MedMutual Advantage Access (PPO)
H4497 - 005 - 2
(5 / 5)
MedMutual Advantage Access (PPO) is a Medicare Advantage Plan by Medical Mutual of Ohio.
This page features plan details for 2023 MedMutual Advantage Access (PPO) H4497 – 005 – 2.
IMPORTANT: This page features the 2023 version of this plan. See the 2025 version using the link below:
No 2025 version found. You can use the location links below to find 2025 plans in your area.
Locations
MedMutual Advantage Access (PPO) is offered in the following locations.
Plan Overview
MedMutual Advantage Access (PPO) offers the following coverage and cost-sharing.
| Insurer: | Medical Mutual of Ohio |
| Health Plan Deductible: | $0.00 |
| MOOP: | $11,000 In and Out-of-network $6,050 In-network |
| Drugs Covered: | Yes |
Ready to sign up for MedMutual Advantage Access (PPO) ?
Get help from a licensed insurance agent.
Call 1-877-354-4611 / TTY 711.
M-F: 8:00 am – 10:00 pm EST
Sat-Sun: 8:00 am – 9:00 pm EST
Premium Breakdown
MedMutual Advantage Access (PPO) has a monthly premium of $0.00. This amount includes your Part C and D premiums but does not include your Part B premium. The following is a breakdown of your monthly premium with Part B costs included.| Part B | Part C | Part D | Part B Give Back | Total |
|---|---|---|---|---|
| $164.90 | $0.00 | $0.00 | $0.00 | $ |
- Your Part B premium may differ based on factors including late enrollment, income, and disability status.
- You may also qualify for “Extra Help” on drug costs. See the Part D Premium Reduction section below for more details.
Drug Info
MedMutual Advantage Access (PPO) provides the following cost-sharing on drugs. Please check the plan’s formulary for specific drugs covered.
| Drug Deductible: | $0.00 |
| Initial Coverage Limit: | $4,660.00 |
| Catastrophic Coverage Limit: | $7,400.00 |
| Drug Benefit Type: | Enhanced |
| Gap Coverage: | Yes |
| Formulary Link: | Formulary Link |
Part D Premium Reduction
The Low-Income Subsidy (also known as LIS or “Extra Help”) helps people with Medicare lower the cost of prescription drugs. The table below shows how the LIS impacts the Part D premium of this plan.| Part D | LIS 25% | LIS 50% | LIS 75% | LIS Full |
|---|---|---|---|---|
| $0.00 | $43.40 | $34.80 | $26.30 | $17.70 |
Initial Coverage Phase
After you pay your $0.00 drug deductible, you will pay the following costs for drugs in each tier until your total drug costs (including what this plan has paid and what you have paid) reach $4,660.00. Once you reach that amount, you will enter the next coverage phase.
30 Day
60 Day
90 Day
30 Day
| Tier | Pref. Pharm | Std. Pharm | Pref. Mail | Std. Mail |
|---|---|---|---|---|
| 1 (Preferred Generic) | $4.00 copay | $12.00 copay | $0.00 copay | $11.00 copay |
| 2 (Generic) | $8.00 copay | $16.00 copay | $0.00 copay | $15.00 copay |
| 3 (Preferred Brand) | $42.00 copay | $47.00 copay | $40.00 copay | $45.00 copay |
| 4 (Non-Preferred Drug) | 50% | 50% | 50% | 50% |
| 5 (Specialty Tier) | 33% | 33% | 33% | 33% |
| 6 (Select Care Drugs) | $0.00 copay | $8.00 copay | $0.00 copay | $7.00 copay |
60 Day
| Tier | Pref. Pharm | Std. Pharm | Pref. Mail | Std. Mail |
|---|---|---|---|---|
| 1 (Preferred Generic) | ||||
| 2 (Generic) | ||||
| 3 (Preferred Brand) | ||||
| 4 (Non-Preferred Drug) | ||||
| 5 (Specialty Tier) | ||||
| 6 (Select Care Drugs) |
90 Day
| Tier | Pref. Pharm | Std. Pharm | Pref. Mail | Std. Mail |
|---|---|---|---|---|
| 1 (Preferred Generic) | $10.00 copay | $30.00 copay | $0.00 copay | $28.00 copay |
| 2 (Generic) | $20.00 copay | $40.00 copay | $0.00 copay | $38.00 copay |
| 3 (Preferred Brand) | $118.00 copay | $132.00 copay | $110.00 copay | $130.00 copay |
| 4 (Non-Preferred Drug) | 50% | 50% | 50% | 50% |
| 5 (Specialty Tier) | ||||
| 6 (Select Care Drugs) | $0.00 copay | $20.00 copay | $0.00 copay | $18.00 copay |
Gap Coverage Phase
30 Day
90 Day
30 Day
| Tier | Pref. Pharm | Std. Pharm | Pref. Mail | Std. Mail |
