Cooperative Advantage Premium (HMO I-SNP)

H7598 - 001 - 0
Plan Not Rated

Cooperative Advantage Premium (HMO I-SNP) is a Medicare Advantage (Part C) Special Needs Plan by Group Health Cooperative of Eau Claire.

This page features plan details for 2022 Cooperative Advantage Premium (HMO I-SNP) H7598 – 001 – 0 available in Wisconsin.

IMPORTANT: This page features the 2022 version of this plan. See the 2024 version using the link below:
No 2024 version found. You can use the location links below to find 2024 plans in your area.

Locations

Cooperative Advantage Premium (HMO I-SNP) is offered in the following locations.

Plan Overview

Cooperative Advantage Premium (HMO I-SNP) offers the following coverage and cost-sharing.

Special Needs Plan Type:Institutional
Conditions Covered:
Insurer:Group Health Cooperative of Eau Claire
Health Plan Deductible:$0
MOOP:$7,550 In-network
Drugs Covered:Yes
Please Note:
  • This plan does not charge an annual deductible for all drugs. The $480 annual deductible only applies to drugs on certain tiers.

Ready to sign up for Cooperative Advantage Premium (HMO I-SNP) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 TTY 711.

8am – 11pm EST. 7 days a week

Premium Breakdown

Cooperative Advantage Premium (HMO I-SNP) has a monthly premium of $51.6. This amount includes your Part C and D premiums but does not include your Part B premium. The following is a breakdown of your monthly premium with Part B costs included.
Part B Part C Part D Part B Give Back Total
$170.10 $23.40 $51.60 $0.00 $245.10
Please Note:
  • Your Part B premium may differ based on factors including late enrollment, income, and disability status.
  • You may also qualify for “Extra Help” on drug costs. See the Part D Premium Reduction section below for more details.

Drug Info

Cooperative Advantage Premium (HMO I-SNP) provides the following cost-sharing on drugs. Please check the plan’s formulary for specific drugs covered.

Drug Deductible: $480.00
Initial Coverage Limit: $4,430.00
Catastrophic Coverage Limit: $7,050.00
Drug Benefit Type: Basic
Gap Coverage: No Gap Coverage
Formulary Link: Formulary Link

Part D Premium Reduction

The Low-Income Subsidy (also known as LIS or “Extra Help”) helps people with Medicare lower the cost of prescription drugs. The table below shows how the LIS impacts the Part D premium of this plan.
Part D LIS 25% LIS 50% LIS 75% LIS Full
$51.60 $41.00 $30.50 $19.90 $9.30

Initial Coverage Phase

After you pay your $480.00 drug deductible, you will pay the following costs for drugs in each tier until your total drug costs (including what this plan has paid and what you have paid) reach $4,430.00. Once you reach that amount, you will enter the next coverage phase.

Gap Coverage Phase

After your total drug costs (including what this plan has paid and what you have paid) reach $4,430.00, you will pay no more than the amounts below for any drug tier until you reach $7,050.00.

Drug TypeCost Share
Generic drugs25%
Brand-name drugs25%

Catastrophic Coverage Phase

After your yearly out-of-pocket drug costs (including drugs purchased through your retail pharmacy and through mail order) reach $7,050.00, you will pay no more than the greater of the two amounts listed below for generic and brand-name drugs.

Drug TypeCost Share
Generic drugs$3.95 copay or 5% (whichever costs more)
Brand-name drugs$9.85 copay or 5% (whichever costs more)

Additional Benefits

Cooperative Advantage Premium (HMO I-SNP) also provides the following benefits.

Additional benefits and/or reduced cost-sharing for enrollees with certain health conditions?

In-Network: No

Dental (comprehensive)

Diagnostic services: Not covered
Endodontics: Not covered
Extractions: Not covered
Non-routine services: Not covered
Periodontics: Not covered
Prosthodontics, other oral/maxillofacial surgery, other services: Not covered
Restorative services: Not covered

Dental (preventive)

Cleaning: $0 copay (limits may apply) (referral required)
Dental x-ray(s): $0 copay (limits may apply) (referral required)
Fluoride treatment: Not covered
Oral exam: $0 copay (limits may apply) (referral required)

Diagnostic procedures/lab services/imaging

Diagnostic radiology services (e.g., MRI): 20% coinsurance (authorization required)
Diagnostic tests and procedures: 20% coinsurance (authorization required)
Lab services: 20% coinsurance (authorization required)
Outpatient x-rays: 20% coinsurance (authorization required)

Doctor visits

Primary: $0 copay
Specialist: 20% coinsurance per visit

Emergency care/Urgent care

Emergency: $90 copay per visit (always covered)
Urgent care: $65 copay per visit (always covered)

Foot care (podiatry services)

Foot exams and treatment: 20% coinsurance (authorization required)
Routine foot care: Not covered

Ground ambulance

$225 copay

Health plan deductible

$0.00

Health plan deductibles (other)

In-Network: No

Hearing

Fitting/evaluation: Not covered
Hearing aids: $250 copay (limits may apply)
Hearing exam: $0 copay

Hospital coverage (inpatient)

$295 per day for days 1 through 6
$0 per day for days 7 through 90 (authorization required)

Hospital coverage (outpatient)

20% coinsurance per visit (authorization required)

Maximum out-of-pocket enrollee responsibility (does not include prescription drugs)

$7,550 In-network

Medical equipment/supplies

Diabetes supplies: 20% coinsurance per item (authorization required)
Durable medical equipment (e.g., wheelchairs, oxygen): 20% coinsurance per item (authorization required)
Prosthetics (e.g., braces, artificial limbs): 20% coinsurance per item (authorization required)

Medicare Part B drugs

Chemotherapy: 20% coinsurance (authorization required)
Other Part B drugs: 20% coinsurance (authorization required)

Mental health services

Inpatient hospital – psychiatric: $295 per day for days 1 through 6
$0 per day for days 7 through 90 (authorization required)
Outpatient group therapy visit with a psychiatrist: 20% coinsurance
Outpatient group therapy visit: 20% coinsurance (authorization required)
Outpatient individual therapy visit with a psychiatrist: 20% coinsurance
Outpatient individual therapy visit: 20% coinsurance (authorization required)

Optional supplemental benefits

No

Preventive care

$0 copay

Rehabilitation services

Occupational therapy visit: 20% coinsurance (authorization required)
Physical therapy and speech and language therapy visit: 20% coinsurance (authorization required)

Skilled Nursing Facility

$0 copay (authorization required)

Transportation

$0 copay (limits may apply) (authorization required)

Vision

Contact lenses: Not covered
Eyeglass frames: $0 copay (limits may apply)
Eyeglass lenses: $0 copay (limits may apply)
Eyeglasses (frames and lenses): $0 copay (limits may apply)
Other: Not covered
Routine eye exam: $0 copay (limits may apply)
Upgrades: Not covered

Wellness programs (e.g., fitness, nursing hotline)

Not covered

Ready to sign up for Cooperative Advantage Premium (HMO I-SNP) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 TTY 711.

8am – 11pm EST. 7 days a week

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