Humana Gold Choice H8145-089 (PFFS)
H8145 - 089 - 0
(4 / 5)
Humana Gold Choice H8145-089 (PFFS) is a Medicare Advantage Plan by Humana.
This page features plan details for 2023 Humana Gold Choice H8145-089 (PFFS) H8145 – 089 – 0.
IMPORTANT: This page features the 2023 version of this plan. See the 2025 version using the link below:
No 2025 version found. You can use the location links below to find 2025 plans in your area.
Locations
Humana Gold Choice H8145-089 (PFFS) is offered in the following locations.
Plan Overview
Humana Gold Choice H8145-089 (PFFS) offers the following coverage and cost-sharing.
| Insurer: | Humana |
| Health Plan Deductible: | $0.00 |
| MOOP: | $6,700 In and Out-of-network |
| Drugs Covered: | Yes |
Ready to sign up for Humana Gold Choice H8145-089 (PFFS) ?
Get help from a licensed insurance agent.
Call 1-877-354-4611 / TTY 711.
M-F: 8:00 am – 10:00 pm EST
Sat-Sun: 8:00 am – 9:00 pm EST
Premium Breakdown
Humana Gold Choice H8145-089 (PFFS) has a monthly premium of $95.00. This amount includes your Part C and D premiums but does not include your Part B premium. The following is a breakdown of your monthly premium with Part B costs included.| Part B | Part C | Part D | Part B Give Back | Total |
|---|---|---|---|---|
| $164.90 | $47.20 | $47.80 | $0.00 | $ |
- Your Part B premium may differ based on factors including late enrollment, income, and disability status.
- You may also qualify for “Extra Help” on drug costs. See the Part D Premium Reduction section below for more details.
Drug Info
Humana Gold Choice H8145-089 (PFFS) provides the following cost-sharing on drugs. Please check the plan’s formulary for specific drugs covered.
| Drug Deductible: | $465.00 |
| Initial Coverage Limit: | $4,660.00 |
| Catastrophic Coverage Limit: | $7,400.00 |
| Drug Benefit Type: | Basic |
| Gap Coverage: | No |
| Formulary Link: | Formulary Link |
Part D Premium Reduction
The Low-Income Subsidy (also known as LIS or “Extra Help”) helps people with Medicare lower the cost of prescription drugs. The table below shows how the LIS impacts the Part D premium of this plan.| Part D | LIS 25% | LIS 50% | LIS 75% | LIS Full |
|---|---|---|---|---|
| $47.80 | $37.80 | $27.90 | $17.90 | $7.90 |
Initial Coverage Phase
After you pay your $465.00 drug deductible, you will pay the following costs for drugs in each tier until your total drug costs (including what this plan has paid and what you have paid) reach $4,660.00. Once you reach that amount, you will enter the next coverage phase.
30 Day
60 Day
90 Day
30 Day
| Tier | Pref. Pharm | Std. Pharm | Pref. Mail | Std. Mail |
|---|---|---|---|---|
| 1 (Preferred Generic) | $2.00 copay | $2.00 copay | $10.00 copay | |
| 2 (Generic) | $7.00 copay | $7.00 copay | $20.00 copay | |
| 3 (Preferred Brand) | 25% | 25% | 25% | |
| 4 (Non-Preferred Drug) | 25% | 25% | 25% | |
| 5 (Specialty Tier) | 25% | 25% | 25% |
60 Day
| Tier | Pref. Pharm | Std. Pharm | Pref. Mail | Std. Mail |
|---|---|---|---|---|
| 1 (Preferred Generic) | ||||
| 2 (Generic) | ||||
| 3 (Preferred Brand) | ||||
| 4 (Non-Preferred Drug) | ||||
| 5 (Specialty Tier) |
90 Day
| Tier | Pref. Pharm | Std. Pharm | Pref. Mail | Std. Mail |
|---|---|---|---|---|
| 1 (Preferred Generic) | $6.00 copay | $0.00 copay | $30.00 copay | |
| 2 (Generic) | $21.00 copay | $0.00 copay | $60.00 copay | |
| 3 (Preferred Brand) | 25% | 25% | 25% | |
| 4 (Non-Preferred Drug) | 25% | 25% | 25% | |
| 5 (Specialty Tier) |
Gap Coverage Phase
30 Day
90 Day
30 Day
90 Day
| Tier | Cost |
|---|---|
| All other tiers (Generic) | 25% |
| All other tiers (Brand-name) | 25% |
Catastrophic Coverage Phase
After your yearly out-of-pocket drug costs (including drugs purchased through your retail pharmacy and through mail order) reach $7,400.00, you will pay no more than the greater of the two amounts listed below for generic and brand-name drugs.