|---|---|---|---|---|
| 1 (Preferred Generic) | $4.00 copay | $12.00 copay | $0.00 copay | $11.00 copay |
| 2 (Generic) | $8.00 copay | $16.00 copay | $0.00 copay | $15.00 copay |
| 6 (Select Care Drugs) | $0.00 copay | $8.00 copay | $0.00 copay | $7.00 copay |
90 Day
| Tier | Pref. Pharm | Std. Pharm | Pref. Mail | Std. Mail |
|---|---|---|---|---|
| 1 (Preferred Generic) | $10.00 copay | $30.00 copay | $0.00 copay | $28.00 copay |
| 2 (Generic) | $20.00 copay | $40.00 copay | $0.00 copay | $38.00 copay |
| 6 (Select Care Drugs) | $0.00 copay | $20.00 copay | $0.00 copay | $18.00 copay |
| Tier | Cost |
|---|---|
| All other tiers (Generic) | 25% |
| All other tiers (Brand-name) | 25% |
Catastrophic Coverage Phase
After your yearly out-of-pocket drug costs (including drugs purchased through your retail pharmacy and through mail order) reach $7,400.00, you will pay no more than the greater of the two amounts listed below for generic and brand-name drugs.
| Drug Type | Cost Share |
|---|---|
| Generic drugs | $4.15 copay or 5% (whichever costs more) |
| Brand-name drugs | $10.35 copay or 5% (whichever costs more) |
Additional Benefits
MedMutual Advantage Access (PPO) also provides the following benefits.
Additional benefits and/or reduced cost-sharing for enrollees with certain health conditions?
| In-Network: No |
Dental (comprehensive)
| Diagnostic services: | In-Network: 30% coinsurance (limits may apply) (authorization not required) (referral not required) |
| Diagnostic services: | Out-of-Network: 55-70% coinsurance (limits may apply) (authorization not required) (referral not required) |
| Endodontics: | In-Network: 50% coinsurance (limits may apply) (authorization not required) (referral not required) |
| Endodontics: | Out-of-Network: 55-70% coinsurance (limits may apply) (authorization not required) (referral not required) |
| Extractions: | In-Network: 30% coinsurance (limits may apply) (authorization not required) (referral not required) |
| Extractions: | Out-of-Network: 55-70% coinsurance (limits may apply) (authorization not required) (referral not required) |
| Non-routine services: | In-Network: 30% coinsurance (limits may apply) (authorization not required) (referral not required) |
| Non-routine services: | Out-of-Network: 55-70% coinsurance (limits may apply) (authorization not required) (referral not required) |
| Periodontics: | In-Network: 50% coinsurance (limits may apply) (authorization not required) (referral not required) |
| Periodontics: | Out-of-Network: 55-70% coinsurance (limits may apply) (authorization not required) (referral not required) |
| Prosthodontics, other oral/maxillofacial surgery, other services: | Not covered (no limits) |
| Restorative services: | In-Network: 30% coinsurance (limits may apply) (authorization not required) (referral not required) |
| Restorative services: | Out-of-Network: 55-70% coinsurance (limits may apply) (authorization not required) (referral not required) |
Dental (preventive)
| Cleaning: | In-Network: $0 copay (limits may apply) (authorization not required) (referral not required) |
| Cleaning: | Out-of-Network: 50% coinsurance (limits may apply) (authorization not required) (referral not required) |
| Dental x-ray(s): | In-Network: $0 copay (limits may apply) (authorization not required) (referral not required) |
| Dental x-ray(s): | Out-of-Network: 50% coinsurance (limits may apply) (authorization not required) (referral not required) |
| Fluoride treatment: | Not covered (no limits) |
| Oral exam: | In-Network: $0 copay (limits may apply) (authorization not required) (referral not required) |
| Oral exam: | Out-of-Network: 50% coinsurance (limits may apply) (authorization not required) (referral not required) |
Diagnostic procedures/lab services/imaging
| Diagnostic radiology services (e.g., MRI): | In-Network: $100-175 copay (authorization required) (referral not required) |
