CHRISTUS Health Medicare Guardian (HMO)

H1189 - 008 - 0
3 out of 5 stars (3 / 5)

CHRISTUS Health Medicare Guardian (HMO) is a Medicare Advantage (Part C) Plan by CHRISTUS Health Advantage.

This page features plan details for 2024 CHRISTUS Health Medicare Guardian (HMO) H1189 – 008 – 0 available in Northeast Texas.

IMPORTANT: This page has been updated with plan and premium data for 2024.

Locations

CHRISTUS Health Medicare Guardian (HMO) is offered in the following locations.

Plan Overview

CHRISTUS Health Medicare Guardian (HMO) offers the following coverage and cost-sharing.

Insurer:CHRISTUS Health Advantage
Health Plan Deductible:$0.00
MOOP:$4,400 In-network
Drugs Covered:No

Ready to sign up for CHRISTUS Health Medicare Guardian (HMO) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 TTY 711.

8am – 11pm EST. 7 days a week

Medicare Part B Give Back Benefit

The Part B Premium Reduction (Medicare Part B Give Back Benefit) lowers the cost of some Medicare Advantage plans. 

CHRISTUS Health Medicare Guardian (HMO) qualifies for a monthly Medicare Give Back Benefit of $60.00.

Premium Reduction:$60.00

Premium Breakdown

CHRISTUS Health Medicare Guardian (HMO) has a monthly premium of $0.00. This amount includes your Part C premium but does not include your Part B premium.
Part B Part C Part B Give Back Total
$174.70 $0.00 $60.00 $114.70
Please Note:
  • Your Part B premium may differ based on factors including late enrollment, income, and disability status.

Additional Benefits

CHRISTUS Health Medicare Guardian (HMO) also provides the following benefits.

Health plan deductible

$0

Other health plan deductibles?

In-network No

Maximum out-of-pocket enrollee responsibility (does not include prescription drugs)

$4,400 In-network

Optional supplemental benefits

No

Additional benefits and/or reduced cost-sharing for enrollees with certain health conditions?

In-network No

Outpatient hospital coverage

$250 copay per visit (Authorization is not required.) (Referral is not required.)

Doctor visits

Primary$0 copay (Not applicable.) (Not applicable.)
Specialist$25 copay per visit (Authorization is not required.) (Referral is not required.)

Preventive care

$0 copay (Authorization is not required.) (Referral is not required.)

Emergency care/Urgent care

Emergency$75 copay per visit (always covered) (Not applicable.) (Not applicable.)
Urgent care$35 copay per visit (always covered) (Not applicable.) (Not applicable.)

Diagnostic procedures/lab services/imaging

Diagnostic tests and procedures$40 copay (Authorization is not required.) (Referral is not required.)
Lab services$0 copay (Authorization is not required.) (Referral is not required.)
Diagnostic radiology services (e.g., MRI)$150 copay (Authorization is not required.) (Referral is not required.)
Outpatient x-rays$10 copay (Authorization is not required.) (Referral is not required.)

Hearing

Hearing exam$25 copay (Authorization is not required.) (Referral is not required.)
Fitting/evaluationNot covered (There are no limits.) (Not applicable.) (Not applicable.)
Hearing aids$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)

Preventive dental

Office visit$0.00 (Authorization is not required.) (Referral is not required.)
Oral examCovered under office visit (Limits may apply.) (Authorization is not required.) (Referral is not required.)
CleaningCovered under office visit (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Fluoride treatmentCovered under office visit (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Dental x-ray(s)Covered under office visit (Limits may apply.) (Authorization is not required.) (Referral is not required.)

Comprehensive dental

Non-routine services$20 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Diagnostic services$20 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Restorative services$20 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Endodontics$20 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Periodontics$20 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Extractions$20 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Prosthodontics, other oral/maxillofacial surgery, other services$20 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)

Vision

Routine eye exam$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
OtherNot covered (There are no limits.) (Not applicable.) (Not applicable.)
Contact lenses$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Eyeglasses (frames and lenses)$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Eyeglass frames$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Eyeglass lenses$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
UpgradesNot covered (Not applicable.) (Not applicable.)

Rehabilitation services

Occupational therapy visit$20 copay (Authorization is not required.) (Referral is not required.)
Physical therapy and speech and language therapy visit$25 copay (Authorization is not required.) (Referral is not required.)

Ground ambulance

$250 copay (Not applicable.) (Not applicable.)

Transportation

$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)

Foot care (podiatry services)

Foot exams and treatment$25 copay (Authorization is not required.) (Referral is not required.)
Routine foot care$0 copay (There are no limits.) (Authorization is not required.) (Referral is not required.)

Medical equipment/supplies

Durable medical equipment (e.g., wheelchairs, oxygen)0-20% coinsurance per item (Authorization is not required.) (Not applicable.)
Prosthetics (e.g., braces, artificial limbs)20% coinsurance per item (Authorization is not required.) (Not applicable.)
Diabetes supplies$0 copay (Authorization is not required.) (Not applicable.)

Wellness programs (e.g., fitness, nursing hotline)

Covered (Authorization is not required.) (Referral is not required.)

Medicare Part B drugs

Chemotherapy0-20% coinsurance (Authorization is not required.) (Not applicable.)
Other Part B drugs0-20% coinsurance (Authorization is not required.) (Not applicable.)
Part B Insulin drugs$0-35 copay (Authorization is not required.) (Not applicable.)

Inpatient hospital coverage

$0 per day for days 1 through 5
$0 per day for days 6 through 90
$320 per day for days 90 through 100 (Authorization is not required.) (Referral is not required.)

Mental health services

Inpatient hospital – psychiatric$318 per day for days 1 through 5
$0 per day for days 6 through 90 (Authorization is not required.) (Referral is not required.)
Outpatient group therapy visit with a psychiatrist$25 copay (Authorization is not required.) (Referral is not required.)
Outpatient individual therapy visit with a psychiatrist$25 copay (Authorization is not required.) (Referral is not required.)
Outpatient group therapy visit$25 copay (Authorization is not required.) (Referral is not required.)
Outpatient individual therapy visit$25 copay (Authorization is not required.) (Referral is not required.)

Skilled Nursing Facility

$0 per day for days 1 through 20
$164.50 per day for days 21 through 100 (Authorization is not required.) (Referral is not required.)

Ready to sign up for CHRISTUS Health Medicare Guardian (HMO) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 TTY 711.

8am – 11pm EST. 7 days a week

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