Elite (PPO)

H6874 - 003 - 0
Plan Not Rated

Elite (PPO) is a Medicare Advantage (Part C) Plan by Aspirus Health Plan.

This page features plan details for 2023 Elite (PPO) H6874 – 003 – 0 available in Central WI.

IMPORTANT: This page features the 2023 version of this plan. See the 2024 version using the link below:

Locations

Elite (PPO) is offered in the following locations.

Plan Overview

Elite (PPO) offers the following coverage and cost-sharing.

Insurer:Aspirus Health Plan
Health Plan Deductible:$0.00
MOOP:$3,200 In and Out-of-network
$3,200 In-network
Drugs Covered:No

Ready to sign up for Elite (PPO) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 TTY 711.

8am – 11pm EST. 7 days a week

Premium Breakdown

Elite (PPO) has a monthly premium of $0.00. This amount includes your Part C premium but does not include your Part B premium.
Part B Part C Part B Give Back Total
$164.90 $0.00 $0.00 $164.90
Please Note:
  • Your Part B premium may differ based on factors including late enrollment, income, and disability status.

Additional Benefits

Elite (PPO) also provides the following benefits.

Additional benefits and/or reduced cost-sharing for enrollees with certain health conditions?

In-Network: Yes, contact plan for further details

Dental (comprehensive)

Diagnostic services: Not covered (no limits)
Endodontics: Not covered (no limits)
Extractions: Not covered (no limits)
Non-routine services: Not covered (no limits)
Periodontics:In-Network: $0 copay (limits may apply) (authorization not required) (referral not required)
Periodontics:Out-of-Network: $0 copay (limits may apply) (authorization not required) (referral not required)
Prosthodontics, other oral/maxillofacial surgery, other services: Not covered (no limits)
Restorative services: Not covered (no limits)

Dental (preventive)

Cleaning:In-Network: $0 copay (limits may apply) (authorization not required) (referral not required)
Cleaning:Out-of-Network: $0 copay (limits may apply) (authorization not required) (referral not required)
Dental x-ray(s):In-Network: $0 copay (limits may apply) (authorization not required) (referral not required)
Dental x-ray(s):Out-of-Network: $0 copay (limits may apply) (authorization not required) (referral not required)
Fluoride treatment:In-Network: $0 copay (no limits) (authorization not required) (referral not required)
Fluoride treatment:Out-of-Network: $0 copay (no limits) (authorization not required) (referral not required)
Oral exam:In-Network: $0 copay (limits may apply) (authorization not required) (referral not required)
Oral exam:Out-of-Network: $0 copay (limits may apply) (authorization not required) (referral not required)

Diagnostic procedures/lab services/imaging

Diagnostic radiology services (e.g., MRI):In-Network: 0-20% coinsurance (authorization not required) (referral not required)
Diagnostic radiology services (e.g., MRI):Out-of-Network: 30% coinsurance (authorization not required) (referral not required)
Diagnostic tests and procedures:In-Network: $0 copay (authorization not required) (referral not required)
Diagnostic tests and procedures:Out-of-Network: 30% coinsurance (authorization not required) (referral not required)
Lab services:In-Network: $0 copay (authorization not required) (referral not required)
Lab services:Out-of-Network: $0 copay (authorization not required) (referral not required)
Outpatient x-rays:In-Network: 20% coinsurance (authorization not required) (referral not required)
Outpatient x-rays:Out-of-Network: 30% coinsurance (authorization not required) (referral not required)

Doctor visits

Primary:In-Network: $0 copay
Primary:Out-of-Network: $0 copay
Specialist:In-Network: $40 copay per visit (authorization not required) (referral not required)
Specialist:Out-of-Network: $40 copay per visit (authorization not required) (referral not required)

Emergency care/Urgent care

Emergency: $100 copay per visit (always covered)
Urgent care: $25 copay per visit (always covered)

Foot care (podiatry services)

Foot exams and treatment:In-Network: $40 copay (authorization not required) (referral not required)
Foot exams and treatment:Out-of-Network: $40 copay (authorization not required) (referral not required)
Routine foot care: Not covered

Ground ambulance

In-Network: $200 copay
Out-of-Network: $200 copay

Health plan deductible

$0.00

Health plan deductibles (other)

In-Network: No

Hearing

Fitting/evaluation:In-Network: $0 copay (limits may apply) (authorization not required) (referral not required)
Fitting/evaluation:Out-of-Network: 30% coinsurance (limits may apply) (authorization not required) (referral not required)
Hearing aids:In-Network: $599-899 copay (limits may apply) (authorization not required) (referral not required)
Hearing aids:Out-of-Network: $599-899 copay (limits may apply) (authorization not required) (referral not required)
Hearing exam:In-Network: $40 copay (authorization not required) (referral not required)
Hearing exam:Out-of-Network: 30% coinsurance (authorization not required) (referral not required)

Hospital coverage (inpatient)

In-Network: $300 per stay (authorization not required) (referral not required)
Out-of-Network: 30% per stay (authorization not required) (referral not required)

