Freedom Savings Plan (HMO)

H5427 - 052 - 0
4.5 out of 5 stars (4.5 / 5)

Freedom Savings Plan (HMO) is a Medicare Advantage (Part C) Plan by Freedom Health, Inc..

This page features plan details for 2024 Freedom Savings Plan (HMO) H5427 – 052 – 0 available in Select Counties in Florida.

IMPORTANT: This page has been updated with plan and premium data for 2024.

Locations

Freedom Savings Plan (HMO) is offered in the following locations.

Plan Overview

Freedom Savings Plan (HMO) offers the following coverage and cost-sharing.

Insurer:Freedom Health, Inc.
Health Plan Deductible:$0.00
MOOP:$3,400 In-network
Drugs Covered:No

Ready to sign up for Freedom Savings Plan (HMO) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 TTY 711.

8am – 11pm EST. 7 days a week

Medicare Part B Give Back Benefit

The Part B Premium Reduction (Medicare Part B Give Back Benefit) lowers the cost of some Medicare Advantage plans. 

Freedom Savings Plan (HMO) qualifies for a monthly Medicare Give Back Benefit of $75.00.

Premium Reduction:$75.00

Premium Breakdown

Freedom Savings Plan (HMO) has a monthly premium of $0.00. This amount includes your Part C premium but does not include your Part B premium.
Part B Part C Part B Give Back Total
$174.70 $0.00 $75.00 $99.70
Please Note:
  • Your Part B premium may differ based on factors including late enrollment, income, and disability status.

Additional Benefits

Freedom Savings Plan (HMO) also provides the following benefits.

Health plan deductible

$0

Other health plan deductibles?

In-network No

Maximum out-of-pocket enrollee responsibility (does not include prescription drugs)

$3,400 In-network

Optional supplemental benefits

No

Additional benefits and/or reduced cost-sharing for enrollees with certain health conditions?

In-network No

Outpatient hospital coverage

$195 copay per visit (Authorization is required.) (Referral is required.)

Doctor visits

Primary$0 copay (Not applicable.) (Not applicable.)
Specialist$40 copay per visit (Authorization is required.) (Referral is required.)

Preventive care

$0 copay (Authorization is required.) (Referral is required.)

Emergency care/Urgent care

Emergency$120 copay per visit (always covered) (Not applicable.) (Not applicable.)
Urgent care$10 copay per visit (always covered) (Not applicable.) (Not applicable.)

Diagnostic procedures/lab services/imaging

Diagnostic tests and procedures$0-195 copay or 20% coinsurance (Authorization is required.) (Referral is required.)
Lab services$0-50 copay (Authorization is required.) (Referral is required.)
Diagnostic radiology services (e.g., MRI)$25-195 copay (Authorization is required.) (Referral is required.)
Outpatient x-rays$0-195 copay (Authorization is required.) (Referral is required.)

Hearing

Hearing exam$0 copay (Authorization is not required.) (Referral is not required.)
Fitting/evaluation$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Hearing aids$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)

Preventive dental

Oral exam$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Cleaning$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Fluoride treatment$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Dental x-ray(s)$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)

Comprehensive dental

Non-routine services$0 copay (Limits may apply.) (Authorization is not required.) (Referral is required.)
Diagnostic servicesNot covered (There are no limits.) (Not applicable.) (Not applicable.)
Restorative servicesNot covered (There are no limits.) (Not applicable.) (Not applicable.)
EndodonticsNot covered (There are no limits.) (Not applicable.) (Not applicable.)
PeriodonticsNot covered (There are no limits.) (Not applicable.) (Not applicable.)
Extractions$0 copay (Limits may apply.) (Authorization is not required.) (Referral is required.)
Prosthodontics, other oral/maxillofacial surgery, other servicesNot covered (There are no limits.) (Not applicable.) (Not applicable.)

Vision

Routine eye exam$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
OtherNot covered (There are no limits.) (Not applicable.) (Not applicable.)
Contact lenses$10 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Eyeglasses (frames and lenses)$10 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Eyeglass framesNot covered (There are no limits.) (Not applicable.) (Not applicable.)
Eyeglass lensesNot covered (There are no limits.) (Not applicable.) (Not applicable.)
Upgrades$30 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)

Rehabilitation services

Occupational therapy visit$40 copay (Authorization is required.) (Referral is required.)
Physical therapy and speech and language therapy visit$40 copay (Authorization is required.) (Referral is required.)

Ground ambulance

$150 copay (Not applicable.) (Not applicable.)

Transportation

$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)

Foot care (podiatry services)

Foot exams and treatment$40 copay (Authorization is required.) (Referral is required.)
Routine foot careNot covered (Not applicable.) (Not applicable.)

Medical equipment/supplies

Durable medical equipment (e.g., wheelchairs, oxygen)20% coinsurance per item (Authorization is required.) (Not applicable.)
Prosthetics (e.g., braces, artificial limbs)20% coinsurance per item (Authorization is required.) (Not applicable.)
Diabetes supplies0-20% coinsurance per item (Authorization is required.) (Not applicable.)

Wellness programs (e.g., fitness, nursing hotline)

Covered (Authorization is not required.) (Referral is not required.)

Medicare Part B drugs

Chemotherapy0-20% coinsurance (Authorization is required.) (Not applicable.)
Other Part B drugs0-20% coinsurance (Authorization is required.) (Not applicable.)
Part B Insulin drugs$35 copay (Authorization is required.) (Not applicable.)

Inpatient hospital coverage

$225 per day for days 1 through 7
$0 per day for days 8 through 90 (Authorization is required.) (Referral is required.)

Mental health services

Inpatient hospital – psychiatric$225 per day for days 1 through 7
$0 per day for days 8 through 90 (Authorization is required.) (Referral is required.)
Outpatient group therapy visit with a psychiatrist$40 copay (Authorization is required.) (Referral is required.)
Outpatient individual therapy visit with a psychiatrist$40 copay (Authorization is required.) (Referral is required.)
Outpatient group therapy visit$40 copay (Authorization is required.) (Referral is required.)
Outpatient individual therapy visit$40 copay (Authorization is required.) (Referral is required.)

Skilled Nursing Facility

$0 per day for days 1 through 5
$20 per day for days 6 through 20
$125 per day for days 21 through 100 (Authorization is required.) (Referral is required.)

Ready to sign up for Freedom Savings Plan (HMO) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 TTY 711.

8am – 11pm EST. 7 days a week

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