MediGold No Premium (HMO) is a Medicare Advantage Plan by MediGold.
This page features plan details for 2024 MediGold No Premium (HMO) H9827 – 001 – 0 available in Select Counties in New York.
IMPORTANT: This page features the 2024 version of this plan. See the 2025 version using the link below:
MediGold No Premium (HMO) is offered in the following locations.
MediGold No Premium (HMO) offers the following coverage and cost-sharing.
Insurer: | MediGold |
Health Plan Deductible: | $0.00 |
MOOP: | $6,200.00 |
Drugs Covered: | Yes |
Ready to sign up for MediGold No Premium (HMO) ?
Get help from a licensed insurance agent.
Call 1-877-354-4611 / TTY 711.
M-F: 8:00 am – 10:00 pm EST
Sat-Sun: 8:00 am – 9:00 pm EST
Part B | Part C | Part D | Part B Give Back | Total |
---|---|---|---|---|
$174.70 | $0.00 | $0.00 | $0.00 | $174.70 |
MediGold No Premium (HMO) provides the following cost-sharing on drugs. Please check the plan’s formulary for specific drugs covered.
Drug Deductible: | $0.00 |
Initial Coverage Limit: | $5,030.00 |
Catastrophic Coverage Limit: | $8,000.00 |
Drug Benefit Type: | Enhanced Alternative |
Additional Gap Coverage: | Yes |
Formulary Link: | Formulary Link |
The Low-Income Subsidy (also known as LIS or “Extra Help”) helps people with Medicare lower the cost of prescription drugs.
The table below shows how the LIS impacts the Part D premium of this plan.
Part D | LIS Full |
---|---|
$0.00 | $ |
After you pay your $0.00 drug deductible, you will pay the following costs for drugs in each tier until your total drug costs (including what this plan has paid and what you have paid) reach $5,030.00. Once you reach that amount, you will enter the next coverage phase.
Tier | Pref. Pharm | Std. Pharm | Pref. Mail | Std. Mail |
---|---|---|---|---|
1 (Preferred Generic) | $0.00 copay | $0.00 copay | ||
2 (Generic) | $5.00 copay | $0.00 copay | ||
3 (Preferred Brand) | $47.00 copay | $47.00 copay | ||
4 (Non-Preferred Drug) | $100.00 copay | $100.00 copay | ||
5 (Specialty Tier) | 33% | 33% |
Tier | Pref. Pharm | Std. Pharm | Pref. Mail | Std. Mail |
---|---|---|---|---|
1 (Preferred Generic) | ||||
2 (Generic) | ||||
3 (Preferred Brand) | ||||
4 (Non-Preferred Drug) | ||||
5 (Specialty Tier) |
Tier | Pref. Pharm | Std. Pharm | Pref. Mail | Std. Mail |
---|---|---|---|---|
1 (Preferred Generic) | $0.00 copay | $0.00 copay | ||
2 (Generic) | $15.00 copay | $0.00 copay | ||
3 (Preferred Brand) | $141.00 copay | $94.00 copay | ||
4 (Non-Preferred Drug) | $300.00 copay | $200.00 copay | ||
5 (Specialty Tier) |
Tier | Pref. Pharm | Std. Pharm | Pref. Mail | Std. Mail |
---|---|---|---|---|
1 (Preferred Generic) | $0.00 copay | $0.00 copay | ||
Generic drugs | ||||
Brand-name drugs |
Tier | Pref. Pharm | Std. Pharm | Pref. Mail | Std. Mail |
---|---|---|---|---|
1 (Preferred Generic) | $0.00 copay | $0.00 copay | ||
Generic drugs | ||||
Brand-name drugs |
Tier | Cost |
---|---|
All other tiers (Generic) | 25% |
All other tiers (Brand-name) | 25% |
After your yearly out-of-pocket drug costs (including drugs purchased through your retail pharmacy and through mail order) reach $8,000.00, you pay nothing for Medicare Part D covered drugs. However, you may still pay a share of the costs for excluded drugs covered under any enhanced benefit. Please note, that this plan has a Enhanced Alternative benefit type.
MediGold No Premium (HMO) also provides the following benefits.