Hospital coverage (outpatient)

In-Network: $195 copay per visit (authorization not required) (referral not required)
Out-of-Network: 30% coinsurance per visit (authorization not required) (referral not required)

Maximum out-of-pocket enrollee responsibility (does not include prescription drugs)

$3,200 In and Out-of-network
$3,200 In-network

Medical equipment/supplies

Diabetes supplies:In-Network: 0-20% coinsurance per item (authorization not required)
Diabetes supplies:Out-of-Network: 30% coinsurance per item (authorization not required)
Durable medical equipment (e.g., wheelchairs, oxygen):In-Network: 20% coinsurance per item (authorization not required)
Durable medical equipment (e.g., wheelchairs, oxygen):Out-of-Network: 30% coinsurance per item (authorization not required)
Prosthetics (e.g., braces, artificial limbs):In-Network: 20% coinsurance per item (authorization not required)
Prosthetics (e.g., braces, artificial limbs):Out-of-Network: 30% coinsurance per item (authorization not required)

Medicare Part B drugs

Chemotherapy:In-Network: 20% coinsurance (authorization not required)
Chemotherapy:Out-of-Network: 30% coinsurance (authorization not required)
Other Part B drugs:In-Network: 20% coinsurance (authorization not required)
Other Part B drugs:Out-of-Network: 30% coinsurance (authorization not required)

Mental health services

Inpatient hospital – psychiatric:In-Network: $300 per stay (authorization not required) (referral not required)
Inpatient hospital – psychiatric:Out-of-Network: 30% per stay (authorization not required) (referral not required)
Outpatient group therapy visit:In-Network: $40 copay (authorization not required) (referral not required)
Outpatient group therapy visit:Out-of-Network: $40 copay (authorization not required) (referral not required)
Outpatient group therapy visit with a psychiatrist:In-Network: $40 copay (authorization not required) (referral not required)
Outpatient group therapy visit with a psychiatrist:Out-of-Network: $40 copay (authorization not required) (referral not required)
Outpatient individual therapy visit:In-Network: $40 copay (authorization not required) (referral not required)
Outpatient individual therapy visit:Out-of-Network: $40 copay (authorization not required) (referral not required)
Outpatient individual therapy visit with a psychiatrist:In-Network: $40 copay (authorization not required) (referral not required)
Outpatient individual therapy visit with a psychiatrist:Out-of-Network: $40 copay (authorization not required) (referral not required)

Optional supplemental benefits

Yes

Preventive care

In-Network: $0 copay (authorization not required) (referral not required)
Out-of-Network: $0 copay (authorization not required) (referral not required)

Rehabilitation services

Occupational therapy visit:In-Network: $40 copay (authorization not required) (referral not required)
Occupational therapy visit:Out-of-Network: $40 copay (authorization not required) (referral not required)
Physical therapy and speech and language therapy visit:In-Network: $40 copay (authorization not required) (referral not required)
Physical therapy and speech and language therapy visit:Out-of-Network: $40 copay (authorization not required) (referral not required)

Skilled Nursing Facility

In-Network: $0 per day for days 1 through 20
$196 per day for days 21 through 43
$0 per day for days 44 through 100 (authorization not required) (referral not required)
Out-of-Network: 30% per stay (authorization not required) (referral not required)

Transportation

Not covered

Vision

Contact lenses:In-Network: $0 copay (limits may apply) (authorization not required) (referral not required)
Contact lenses:Out-of-Network: $0 copay (limits may apply) (authorization not required) (referral not required)
Eyeglass frames:In-Network: $0 copay (limits may apply) (authorization not required) (referral not required)
Eyeglass frames:Out-of-Network: $0 copay (limits may apply) (authorization not required) (referral not required)
Eyeglass lenses:In-Network: $0 copay (limits may apply) (authorization not required) (referral not required)
Eyeglass lenses:Out-of-Network: $0 copay (limits may apply) (authorization not required) (referral not required)
Eyeglasses (frames and lenses):In-Network: $0 copay (limits may apply) (authorization not required) (referral not required)
Eyeglasses (frames and lenses):Out-of-Network: $0 copay (limits may apply) (authorization not required) (referral not required)
Other: Not covered (no limits)
Routine eye exam:In-Network: $0 copay (limits may apply) (authorization not required) (referral not required)
Routine eye exam:Out-of-Network: 30% coinsurance (limits may apply) (authorization not required) (referral not required)
Upgrades:In-Network: $0 copay (limits may apply) (authorization not required) (referral not required)
Upgrades:Out-of-Network: $0 copay (limits may apply) (authorization not required) (referral not required)

Wellness programs (e.g., fitness, nursing hotline)

Covered (authorization not required) (referral not required)

Optional Benefits

Package #1

Preventive dental:Monthly Premium:$25.00
Preventive dental:Deductible:$75.00
Comprehensive dental:Monthly Premium:$25.00
Comprehensive dental:Deductible:$75.00

Ready to sign up for Elite (PPO) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 TTY 711.

8am – 11pm EST. 7 days a week

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