| Diagnostic radiology services (e.g., MRI): | Out-of-Network: 40% coinsurance (authorization required) (referral not required) |
| Diagnostic tests and procedures: | In-Network: $0-10 copay (authorization required) (referral not required) |
| Diagnostic tests and procedures: | Out-of-Network: 40% coinsurance (authorization required) (referral not required) |
| Lab services: | In-Network: $0-10 copay (authorization required) (referral not required) |
| Lab services: | Out-of-Network: 40% coinsurance (authorization required) (referral not required) |
| Outpatient x-rays: | In-Network: $50 copay (authorization required) (referral not required) |
| Outpatient x-rays: | Out-of-Network: 40% coinsurance (authorization required) (referral not required) |
Doctor visits
| Primary: | In-Network: $0 copay |
| Primary: | Out-of-Network: $10-55 copay per visit |
| Specialist: | In-Network: $40 copay per visit (authorization required) (referral not required) |
| Specialist: | Out-of-Network: $10-55 copay per visit (authorization required) (referral not required) |
Emergency care/Urgent care
| Emergency: | $90 copay per visit (always covered) |
| Urgent care: | $40 copay per visit (always covered) |
Foot care (podiatry services)
| Foot exams and treatment: | In-Network: $40 copay (authorization required) (referral not required) |
| Foot exams and treatment: | Out-of-Network: $10-55 copay (authorization required) (referral not required) |
| Routine foot care: | Not covered |
Ground ambulance
| In-Network: $200 copay | |
| Out-of-Network: $200 copay |
Health plan deductible
| $0.00 |
Health plan deductibles (other)
| In-Network: No |
Hearing
| Fitting/evaluation: | Not covered (no limits) |
| Hearing aids: | In-Network: $699-999 copay (limits may apply) (authorization not required) (referral not required) |
| Hearing aids: | Out-of-Network: $699-999 copay (limits may apply) (authorization not required) (referral not required) |
| Hearing exam: | In-Network: $0 copay (authorization not required) (referral not required) |
| Hearing exam: | Out-of-Network: 40% coinsurance (authorization not required) (referral not required) |
Hospital coverage (inpatient)
| In-Network: $365 per day for days 1 through 5 $0 per day for days 6 through 90 (authorization required) (referral not required) | |
| In-Network: $375 per day for days 1 through 5 $0 per day for days 6 through 90 (authorization required) (referral not required) | |
| Out-of-Network: 40% per stay (authorization required) (referral not required) |
Hospital coverage (outpatient)
| In-Network: $340 copay per visit (authorization required) (referral not required) | |
| In-Network: $350 copay per visit (authorization required) (referral not required) | |
| Out-of-Network: $400 copay per visit (authorization required) (referral not required) |
Maximum out-of-pocket enrollee responsibility (does not include prescription drugs)
| $11,000 In and Out-of-network $6,050 In-network |
Medical equipment/supplies
| Diabetes supplies: | In-Network: 0-20% coinsurance per item (authorization required) |
| Diabetes supplies: | Out-of-Network: 20% coinsurance per item (authorization required) |
| Durable medical equipment (e.g., wheelchairs, oxygen): | In-Network: 20% coinsurance per item (authorization required) |
| Durable medical equipment (e.g., wheelchairs, oxygen): | Out-of-Network: 40% coinsurance per item (authorization required) |
| Prosthetics (e.g., braces, artificial limbs): | In-Network: 20% coinsurance per item (authorization required) |
| Prosthetics (e.g., braces, artificial limbs): | Out-of-Network: 40% coinsurance per item (authorization required) |
Medicare Part B drugs
| Chemotherapy: | In-Network: 20% coinsurance (authorization required) |
| Chemotherapy: | Out-of-Network: 20% coinsurance (authorization required) |
| Other Part B drugs: | In-Network: 20% coinsurance (authorization required) |
| Other Part B drugs: | Out-of-Network: 20% coinsurance (authorization required) |
