Cigna TotalCare (HMO D-SNP)

H2108 - 001 - 0
3 out of 5 stars (3 / 5)

cigna medicare provider logo

Cigna TotalCare (HMO D-SNP) is a Medicare Advantage (Part C) Special Needs Plan by Cigna.

This page features plan details for 2023 Cigna TotalCare (HMO D-SNP) H2108 – 001 – 0 available in Baltimore/Delaware.

IMPORTANT: This page features the 2023 version of this plan. See the 2024 version using the link below:
No 2024 version found. You can use the location links below to find 2024 plans in your area.

Locations

Cigna TotalCare (HMO D-SNP) is offered in the following locations.

Plan Overview

Cigna TotalCare (HMO D-SNP) offers the following coverage and cost-sharing.

Special Needs Plan Type:Dual-Eligible
Conditions Covered:
Insurer:Cigna
Health Plan Deductible:$0.00
MOOP:$7,550 In-network
Drugs Covered:Yes
Please Note:
  • This plan is a Medicare Special Needs Plan for people with both Medicare and Medicaid. Contact the plan for details.
  • Depending on your level of Extra Help, you may pay less for the drugs than the cost sharing amount listed. Look on the Extra Help letters you get, or contact the plan to find out your exact costs.

Ready to sign up for Cigna TotalCare (HMO D-SNP) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 TTY 711.

8am – 11pm EST. 7 days a week

Premium Breakdown

Cigna TotalCare (HMO D-SNP) has a monthly premium of $24.20. This amount includes your Part C and D premiums but does not include your Part B premium. The following is a breakdown of your monthly premium with Part B costs included.
Part B Part C Part D Part B Give Back Total
$164.90 $0.00 $24.20 $0.00 $189.10
Please Note:
  • Your Part B premium may differ based on factors including late enrollment, income, and disability status.
  • You may also qualify for “Extra Help” on drug costs. See the Part D Premium Reduction section below for more details.

Drug Info

Cigna TotalCare (HMO D-SNP) provides the following cost-sharing on drugs. Please check the plan’s formulary for specific drugs covered.

Drug Deductible: $505.00
Initial Coverage Limit: $4,660.00
Catastrophic Coverage Limit: $7,400.00
Drug Benefit Type: Basic
Gap Coverage: No
Formulary Link: Formulary Link

Part D Premium Reduction

The Low-Income Subsidy (also known as LIS or “Extra Help”) helps people with Medicare lower the cost of prescription drugs. The table below shows how the LIS impacts the Part D premium of this plan.
Part D LIS 25% LIS 50% LIS 75% LIS Full
$24.20 $43.40 $34.80 $26.30 $17.70

Initial Coverage Phase

After you pay your $505.00 drug deductible, you will pay the following costs for drugs in each tier until your total drug costs (including what this plan has paid and what you have paid) reach $4,660.00. Once you reach that amount, you will enter the next coverage phase.

Gap Coverage Phase

After your total drug costs (including what this plan has paid and what you have paid) reach $4,660.00, you will pay no more than the amounts below for any drug tier until you reach $7,400.00.

Drug TypeCost Share
Generic drugs25%
Brand-name drugs25%

Catastrophic Coverage Phase

After your yearly out-of-pocket drug costs (including drugs purchased through your retail pharmacy and through mail order) reach $7,400.00, you will pay no more than the greater of the two amounts listed below for generic and brand-name drugs.

Drug TypeCost Share
Generic drugs$4.15 copay or 5% (whichever costs more)
Brand-name drugs$10.35 copay or 5% (whichever costs more)

Additional Benefits

Cigna TotalCare (HMO D-SNP) also provides the following benefits.

Additional benefits and/or reduced cost-sharing for enrollees with certain health conditions?

