Humana Gold Choice H2944-114 (PFFS)

H2944 - 114 - 0
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Humana Gold Choice H2944-114 (PFFS) is a Medicare Advantage (Part C) Plan by Humana.

This page features plan details for 2022 Humana Gold Choice H2944-114 (PFFS) H2944 – 114 – 0 available in Lowndes County.

IMPORTANT: This page features the 2022 version of this plan. See the 2024 version using the link below:
No 2024 version found. You can use the location links below to find 2024 plans in your area.

Locations

Humana Gold Choice H2944-114 (PFFS) is offered in the following locations.

Plan Overview

Humana Gold Choice H2944-114 (PFFS) offers the following coverage and cost-sharing.

Insurer:Humana
Health Plan Deductible:$0
MOOP:$-
Drugs Covered:Yes
Please Note:
  • This plan does not charge an annual deductible for all drugs. The $340.00 annual deductible only applies to drugs on certain tiers.

Ready to sign up for Humana Gold Choice H2944-114 (PFFS) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 TTY 711.

8am – 11pm EST. 7 days a week

Medicare Part B Give Back Benefit

The Part B Premium Reduction (Medicare Part B Give Back Benefit) lowers the cost of some Medicare Advantage plans. 

Humana Gold Choice H2944-114 (PFFS) qualifies for a monthly Medicare Give Back Benefit of $50.00.

Premium Reduction:$50.00

Premium Breakdown

Humana Gold Choice H2944-114 (PFFS) has a monthly premium of $0. This amount includes your Part C and D premiums but does not include your Part B premium. The following is a breakdown of your monthly premium with Part B costs included.
Part B Part C Part D Part B Give Back Total
$170.10 $0.00 $0.00 $50.00 $120.10
Please Note:
  • Your Part B premium may differ based on factors including late enrollment, income, and disability status.
  • You may also qualify for “Extra Help” on drug costs. See the Part D Premium Reduction section below for more details.

Drug Info

Humana Gold Choice H2944-114 (PFFS) provides the following cost-sharing on drugs. Please check the plan’s formulary for specific drugs covered.

Drug Deductible: $340.00
Initial Coverage Limit: $4,430.00
Catastrophic Coverage Limit: $7,050.00
Drug Benefit Type: Enhanced
Gap Coverage: No
Formulary Link: Formulary Link

Part D Premium Reduction

The Low-Income Subsidy (also known as LIS or “Extra Help”) helps people with Medicare lower the cost of prescription drugs. The table below shows how the LIS impacts the Part D premium of this plan.
Part D LIS 25% LIS 50% LIS 75% LIS Full
$0.00 $0.00 $0.00 $0.00 $0.00

Initial Coverage Phase

After you pay your $340.00 drug deductible, you will pay the following costs for drugs in each tier until your total drug costs (including what this plan has paid and what you have paid) reach $4,430.00. Once you reach that amount, you will enter the next coverage phase.

Gap Coverage Phase

After your total drug costs (including what this plan has paid and what you have paid) reach $4,430.00, you will pay no more than the amounts below for any drug tier until you reach $7,050.00.

Drug TypeCost Share
Generic drugs25%
Brand-name drugs25%

Catastrophic Coverage Phase

After your yearly out-of-pocket drug costs (including drugs purchased through your retail pharmacy and through mail order) reach $7,050.00, you will pay no more than the greater of the two amounts listed below for generic and brand-name drugs.

TierCost
Generic$4.15 copay or 5% (whichever costs more)
Brand-name$10.35 copay or 5% (whichever costs more)

Additional Benefits

Humana Gold Choice H2944-114 (PFFS) also provides the following benefits.

Additional benefits and/or reduced cost-sharing for enrollees with certain health conditions?

