IU Health Plans Medicare Select – Medical Only (HMO)

Additional benefits and/or reduced cost-sharing for enrollees with certain health conditions?

• • In-Network: Yes, contact plan for further details

Comprehensive Dental

• Adjunctive General Services
  • In-Network: 0 Coins – No Co pay (Limits Apply)
• Oral and Maxillofacial Surgery
  • In-Network: 50 Coins – No Co pay (Limits Apply)
• Restorative Services
  • In-Network: 50 Coins – No Co pay (Limits Apply)

Diagnostic and Preventive Dental

• Dental X-Rays
  • In-Network: 0 Coins – No Copay
• Oral Exams
  • In-Network: 0 Coins – No Copay
• Prophylaxis (cleaning)
  • In-Network: 0 Coins – No Copay

Diagnostic procedures/lab services/imaging

• Diagnostic radiology services (e.g., MRI)
  • 0-20% coinsurance (Authorization Required)
• Diagnostic tests and procedures
  • 20% coinsurance (Authorization Required)
• Lab services
  • $0-10 copay (Authorization Required)
• Outpatient x-rays
  • $25 copay (Authorization Required)

Doctor visits

• Primary
  • $0 copay
• Specialist
  • $40 copay per visit

Emergency care/Urgent care

• Emergency
  • $125 copay per visit (always covered)
• Urgent care
  • $55 copay per visit (always covered)

Foot care (podiatry services)

• Foot exams and treatment
  • $40 copay (Authorization Required)
• Routine foot care
  • Not covered

Ground ambulance

• • $295 copay

Health plan deductible

• • $0

Hearing

• Medicare-Covered Hearing Exam
  • $40 copay
• Fitting/evaluation
  • $0 copay
• Hearing aids
  • $499-999 copay (Limits Apply)
• Hearing aids OTC
  • Not covered

Inpatient hospital coverage

• • $395 per day for days 1 through 6
    $0 per day for days 7 through 90 (Authorization Required)

Maximum out-of-pocket enrollee responsibility (does not include prescription drugs)

• • $5,000 In-network

Medical equipment/supplies

• Diabetes supplies
  • $0 copay (Authorization Required)
• Durable medical equipment (e.g., wheelchairs, oxygen)
  • 20% coinsurance per item (Authorization Required)
• Prosthetics (e.g., braces, artificial limbs)
  • 20% coinsurance per item (Authorization Required)

Medicare Part B drugs

• Other Part B drugs
  • 0-20% coinsurance (Authorization Required)
• Chemotherapy
  • 0-20% coinsurance (Authorization Required)

Mental health services

• Outpatient individual therapy visit with a psychiatrist
  • $40 copay
• Outpatient group therapy visit with a psychiatrist
  • $40 copay
• Inpatient hospital – psychiatric
  • $380 per day for days 1 through 6
    $0 per day for days 7 through 90 (Authorization Required)
• Outpatient group therapy visit
  • $40 copay
• Outpatient individual therapy visit
  • $40 copay

Optional supplemental benefits

• • Yes

Other health plan deductibles?

• • In-Network: No

Outpatient hospital coverage

• • $350 copay per visit (Authorization Required)

Preventive care

• • $0 copay (Authorization Required)

Rehabilitation services

• Physical therapy and speech and language therapy visit
  • $25 copay (Authorization Required)
• Occupational therapy visit
  • $25 copay (Authorization Required)

Skilled Nursing Facility

• • $0 per day for days 1 through 20
    $214 per day for days 21 through 100 (Authorization Required)

Transportation

• • $0 copay (Limits Apply)

Vision

• Contact lenses
  • $0 copay (Limits Apply)
• Eyeglass frames
  • $0 copay (Limits Apply)
• Routine eye exam
  • $0 copay (Limits Apply)
• Eyeglasses (frames and lenses)
  • $0 copay (Limits Apply)
• Other
  • Not covered
• Eyeglass lenses
  • $0 copay (Limits Apply)
• Upgrades
  • Not covered

Wellness programs (e.g., fitness, nursing hotline)

• • Covered

Dental Enhanced 1500

Comprehensive Dental

• Restorative Services, Endodontics, Periodontics, Prosthodontics, removable, Maxillofacial Prosthetics, Prosthodontics, fixed, Oral and Maxillofacial Surgery, Adjunctive General Services
  • Monthly Premium: $33.80
  • Max Coverage: $1500.00
  • Coverage Periodicity: Every year
  • Deductible Services: 16c1: Restorative Services, 16c2: Endodontics, 16c3: Periodontics, 16c4: Prosthodontics, removable, 16c5: Maxillofacial Prosthetics, 16c7: Prosthodontics, fixed, 16c8: Oral and Maxillofacial Surgery, 16c10: Adjunctive General Services
  • Deductible: $50.00

Diagnostic and Preventive Dental

• Other Diagnostic Dental Services
  • Monthly Premium: $33.80
  • Max Coverage: $1500.00
  • Coverage Periodicity: Every year
  • Deductible Services: 16b3: Other Diagnostic Dental Services
  • Deductible: $50.00