2027 Medicare Advantage plan

DEVOTED DUAL QMB 042 FL (HMO D-SNP): 2027 benefits and costs

Devoted Health HMO D-SNP Special Needs Plan

CMS plan ID: H1290-042-0 · Plan year: 2027

DEVOTED DUAL QMB 042 FL (HMO D-SNP) is a 2027 Medicare Advantage plan offered by Devoted Health. It is listed in Florida.

2027 plan costs at a glance

Monthly plan premium$0.00
Drug deductible$700.00
In-network medical out-of-pocket maximum$9,850.00

Costs shown are before Medicaid or Extra Help; your costs depend on your eligibility and assistance.

Organization
Devoted Health
Plan organization
DEVOTED HEALTH PLAN OF FLORIDA, INC.
Parent company
Devoted Health, Inc.
Plan type
HMO D-SNP
Part C premium
$0.00
Part D premium
$0.00
Prescription drug coverage
Yes
Special Needs Plan type
Dual-Eligible
2027 CMS Star Rating
Standard monthly Medicare Part B premium
$209.50 (estimated)

You must continue to pay your Medicare Part B premium.

In-network medical deductible
Same as Medicare's Part B deductible

Applies to certain in-network Medicare-covered services.

In-network medical maximum
$9,850.00

Who can join this Special Needs Plan?

This plan is for people who qualify for both Medicare and Medicaid. The plan must confirm the required Medicaid eligibility level. Your costs can depend on your assistance level.

Plan eligibility type
Dual-Eligible

2027 benefit summary

Doctor visits and medical care

Plan-level deductibles may still apply when a service-specific deductible is listed as No.

Common medical services and member costs
ServiceIn-networkWhat to know
Primary care doctor

$0

Service-specific deductible
No
Specialist visit

20% coinsurance

Service-specific deductible
No
Approval required
Yes
Referral required
Yes
Telehealth

0% to 20% coinsurance

Service-specific deductible
No
Approval required
No
Referral required
Yes
Emergency care

$115.00 copay

Urgent care

0% to 20% coinsurance

Home health

$0

Service-specific deductible
No
Approval required
Yes
Referral required
No
Dialysis

20% coinsurance

Service-specific deductible
No
Approval required
Yes
Referral required
No
Part B chemotherapy and radiation drugs

0% to 20% coinsurance

Deductible applies
No
Approval required
Yes
Other Part B drugs

0% to 20% coinsurance

Deductible applies
No
Approval required
Yes
Kidney disease education services

$0

Service-specific deductible
No
Approval required
No
Referral required
No
Medicare-covered chiropractic

20% coinsurance

Service-specific deductible
No
Approval required
Yes
Referral required
No
Medicare-covered foot care

20% coinsurance

Service-specific deductible
No
Approval required
Yes
Referral required
No
Other health professionals

0% to 20% coinsurance

Service-specific deductible
No
Approval required
Yes
Referral required
Yes

Hospital, outpatient surgery and observation care

Inpatient stays and skilled nursing care

In-network stays. Charges can depend on the number of days and the benefit period.
CareYour share of the costWhat to know
Inpatient hospital stay

$2,241.00 copay per stay

Approval required
Yes
Referral required
No
Benefit period
Per Admission or Per Stay
Inpatient mental health care

$2,091.00 copay per stay

Approval required
Yes
Referral required
No
Benefit period
Per Admission or Per Stay
Skilled nursing facility

Days 1–20: $0.00 copay per day

Days 21–100: $221.00 copay per day

Approval required
Yes
Referral required
No
Benefit period
Original Medicare

See plan documents for out-of-network hospital and skilled nursing costs.

Hospital, outpatient surgery and observation care and member costs
ServiceIn-networkWhat to know
Outpatient hospital care

15% to 20% coinsurance

Service-specific deductible
No
Hospital observation services

20% coinsurance

Service-specific deductible
No
Ambulatory surgical center

15% to 20% coinsurance

Service-specific deductible
No
Approval required
Yes
Referral required
No
Outpatient blood

20% coinsurance

Service-specific deductible
No
Approval required
Yes
Referral required
No

Tests, imaging and laboratory services

Tests, imaging and laboratory services and member costs
ServiceIn-networkWhat to know
Diagnostic procedures and tests

0% to 20% coinsurance

Service-specific deductible
No
Approval required
Yes
Referral required
No
Laboratory services

0% to 20% coinsurance

Service-specific deductible
No
Approval required
Yes
Referral required
No
Diagnostic radiology (CT, MRI)

20% coinsurance

Service-specific deductible
No
Approval required
Yes
Referral required
No
Therapeutic radiology

20% coinsurance

Service-specific deductible
No
Approval required
Yes
Referral required
No
X-rays

20% coinsurance

Service-specific deductible
No
Approval required
Yes
Referral required
No

Mental health and substance use treatment

Mental health and substance use treatment and member costs
ServiceIn-networkWhat to know
Partial hospitalization