In-Network: Yes, contact plan for further details

Dental (comprehensive)

Diagnostic services: $0 copay (limits may apply) (authorization required) (referral not required)
Endodontics: $0 copay (limits may apply) (authorization required) (referral not required)
Extractions: $0 copay (limits may apply) (authorization required) (referral not required)
Non-routine services: Not covered (no limits)
Periodontics: $0 copay (limits may apply) (authorization required) (referral not required)
Prosthodontics, other oral/maxillofacial surgery, other services: $0 copay (limits may apply) (authorization required) (referral not required)
Restorative services: $0 copay (limits may apply) (authorization required) (referral not required)

Dental (preventive)

Cleaning: $0 copay (limits may apply) (authorization not required) (referral not required)
Dental x-ray(s): $0 copay (limits may apply) (authorization not required) (referral not required)
Fluoride treatment: $0 copay (limits may apply) (authorization not required) (referral not required)
Oral exam: $0 copay (limits may apply) (authorization not required) (referral not required)

Diagnostic procedures/lab services/imaging

Diagnostic radiology services (e.g., MRI): 0% or 0-20% coinsurance (authorization required) (referral not required)
Diagnostic tests and procedures: 0% or 0-20% coinsurance (authorization required) (referral not required)
Lab services: $0 copay (authorization required) (referral not required)
Outpatient x-rays: 0% or 20% coinsurance (authorization required) (referral not required)

Doctor visits

Primary: 0% or 0-20% coinsurance per visit
Specialist: 0% or 20% coinsurance per visit (authorization required) (referral not required)

Emergency care/Urgent care

Emergency: $0 or $95 copay per visit (always covered)
Urgent care: 0% or 20% coinsurance per visit (always covered)

Foot care (podiatry services)

Foot exams and treatment: 0% or 20% coinsurance (authorization not required) (referral not required)
Routine foot care: $0 copay (limits may apply) (authorization not required) (referral not required)

Ground ambulance

0% or 20% coinsurance

Health plan deductible

$0.00

Health plan deductibles (other)

In-Network: No

Hearing

Fitting/evaluation: $0 copay (limits may apply) (authorization not required) (referral not required)
Hearing aids: $0 copay (limits may apply) (authorization not required) (referral not required)
Hearing exam: 0% or 20% coinsurance (authorization not required) (referral not required)

Hospital coverage (inpatient)

$0 or $1,300 per stay (authorization required) (referral not required)

Hospital coverage (outpatient)

0% or 0-20% coinsurance per visit (authorization required) (referral not required)

Maximum out-of-pocket enrollee responsibility (does not include prescription drugs)

$7,550 In-network

Medical equipment/supplies

Diabetes supplies: $0 copay (authorization required)
Durable medical equipment (e.g., wheelchairs, oxygen): 0% or 20% coinsurance per item (authorization required)
Prosthetics (e.g., braces, artificial limbs): 0% or 20% coinsurance per item (authorization required)

Medicare Part B drugs

Chemotherapy: 0% or 20% coinsurance (authorization required)
Other Part B drugs: 0% or 20% coinsurance (authorization required)

Mental health services

Inpatient hospital – psychiatric: $0 or $350 per day for days 1 through 5
$0 per day for days 6 through 90 (authorization required) (referral not required)
Outpatient group therapy visit: $0 copay (authorization required) (referral not required)
Outpatient group therapy visit with a psychiatrist: $0 copay (authorization required) (referral not required)
Outpatient individual therapy visit: $0 copay (authorization required) (referral not required)
Outpatient individual therapy visit with a psychiatrist: $0 copay (authorization required) (referral not required)

Optional supplemental benefits

No

Preventive care

$0 copay (authorization not required) (referral not required)

Rehabilitation services

Occupational therapy visit: 0% or 10% coinsurance (authorization required) (referral not required)
Physical therapy and speech and language therapy visit: 0% or 10% coinsurance (authorization required) (referral not required)

Skilled Nursing Facility

$0 per day for days 1 through 20
$0 or $196 per day for days 21 through 100 (authorization required) (referral not required)

Transportation

$0 copay (limits may apply) (authorization required) (referral not required)

Vision

Contact lenses: $0 copay (limits may apply) (authorization not required) (referral not required)
Eyeglass frames: $0 copay (limits may apply) (authorization not required) (referral not required)
Eyeglass lenses: $0 copay (limits may apply) (authorization not required) (referral not required)
Eyeglasses (frames and lenses): $0 copay (limits may apply) (authorization not required) (referral not required)
Other: Not covered (no limits)
Routine eye exam: $0 copay (limits may apply) (authorization required) (referral not required)
Upgrades: $0 copay (limits may apply) (authorization not required) (referral not required)

Wellness programs (e.g., fitness, nursing hotline)

Covered (authorization not required) (referral not required)

Ready to sign up for Cigna TotalCare (HMO D-SNP) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 TTY 711.

8am – 11pm EST. 7 days a week

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