| Drug Type | Cost Share |
|---|---|
| Generic drugs | $4.15 copay or 5% (whichever costs more) |
| Brand-name drugs | $10.35 copay or 5% (whichever costs more) |
Additional Benefits
Humana Gold Choice H8145-089 (PFFS) also provides the following benefits.
Additional benefits and/or reduced cost-sharing for enrollees with certain health conditions?
| In-Network: No |
Dental (comprehensive)
| Diagnostic services: | In-Network: $0 copay (limits may apply) |
| Diagnostic services: | Out-of-Network: $0 copay (limits may apply) |
| Endodontics: | In-Network: $0 copay (limits may apply) |
| Endodontics: | Out-of-Network: $0 copay (limits may apply) |
| Extractions: | In-Network: $0 copay (limits may apply) |
| Extractions: | Out-of-Network: $0 copay (limits may apply) |
| Non-routine services: | In-Network: $0 copay (limits may apply) |
| Non-routine services: | Out-of-Network: $0 copay (limits may apply) |
| Periodontics: | In-Network: $0 copay (limits may apply) |
| Periodontics: | Out-of-Network: $0 copay (limits may apply) |
| Prosthodontics, other oral/maxillofacial surgery, other services: | In-Network: $0 copay (limits may apply) |
| Prosthodontics, other oral/maxillofacial surgery, other services: | Out-of-Network: $0 copay (limits may apply) |
| Restorative services: | In-Network: $0 copay (limits may apply) |
| Restorative services: | Out-of-Network: $0 copay (limits may apply) |
Dental (preventive)
| Cleaning: | In-Network: $0 copay (limits may apply) |
| Cleaning: | Out-of-Network: $0 copay (limits may apply) |
| Dental x-ray(s): | In-Network: $0 copay (limits may apply) |
| Dental x-ray(s): | Out-of-Network: $0 copay (limits may apply) |
| Fluoride treatment: | In-Network: $0 copay (limits may apply) |
| Fluoride treatment: | Out-of-Network: $0 copay (limits may apply) |
| Oral exam: | In-Network: $0 copay (limits may apply) |
| Oral exam: | Out-of-Network: $0 copay (limits may apply) |
Diagnostic procedures/lab services/imaging
| Diagnostic radiology services (e.g., MRI): | In-Network: $0-250 copay |
| Diagnostic radiology services (e.g., MRI): | Out-of-Network: 30% coinsurance |
| Diagnostic tests and procedures: | In-Network: $0-100 copay |
| Diagnostic tests and procedures: | Out-of-Network: $0 copay or 30% coinsurance |
| Lab services: | In-Network: $0-40 copay |
| Lab services: | Out-of-Network: 30% coinsurance |
| Outpatient x-rays: | In-Network: $20-100 copay |
| Outpatient x-rays: | Out-of-Network: 30% coinsurance |
Doctor visits
| Primary: | In-Network: $20 copay per visit |
| Primary: | Out-of-Network: 30% coinsurance per visit |
| Specialist: | In-Network: $50 copay per visit |
| Specialist: | Out-of-Network: 30% coinsurance per visit |
Emergency care/Urgent care
| Emergency: | $95 copay per visit (always covered) |
| Urgent care: | $25 copay per visit (always covered) |
Foot care (podiatry services)
| Foot exams and treatment: | In-Network: $50 copay |
| Foot exams and treatment: | Out-of-Network: 30% coinsurance |
| Routine foot care: | Not covered |
Ground ambulance
| In-Network: $290 copay | |
| Out-of-Network: $290 copay |
Health plan deductible
| $0.00 |
Health plan deductibles (other)
| In-Network: No |
Hearing
| Fitting/evaluation: | Not covered (no limits) |
| Hearing aids – inner ear: | Not covered (no limits) |
| Hearing aids – outer ear: | Not covered (no limits) |
| Hearing aids – over the ear: | Not covered (no limits) |
| Hearing exam: | In-Network: $50 copay |
| Hearing exam: | Out-of-Network: 30% coinsurance |
Hospital coverage (inpatient)
