Moda Health PPORX Enhanced (PPO)
H3813 - 009 - 0
(3.5 / 5)
Moda Health PPORX Enhanced (PPO) is a Medicare Advantage (Part C) Plan by Moda Health Plan, Inc..
This page features plan details for 2022 Moda Health PPORX Enhanced (PPO) H3813 – 009 – 0 available in Greater Portland Metro.
IMPORTANT: This page features the 2022 version of this plan. See the 2024 version using the link below:
No 2024 version found. You can use the location links below to find 2024 plans in your area.
Locations
Moda Health PPORX Enhanced (PPO) is offered in the following locations.
Plan Overview
Moda Health PPORX Enhanced (PPO) offers the following coverage and cost-sharing.
| Insurer: | Moda Health Plan, Inc. |
| Health Plan Deductible: | $0 |
| MOOP: | $3,900.00 |
| Drugs Covered: | Yes |
Please Note:
- This plan does not charge an annual deductible for all drugs. The $175.00 annual deductible only applies to drugs on certain tiers.
Ready to sign up for Moda Health PPORX Enhanced (PPO) ?
Premium Breakdown
Moda Health PPORX Enhanced (PPO) has a monthly premium of $86.8. This amount includes your Part C and D premiums but does not include your Part B premium. The following is a breakdown of your monthly premium with Part B costs included.| Part B | Part C | Part D | Part B Give Back | Total |
|---|---|---|---|---|
| $170.10 | $109.20 | $86.80 | $0.00 | $366.10 |
- Your Part B premium may differ based on factors including late enrollment, income, and disability status.
- You may also qualify for “Extra Help” on drug costs. See the Part D Premium Reduction section below for more details.
Drug Info
Moda Health PPORX Enhanced (PPO) provides the following cost-sharing on drugs. Please check the plan’s formulary for specific drugs covered.
| Drug Deductible: | $175.00 |
| Initial Coverage Limit: | $4,430.00 |
| Catastrophic Coverage Limit: | $7,050.00 |
| Drug Benefit Type: | Enhanced |
| Gap Coverage: | No |
| Formulary Link: | Formulary Link |
Part D Premium Reduction
The Low-Income Subsidy (also known as LIS or “Extra Help”) helps people with Medicare lower the cost of prescription drugs. The table below shows how the LIS impacts the Part D premium of this plan.| Part D | LIS 25% | LIS 50% | LIS 75% | LIS Full |
|---|---|---|---|---|
| $86.80 | $76.70 | $66.60 | $56.40 | $46.30 |
Initial Coverage Phase
After you pay your $175.00 drug deductible, you will pay the following costs for drugs in each tier until your total drug costs (including what this plan has paid and what you have paid) reach $4,430.00. Once you reach that amount, you will enter the next coverage phase.
30 Day
60 Day
90 Day
30 Day
60 Day
90 Day
Gap Coverage Phase
After your total drug costs (including what this plan has paid and what you have paid) reach $4,430.00, you will pay no more than the amounts below for any drug tier until you reach $7,050.00.
30 Day
90 Day
30 Day
90 Day
| Drug Type | Cost Share |
|---|---|
| Generic drugs | 25% |
| Brand-name drugs | 25% |
Catastrophic Coverage Phase
After your yearly out-of-pocket drug costs (including drugs purchased through your retail pharmacy and through mail order) reach $7,050.00, you will pay no more than the greater of the two amounts listed below for generic and brand-name drugs.
| Tier | Cost |
|---|---|
| Generic | $4.15 copay or 5% (whichever costs more) |
| Brand-name | $10.35 copay or 5% (whichever costs more) |
Additional Benefits
Moda Health PPORX Enhanced (PPO) also provides the following benefits.
Additional benefits and/or reduced cost-sharing for enrollees with certain health conditions?
| In-Network: No |
Dental (comprehensive)
| Diagnostic services: | In-Network: $0 copay (limits may apply) (authorization required) |
| Diagnostic services: | Out-of-Network: $0 copay (limits may apply) (authorization required) |
| Endodontics: | In-Network: $0 copay (limits may apply) (authorization required) |
| Endodontics: | Out-of-Network: $0 copay (limits may apply) (authorization required) |
| Extractions: | In-Network: $0 copay (limits may apply) (authorization required) |
| Extractions: | Out-of-Network: $0 copay (limits may apply) (authorization required) |
| Non-routine services: | In-Network: $0 copay (limits may apply) (authorization required) |
| Non-routine services: | Out-of-Network: $0 copay (limits may apply) (authorization required) |
| Periodontics: | In-Network: $0 copay (limits may apply) (authorization required) |
| Periodontics: | Out-of-Network: $0 copay (limits may apply) (authorization required) |
| Prosthodontics, other oral/maxillofacial surgery, other services: | In-Network: $0 copay (limits may apply) (authorization required) |
| Prosthodontics, other oral/maxillofacial surgery, other services: | Out-of-Network: $0 copay (limits may apply) (authorization required) |
| Restorative services: | In-Network: $0 copay (limits may apply) (authorization required) |
| Restorative services: | Out-of-Network: $0 copay (limits may apply) (authorization required) |
Dental (preventive)
| Cleaning: | In-Network: $0 copay (limits may apply) |
| Cleaning: | Out-of-Network: $0 copay (limits may apply) |
| Dental x-ray(s): | In-Network: $0 copay (limits may apply) |
| Dental x-ray(s): | Out-of-Network: $0 copay (limits may apply) |
| Fluoride treatment: | In-Network: $0 copay (limits may apply) |
| Fluoride treatment: | Out-of-Network: $0 copay (limits may apply) |