20% coinsurance

Service-specific deductible
No
Approval required
Yes
Referral required
No
Intensive outpatient program

20% coinsurance

Service-specific deductible
No
Approval required
Yes
Referral required
No
Substance use treatment, individual sessions

20% coinsurance

Service-specific deductible
No
Approval required
Yes
Referral required
Yes
Substance use treatment, group sessions

20% coinsurance

Service-specific deductible
No
Approval required
Yes
Referral required
Yes
Opioid treatment program

20% coinsurance

Service-specific deductible
No
Approval required
Yes
Referral required
Yes
Mental health, individual sessions

20% coinsurance

Service-specific deductible
No
Approval required
Yes
Referral required
Yes
Mental health, group sessions

20% coinsurance

Service-specific deductible
No
Approval required
Yes
Referral required
Yes
Psychiatry, individual sessions

20% coinsurance

Service-specific deductible
No
Approval required
Yes
Referral required
Yes
Psychiatry, group sessions

20% coinsurance

Service-specific deductible
No
Approval required
Yes
Referral required
Yes

Therapy and rehabilitation

Therapy and rehabilitation and member costs
ServiceIn-networkWhat to know
Occupational therapy

20% coinsurance

Service-specific deductible
No
Approval required
Yes
Referral required
No
Physical and speech therapy

20% coinsurance

Service-specific deductible
No
Approval required
Yes
Referral required
No
Cardiac rehabilitation

20% coinsurance

Service-specific deductible
No
Approval required
Yes
Referral required
No
Intensive cardiac rehabilitation

20% coinsurance

Service-specific deductible
No
Approval required
Yes
Referral required
No
Pulmonary rehabilitation

20% coinsurance

Service-specific deductible
No
Approval required
Yes
Referral required
No
Supervised exercise for peripheral artery disease

20% coinsurance

Service-specific deductible
No
Approval required
Yes
Referral required
No

Ambulance, medical equipment and supplies

Ambulance, medical equipment and supplies and member costs
ServiceIn-networkWhat to know
Ground ambulance

20% coinsurance

Service-specific deductible
No
Approval required
Yes
Air ambulance

20% coinsurance

Service-specific deductible
No
Approval required
Yes
Durable medical equipment

20% coinsurance

Service-specific deductible
No
Approval required
Yes
Prosthetic devices

20% coinsurance

Service-specific deductible
No
Approval required
Yes
Medical supplies

20% coinsurance

Service-specific deductible
No
Approval required
Yes
Diabetic supplies

$0

Service-specific deductible
No
Approval required
Yes
Diabetic shoes and inserts

20% coinsurance

Service-specific deductible
No
Approval required
Yes
Diabetic monitors

0% to 20% coinsurance

Service-specific deductible
No
Approval required
Yes

Dental benefits

Dental benefits and member costs
ServiceIn-networkWhat to know
Medicare-covered dental

20% coinsurance

Oral examsAdditional plan benefit

$0

Dental X-raysAdditional plan benefit

$0

Dental cleaningAdditional plan benefit

$0

FluorideAdditional plan benefit

$0

Restorative dental careAdditional plan benefit

$0

Root canal treatment (endodontics)Additional plan benefit

$0

Gum treatment (periodontics)Additional plan benefit

$0

Removable dentures (prosthodontics)Additional plan benefit

$0

Dental implantsAdditional plan benefit

$0

Fixed dental restorations (prosthodontics)Additional plan benefit

$0

Oral surgeryAdditional plan benefit

$0

Other dental servicesAdditional plan benefit

$0

Vision benefits

Vision benefits and member costs
ServiceIn-networkWhat to know
Medicare-covered eye exams

0% to 20% coinsurance

Service-specific deductible
No
Approval required
Yes
Referral required
No
Routine eye examsAdditional plan benefit

$0

Approval required
Yes
Referral required
No
Medicare-covered eyewear

$0

Service-specific deductible
No
Approval required
No
Referral required
No
Contact lensesAdditional plan benefit

$0

Approval required
No
Referral required
No
Eyeglasses, lenses and framesAdditional plan benefit

$0

Approval required
No
Referral required
No
Eyeglass lensesAdditional plan benefit

$0

Approval required
No
Referral required
No
Eyeglass framesAdditional plan benefit

$0

Approval required
No
Referral required
No

Hearing benefits

Hearing benefits and member costs
ServiceIn-networkWhat to know
Medicare-covered hearing exams

20% coinsurance

Service-specific deductible
No
Approval required
Yes
Referral required
No
Routine hearing examsAdditional plan benefit

$0

Approval required
Yes
Referral required
No
Hearing aid fitting and evaluationAdditional plan benefit

$0

Approval required
Yes
Referral required
No
Prescription hearing aids (all types)Additional plan benefit

$399.00 to $699.00 copay

Service-specific deductible
No
Approval required
No
Referral required
No

Extra benefits

Extra benefits and member costs
ServiceIn-networkWhat to know
Over-the-counter health itemsAdditional plan benefit

$0

Service-specific deductible
No
Annual physical examAdditional plan benefit

$0

Service-specific deductible
No
Approval required
No
Referral required
No
Fitness benefitAdditional plan benefit

$0

Service-specific deductible
No
Approval required
No
Referral required
No

Allowances and optional benefits

Wellness Bucks

One shared limit covers the listed services, not a separate allowance for each service.