$0 |
In-network | No |
$6,200 In-network |
Yes |
In-network | No |
$0-295 copay per visit (Authorization is not required.) (Referral is not required.) |
Primary | $0 copay (Not applicable.) (Not applicable.) |
Specialist | $30 copay per visit (Authorization is not required.) (Referral is not required.) |
$0 copay (Authorization is not required.) (Referral is not required.) |
Emergency | $90 copay per visit (always covered) (Not applicable.) (Not applicable.) |
Urgent care | $30 copay per visit (always covered) (Not applicable.) (Not applicable.) |
Diagnostic tests and procedures | $30 copay (Authorization is required.) (Referral is not required.) |
Lab services | $0 copay (Authorization is required.) (Referral is not required.) |
Diagnostic radiology services (e.g., MRI) | $170 copay (Authorization is not required.) (Referral is not required.) |
Outpatient x-rays | $0 copay (Authorization is not required.) (Referral is not required.) |
Hearing exam | $30 copay (Authorization is not required.) (Referral is not required.) |
Fitting/evaluation | $0 copay (There are no limits.) (Authorization is not required.) (Referral is not required.) |
Hearing aids | $599-899 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.) |
Oral exam | $0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.) |
Cleaning | $0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.) |
Fluoride treatment | $0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.) |
Dental x-ray(s) | $0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.) |
Non-routine services | Not covered (There are no limits.) (Not applicable.) (Not applicable.) |
Diagnostic services | $0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.) |
Restorative services | 50% coinsurance (Limits may apply.) (Authorization is not required.) (Referral is not required.) |
Endodontics | 70% coinsurance (Limits may apply.) (Authorization is not required.) (Referral is not required.) |
Periodontics | 70% coinsurance (Limits may apply.) (Authorization is not required.) (Referral is not required.) |
Extractions | 50% coinsurance (Limits may apply.) (Authorization is not required.) (Referral is not required.) |
Prosthodontics, other oral/maxillofacial surgery, other services | Not covered (There are no limits.) (Not applicable.) (Not applicable.) |
Routine eye exam | $0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.) |
Other | Not covered (There are no limits.) (Not applicable.) (Not applicable.) |
Contact lenses | $0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.) |
Eyeglasses (frames and lenses) | $0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.) |
Eyeglass frames | $0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.) |
Eyeglass lenses | $0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.) |
Upgrades | Not covered (Not applicable.) (Not applicable.) |
Occupational therapy visit | $30 copay (Authorization is not required.) (Referral is not required.) |
Physical therapy and speech and language therapy visit | $30 copay (Authorization is not required.) (Referral is not required.) |
$240 copay (Not applicable.) (Not applicable.) |
Not covered (Not applicable.) (Not applicable.) |
Foot exams and treatment | $30 copay (Authorization is not required.) (Referral is not required.) |
Routine foot care | Not covered (Not applicable.) (Not applicable.) |
Durable medical equipment (e.g., wheelchairs, oxygen) | 20% coinsurance per item (Authorization is required.) (Not applicable.) |
Prosthetics (e.g., braces, artificial limbs) | 20% coinsurance per item (Authorization is required.) (Not applicable.) |
Diabetes supplies | $0 copay per item (Authorization is required.) (Not applicable.) |
Covered (Authorization is not required.) (Referral is not required.) |
Chemotherapy | 0-20% coinsurance (Authorization is required.) (Not applicable.) |
Other Part B drugs | 0-20% coinsurance (Authorization is required.) (Not applicable.) |
Part B Insulin drugs | $35 copay (Authorization is required.) (Not applicable.) |
$300 per day for days 1 through 5 $0 per day for days 6 through 90 (Authorization is required.) (Referral is not required.) |
Inpatient hospital – psychiatric | $300 per day for days 1 through 5 $0 per day for days 6 through 90 (Authorization is required.) (Referral is not required.) |
Outpatient group therapy visit with a psychiatrist | $30 copay (Authorization is not required.) (Referral is not required.) |
Outpatient individual therapy visit with a psychiatrist | $30 copay (Authorization is not required.) (Referral is not required.) |
Outpatient group therapy visit | $30 copay (Authorization is not required.) (Referral is not required.) |
Outpatient individual therapy visit | $30 copay (Authorization is not required.) (Referral is not required.) |
$0 per day for days 1 through 20 $203 per day for days 21 through 56 $0 per day for days 57 through 100 (Authorization is not required.) (Referral is not required.) |
Monthly Premium | $17.80 |
Deductible | nan |
Monthly Premium | $44.00 |
Deductible | nan |
Comprehensive dental: | Monthly Premium: | $19.00 |
Comprehensive dental: | Deductible: | N/A |
Comprehensive dental: | Monthly Premium: | $44.00 |
Comprehensive dental: | Deductible: | N/A |
Ready to sign up for MediGold No Premium (HMO) ?
Get help from a licensed insurance agent.
Call 1-877-354-4611 / TTY 711.
M-F: 8:00 am – 10:00 pm EST
Sat-Sun: 8:00 am – 9:00 pm EST
Get help enrolling in a Medicare Advantage or Medicare Prescription Drug Plan by calling a licensed insurance agent today.
Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross Blue Shield, Anthem Blue Cross, Aspire Health Plan, Capital Blue Cross, Cigna Healthcare, Dean Health Plan, Devoted Health, Florida Blue Medicare, GlobalHealth, Health Care Service Corporation, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Premera Blue Cross, Medica Central Health Plan, SCAN Health Plan, Baylor Scott & White Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint
SMID: MULTIPLAN_HCIHNDOGMED01PY25_M
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