Mental health services
| Inpatient hospital – psychiatric: | In-Network: $370 per day for days 1 through 5 $0 per day for days 6 through 90 (authorization required) (referral not required) |
| Inpatient hospital – psychiatric: | Out-of-Network: 40% per stay (authorization required) (referral not required) |
| Outpatient group therapy visit: | In-Network: $30 copay (authorization not required) (referral not required) |
| Outpatient group therapy visit: | Out-of-Network: $40 copay (authorization not required) (referral not required) |
| Outpatient group therapy visit with a psychiatrist: | In-Network: $30 copay (authorization not required) (referral not required) |
| Outpatient group therapy visit with a psychiatrist: | Out-of-Network: $40 copay (authorization not required) (referral not required) |
| Outpatient individual therapy visit: | In-Network: $30 copay (authorization not required) (referral not required) |
| Outpatient individual therapy visit: | Out-of-Network: $40 copay (authorization not required) (referral not required) |
| Outpatient individual therapy visit with a psychiatrist: | In-Network: $30 copay (authorization not required) (referral not required) |
| Outpatient individual therapy visit with a psychiatrist: | Out-of-Network: $40 copay (authorization not required) (referral not required) |
Optional supplemental benefits
| Yes |
Preventive care
| In-Network: $0 copay (authorization not required) (referral not required) | |
| Out-of-Network: 40% coinsurance (authorization not required) (referral not required) |
Rehabilitation services
| Occupational therapy visit: | In-Network: $40 copay (authorization required) (referral not required) |
| Occupational therapy visit: | Out-of-Network: $45 copay (authorization required) (referral not required) |
| Physical therapy and speech and language therapy visit: | In-Network: $40 copay (authorization required) (referral not required) |
| Physical therapy and speech and language therapy visit: | Out-of-Network: $45 copay (authorization required) (referral not required) |
Skilled Nursing Facility
| In-Network: $0 per day for days 1 through 20 $188 per day for days 21 through 100 (authorization required) (referral not required) | |
| Out-of-Network: 40% per stay (authorization required) (referral not required) |
Transportation
| In-Network: $0 copay (limits may apply) (authorization required) (referral not required) | |
| Out-of-Network: $0 copay (limits may apply) (authorization required) (referral not required) |
Vision
| Contact lenses: | In-Network: $0 copay (limits may apply) (authorization not required) (referral not required) |
| Contact lenses: | Out-of-Network: $0 copay (limits may apply) (authorization not required) (referral not required) |
| Eyeglass frames: | Not covered (no limits) |
| Eyeglass lenses: | Not covered (no limits) |
| Eyeglasses (frames and lenses): | In-Network: $0 copay (limits may apply) (authorization not required) (referral not required) |
| Eyeglasses (frames and lenses): | Out-of-Network: $0 copay (limits may apply) (authorization not required) (referral not required) |
| Other: | Not covered (no limits) |
| Routine eye exam: | In-Network: $0 copay (limits may apply) (authorization not required) (referral not required) |
| Routine eye exam: | Out-of-Network: $50 copay (limits may apply) (authorization not required) (referral not required) |
| Upgrades: | Not covered |
Wellness programs (e.g., fitness, nursing hotline)
| Covered (authorization not required) (referral not required) |
Optional Benefits
Package #1
| Comprehensive dental: | Monthly Premium: | $26.00 |
| Comprehensive dental: | Deductible: | N/A |
| Eyewear: | Monthly Premium: | $26.00 |
| Eyewear: | Deductible: | N/A |
Ready to sign up for MedMutual Advantage Access (PPO) ?
Get help from a licensed insurance agent.
Call 1-877-354-4611 / TTY 711.
M-F: 8:00 am – 10:00 pm EST
Sat-Sun: 8:00 am – 9:00 pm EST