipment (e.g., wheelchairs, oxygen)20% coinsurance per item (Authorization is required.) (Not applicable.)
out-of-network Durable medical equipment (e.g., wheelchairs, oxygen)30% coinsurance per item (Authorization is required.) (Not applicable.)
In-network Prosthetics (e.g., braces, artificial limbs)20% coinsurance per item (Authorization is required.) (Not applicable.)
out-of-network Prosthetics (e.g., braces, artificial limbs)30% coinsurance per item (Authorization is required.) (Not applicable.)
In-network Diabetes supplies0-20% coinsurance per item (Authorization is required.) (Not applicable.)
out-of-network Diabetes supplies30% coinsurance per item (Authorization is required.) (Not applicable.)

Wellness programs (e.g., fitness, nursing hotline)

Covered (Authorization is not required.) (Referral is not required.)

Medicare Part B drugs

In-network Chemotherapy0-20% coinsurance (Authorization is required.) (Not applicable.)
out-of-network Chemotherapy30% coinsurance (Authorization is required.) (Not applicable.)
In-network Other Part B drugs$35 copay or 0-20% coinsurance (Authorization is required.) (Not applicable.)
out-of-network Other Part B drugs30% coinsurance (Authorization is required.) (Not applicable.)
In-network Part B Insulin drugs$35 copay (Authorization is required.) (Not applicable.)
out-of-network Part B Insulin drugs30% coinsurance (Authorization is required.) (Not applicable.)

Inpatient hospital coverage

In-network $310 per day for days 1 through 6
$0 per day for days 7 through 90 (Authorization is required.) (Referral is required.)
out-of-network 30% per stay (Authorization is required.) (Referral is required.)

Mental health services

In-network Inpatient hospital – psychiatric$300 per day for days 1 through 5
$0 per day for days 6 through 90 (Authorization is not required.) (Referral is required.)
out-of-network Inpatient hospital – psychiatric30% per stay (Authorization is not required.) (Referral is required.)
In-network Outpatient group therapy visit with a psychiatrist$40 copay (Authorization is not required.) (Referral is required.)
out-of-network Outpatient group therapy visit with a psychiatrist$60 copay (Authorization is not required.) (Referral is required.)
In-network Outpatient individual therapy visit with a psychiatrist$40 copay (Authorization is not required.) (Referral is required.)
out-of-network Outpatient individual therapy visit with a psychiatrist$60 copay (Authorization is not required.) (Referral is required.)
In-network Outpatient group therapy visit$40 copay (Authorization is not required.) (Referral is required.)
out-of-network Outpatient group therapy visit$60 copay (Authorization is not required.) (Referral is required.)
In-network Outpatient individual therapy visit$40 copay (Authorization is not required.) (Referral is required.)
out-of-network Outpatient individual therapy visit$60 copay (Authorization is not required.) (Referral is required.)

Skilled Nursing Facility

In-network $0 per day for days 1 through 20
$145 per day for days 21 through 100 (Authorization is required.) (Referral is required.)
out-of-network 30% per stay (Authorization is required.) (Referral is required.)

Ready to sign up for CDPHP Flex (PPO) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 TTY 711.

8am – 11pm EST. 7 days a week

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