In-Network: No

Dental (comprehensive)

Diagnostic services: Not covered
Endodontics: Not covered
Extractions: Not covered
Non-routine services: Not covered
Periodontics: Not covered
Prosthodontics, other oral/maxillofacial surgery, other services: Not covered
Restorative services: Not covered

Dental (preventive)

Cleaning: Not covered
Dental x-ray(s): Not covered
Fluoride treatment: Not covered
Oral exam: Not covered

Diagnostic procedures/lab services/imaging

Diagnostic radiology services (e.g., MRI):In-Network: $0-495 copay
Diagnostic tests and procedures:In-Network: $0-100 copay
Lab services:In-Network: $0-50 copay
Lab services:Out-of-Network: $0 copay
Outpatient x-rays:In-Network: $20-100 copay

Doctor visits

Primary:In-Network: $20 copay per visit
Specialist:In-Network: $50 copay per visit

Emergency care/Urgent care

Emergency: $90 copay per visit (always covered)
Urgent care: $20-50 copay per visit (always covered)

Foot care (podiatry services)

Foot exams and treatment:In-Network: $50 copay
Routine foot care: Not covered

Ground ambulance

In-Network: $290 copay

Health plan deductible

$0.00

Health plan deductibles (other)

In-Network: No

Hearing

Fitting/evaluation: Not covered
Hearing aids – inner ear: Not covered
Hearing aids – outer ear: Not covered
Hearing aids – over the ear: Not covered
Hearing exam:In-Network: $50 copay

Hospital coverage (inpatient)

In-Network: $390 per day for days 1 through 5
$0 per day for days 6 through 90
$0 per day for days 91 and beyond
Out-of-Network: Not Applicable

Hospital coverage (outpatient)

In-Network: $0-390 copay per visit

Maximum out-of-pocket enrollee responsibility (does not include prescription drugs)

$6,700 In and Out-of-network

Medical equipment/supplies

Diabetes supplies:In-Network: $0 copay or 10-20% coinsurance per item
Diabetes supplies:Out-of-Network: 20% coinsurance per item
Durable medical equipment (e.g., wheelchairs, oxygen):In-Network: 20% coinsurance per item
Durable medical equipment (e.g., wheelchairs, oxygen):Out-of-Network: 20% coinsurance per item
Prosthetics (e.g., braces, artificial limbs):In-Network: 20% coinsurance per item

Medicare Part B drugs

Chemotherapy:In-Network: 20% coinsurance
Other Part B drugs:In-Network: 20% coinsurance

Mental health services

Inpatient hospital – psychiatric:In-Network: $587 per day for days 1 through 3
$0 per day for days 4 through 90
Inpatient hospital – psychiatric:Out-of-Network: Not Applicable
Outpatient group therapy visit with a psychiatrist:In-Network: $40 copay
Outpatient group therapy visit:In-Network: $40 copay
Outpatient individual therapy visit with a psychiatrist:In-Network: $40 copay
Outpatient individual therapy visit:In-Network: $40 copay

Optional supplemental benefits

Yes

Preventive care

In-Network: $0 copay
Out-of-Network: $0 copay

Rehabilitation services

Occupational therapy visit:In-Network: $25-40 copay
Physical therapy and speech and language therapy visit:In-Network: $25-40 copay

Skilled Nursing Facility

In-Network: $0 per day for days 1 through 20
$178 per day for days 21 through 100
Out-of-Network: Not Applicable

Transportation

Not covered

Vision

Contact lenses: Not covered
Eyeglass frames: Not covered
Eyeglass lenses: Not covered
Eyeglasses (frames and lenses): Not covered
Other: Not covered
Routine eye exam: Not covered
Upgrades: Not covered

Wellness programs (e.g., fitness, nursing hotline)

Covered

Optional Benefits

Package #1

Preventive dental:Monthly Premium:$18.30
Preventive dental:Deductible:N/A
Comprehensive dental:Monthly Premium:$18.30
Comprehensive dental:Deductible:N/A

Package #2

Eye exams:Monthly Premium:$15.30
Eye exams:Deductible:N/A
Eyewear:Monthly Premium:$15.30
Eyewear:Deductible:N/A

Package #3

Preventive dental:Monthly Premium:$20.30
Preventive dental:Deductible:$50.00
Comprehensive dental:Monthly Premium:$20.30
Comprehensive dental:Deductible:$50.00
Eye exams:Monthly Premium:$20.30
Eye exams:Deductible:$50.00
Eyewear:Monthly Premium:$20.30
Eyewear:Deductible:$50.00

Ready to sign up for Humana Gold Choice H2944-114 (PFFS) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 TTY 711.

8am – 11pm EST. 7 days a week

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