| In-Network: $454 per day for days 1 through 4 $0 per day for days 5 through 90 $0 per day for days 91 and beyond | |
| Out-of-Network: 30% per stay |
Hospital coverage (outpatient)
| In-Network: $0-250 copay per visit | |
| Out-of-Network: 30% coinsurance per visit |
Maximum out-of-pocket enrollee responsibility (does not include prescription drugs)
| $6,700 In and Out-of-network |
Medical equipment/supplies
| Diabetes supplies: | In-Network: $0 copay or 10-20% coinsurance per item |
| Diabetes supplies: | Out-of-Network: 20-30% coinsurance per item |
| Durable medical equipment (e.g., wheelchairs, oxygen): | In-Network: 20% coinsurance per item |
| Durable medical equipment (e.g., wheelchairs, oxygen): | Out-of-Network: 20% coinsurance per item |
| Prosthetics (e.g., braces, artificial limbs): | In-Network: 20% coinsurance per item |
| Prosthetics (e.g., braces, artificial limbs): | Out-of-Network: 30% coinsurance per item |
Medicare Part B drugs
| Chemotherapy: | In-Network: 12% coinsurance |
| Chemotherapy: | Out-of-Network: 30% coinsurance |
| Other Part B drugs: | In-Network: 12% coinsurance |
| Other Part B drugs: | Out-of-Network: 30% coinsurance |
Mental health services
| Inpatient hospital – psychiatric: | In-Network: $405 per day for days 1 through 4 $0 per day for days 5 through 90 |
| Inpatient hospital – psychiatric: | Out-of-Network: 30% per stay |
| Outpatient group therapy visit: | In-Network: $0 copay |
| Outpatient group therapy visit: | Out-of-Network: 30% coinsurance |
| Outpatient group therapy visit with a psychiatrist: | In-Network: $0 copay |
| Outpatient group therapy visit with a psychiatrist: | Out-of-Network: 30% coinsurance |
| Outpatient individual therapy visit: | In-Network: $0 copay |
| Outpatient individual therapy visit: | Out-of-Network: 30% coinsurance |
| Outpatient individual therapy visit with a psychiatrist: | In-Network: $0 copay |
| Outpatient individual therapy visit with a psychiatrist: | Out-of-Network: 30% coinsurance |
Optional supplemental benefits
| Yes |
Preventive care
| In-Network: $0 copay | |
| Out-of-Network: $0 copay or 30% coinsurance |
Rehabilitation services
| Occupational therapy visit: | In-Network: $40 copay |
| Occupational therapy visit: | Out-of-Network: 30% coinsurance |
| Physical therapy and speech and language therapy visit: | In-Network: $40 copay |
| Physical therapy and speech and language therapy visit: | Out-of-Network: 30% coinsurance |
Skilled Nursing Facility
| In-Network: $0 per day for days 1 through 20 $196 per day for days 21 through 55 $0 per day for days 56 through 100 | |
| Out-of-Network: 30% per stay |
Transportation
| Not covered |
Vision
| Contact lenses: | Not covered (no limits) |
| Eyeglass frames: | Not covered (no limits) |
| Eyeglass lenses: | Not covered (no limits) |
| Eyeglasses (frames and lenses): | Not covered (no limits) |
| Other: | Not covered (no limits) |
| Routine eye exam: | Not covered (no limits) |
| Upgrades: | Not covered |
Wellness programs (e.g., fitness, nursing hotline)
| Covered |
Optional Benefits
Package #1
| Eye exams: | Monthly Premium: | $16.10 |
| Eye exams: | Deductible: | N/A |
| Eyewear: | Monthly Premium: | $16.10 |
| Eyewear: | Deductible: | N/A |
Package #2
| Preventive dental: | Monthly Premium: | $45.70 |
| Preventive dental: | Deductible: | N/A |
| Comprehensive dental: | Monthly Premium: | $45.70 |
| Comprehensive dental: | Deductible: | N/A |
Ready to sign up for Humana Gold Choice H8145-089 (PFFS) ?
Get help from a licensed insurance agent.
Call 1-877-354-4611 / TTY 711.
M-F: 8:00 am – 10:00 pm EST
Sat-Sun: 8:00 am – 9:00 pm EST