Services sharing this allowance
Health Education; Nutritional/Dietary Benefit; Fitness Benefit; Weight Management Programs; Alternative Therapies
How benefits are provided
Reimbursement
Advance choice of benefits required
No
Shared benefit limit
$150.00
How often this limit applies
Every year
Shared limit on visits or trips
No

Benefits for qualifying members

Food, Utility, and Rent Card

The plan must confirm eligibility, including any qualifying condition.

Qualifying conditions
Chronic alcohol use disorder and other substance use disorders (SUDs); Cancer; Cardiovascular disorders; Chronic heart failure; Dementia; Diabetes mellitus; Overweight, obesity, and metabolic syndrome; Chronic gastrointestinal disease; Chronic kidney disease (CKD); Chronic lung disorders; Chronic and disabling mental health conditions; Conditions associated with cognitive impairment; Conditions with functional challenges; Other 1; Other 2; Other 3
Qualifying conditions
Chronic Hypertension
Qualifying conditions
Chronic Hyperlipidemia
Qualifying conditions
Osteoporosis
Included services
Food and produce; Support for daily living
Some package benefits are exempt from the deductible
Yes
Services exempt from the deductible
Food and produce; Support for daily living
Package limit
$272.00
How often this limit applies
Every month
How benefits are provided
Debit Card
Services sharing the package limit
Food and produce; Support for daily living

Prescription drug coverage

Costs shown are for initial coverage.

Drug deductible exceptions: Tier 1; Tier 2 are exempt from the deductible.

Standard retail costs

On a small screen, scroll the table sideways to compare all fill lengths.

Standard retail: initial-coverage cost per prescription fill
Drug tier30 days60 days100 days
Tier 1Preferred Generic

$0.00

$0.00

$0.00

Tier 2Generic

$0.00

$0.00

$0.00

Tier 3Preferred Brand

11%

11%

11%

Tier 4Non-Preferred Drug

25%

25%

25%

Tier 5Specialty Tier

25%

Not listedNot listed

Mail-order and other pharmacies

Out-of-network pricing: You pay the standard retail copay or coinsurance, plus any difference between the pharmacy’s billed charge and the amount the plan allows at a standard retail pharmacy.

Standard mail order costs

On a small screen, scroll the table sideways to compare all fill lengths.

Standard mail order: initial-coverage cost per prescription fill
Drug tier30 days60 days100 days
Tier 1Preferred Generic

$0.00

$0.00

$0.00

Tier 2Generic

$0.00

$0.00

$0.00

Tier 3Preferred Brand

11%

11%

11%

Tier 4Non-Preferred Drug

25%

25%

25%

Tier 5Specialty Tier

25%

Not listedNot listed

Long-term care pharmacy costs

Long-term care pharmacy: initial-coverage cost per prescription fill
Drug tier31 days
Tier 1Preferred Generic

$0.00

Tier 2Generic

$0.00

Tier 3Preferred Brand

11%

Tier 4Non-Preferred Drug

25%

Tier 5Specialty Tier

25%

Out-of-network pharmacy costs

Out-of-network pharmacy: initial-coverage cost per prescription fill
Drug tier30 days
Tier 1Preferred Generic

$0.00

Tier 2Generic

$0.00

Tier 3Preferred Brand

11%

Tier 4Non-Preferred Drug

25%

Tier 5Specialty Tier

25%

Drug coverage rules and exceptions

Tier 1: Preferred Generic

Drugs included in this tier
Part D Drugs Only
Longer fills available for every covered drug
Yes
Some longer-fill prescriptions require a one-month first fill
No

Tier 2: Generic

Drugs included in this tier
Both Part D and Excluded Drugs
Longer fills available for every covered drug
Yes
Some longer-fill prescriptions require a one-month first fill
No

Tier 3: Preferred Brand

Drugs included in this tier
Part D Drugs Only
Longer fills available for every covered drug
Yes
Some longer-fill prescriptions require a one-month first fill
No

Tier 4: Non-Preferred Drug

Drugs included in this tier
Part D Drugs Only
Longer fills available for every covered drug
Yes
Some longer-fill prescriptions require a one-month first fill
No

Tier 5: Specialty Tier

Drugs included in this tier
Part D Drugs Only
Initial-coverage prices also apply to drugs exempt from the deductible
Yes

Special cost protections apply to covered insulin and recommended adult vaccines.

Where this plan is offered

CMS lists this plan in 1 state or territory. Availability can vary by county and ZIP code.