| Oral exam: | In-Network: $0 copay (limits may apply) |
| Oral exam: | Out-of-Network: $0 copay (limits may apply) |
Diagnostic procedures/lab services/imaging
| Diagnostic radiology services (e.g., MRI): | In-Network: 20% coinsurance (authorization required) |
| Diagnostic radiology services (e.g., MRI): | Out-of-Network: 30% coinsurance (authorization required) |
| Diagnostic tests and procedures: | In-Network: $0 copay (authorization required) |
| Diagnostic tests and procedures: | Out-of-Network: 30% coinsurance (authorization required) |
| Lab services: | In-Network: $0 copay (authorization required) |
| Lab services: | Out-of-Network: 30% coinsurance (authorization required) |
| Outpatient x-rays: | In-Network: 20% coinsurance (authorization required) |
| Outpatient x-rays: | Out-of-Network: 30% coinsurance (authorization required) |
Doctor visits
| Primary: | In-Network: $0 copay |
| Primary: | Out-of-Network: $20-40 copay per visit |
| Specialist: | In-Network: $20 copay per visit |
| Specialist: | Out-of-Network: $40 copay per visit |
Emergency care/Urgent care
| Emergency: | $90 copay per visit (always covered) |
| Urgent care: | $35 copay per visit (always covered) |
Foot care (podiatry services)
| Foot exams and treatment: | In-Network: $20 copay |
| Foot exams and treatment: | Out-of-Network: $40 copay |
| Routine foot care: | Not covered |
Ground ambulance
| In-Network: $175 copay | |
| Out-of-Network: $175 copay |
Health plan deductible
| $0.00 |
Health plan deductibles (other)
| In-Network: No |
Hearing
| Fitting/evaluation: | In-Network: $0 copay |
| Fitting/evaluation: | Out-of-Network: $0 copay |
| Hearing aids: | In-Network: $699-999 copay (limits may apply) |
| Hearing aids: | Out-of-Network: $0 copay (limits may apply) |
| Hearing exam: | In-Network: $20 copay |
| Hearing exam: | Out-of-Network: $40 copay |
Hospital coverage (inpatient)
| In-Network: $175 per day for days 1 through 5 $0 per day for days 6 through 90 (authorization required) | |
| Out-of-Network: $350 per day for days 1 through 5 $0 per day for days 6 and beyond (authorization required) |
Hospital coverage (outpatient)
| In-Network: $160 copay per visit (authorization required) | |
| Out-of-Network: 30% coinsurance per visit (authorization required) |
Maximum out-of-pocket enrollee responsibility (does not include prescription drugs)
| $3,900 In and Out-of-network $3,900 In-network |
Medical equipment/supplies
| Diabetes supplies: | In-Network: $0 copay (authorization required) |
| Diabetes supplies: | Out-of-Network: 30% coinsurance per item (authorization required) |
| Durable medical equipment (e.g., wheelchairs, oxygen): | In-Network: 20% coinsurance per item (authorization required) |
| Durable medical equipment (e.g., wheelchairs, oxygen): | Out-of-Network: 30% coinsurance per item (authorization required) |
| Prosthetics (e.g., braces, artificial limbs): | In-Network: 20% coinsurance per item (authorization required) |
| Prosthetics (e.g., braces, artificial limbs): | Out-of-Network: 30% coinsurance per item (authorization required) |
Medicare Part B drugs
| Chemotherapy: | In-Network: 20% coinsurance (authorization required) |
| Chemotherapy: | Out-of-Network: 30% coinsurance (authorization required) |
| Other Part B drugs: | In-Network: 20% coinsurance (authorization required) |
| Other Part B drugs: | Out-of-Network: 30% coinsurance (authorization required) |
Mental health services
| Inpatient hospital – psychiatric: | In-Network: $175 per day for days 1 through 5 $0 per day for days 6 through 90 (authorization required) |
| Inpatient hospital – psychiatric: | Out-of-Network: $350 per day for days 1 through 5 $0 per day for days 6 through 90 (authorization required) |
| Outpatient group therapy visit with a psychiatrist: | In-Network: $20 copay |
| Outpatient group therapy visit with a psychiatrist: | Out-of-Network: $40 copay |
| Outpatient group therapy visit: | In-Network: $20 copay |
| Outpatient group therapy visit: | Out-of-Network: $40 copay |
| Outpatient individual therapy visit with a psychiatrist: | In-Network: $20 copay |
| Outpatient individual therapy visit with a psychiatrist: | Out-of-Network: $40 copay |
| Outpatient individual therapy visit: | In-Network: $20 copay |
| Outpatient individual therapy visit: | Out-of-Network: $40 copay |
Optional supplemental benefits
| Yes |
Preventive care
| In-Network: $0 copay | |
| Out-of-Network: 30% coinsurance |
Rehabilitation services
| Occupational therapy visit: | In-Network: $20 copay (authorization required) |
| Occupational therapy visit: | Out-of-Network: $40 copay (authorization required) |
| Physical therapy and speech and language therapy visit: | In-Network: $20 copay (authorization required) |
| Physical therapy and speech and language therapy visit: | Out-of-Network: $40 copay (authorization required) |
Skilled Nursing Facility
| In-Network: $0 per day for days 1 through 20 $150 per day for days 21 through 100 (authorization required) | |
| Out-of-Network: $0 per day for days 1 through 20 $150 per day for days 21 through 100 (authorization required) |
Transportation
| Not covered |
Vision
| Contact lenses: | In-Network: $0 copay (limits may apply) |
| Contact lenses: | Out-of-Network: 0-50% coinsurance (limits may apply) |
| Eyeglass frames: | In-Network: $0 copay (limits may apply) |
| Eyeglass frames: | Out-of-Network: 0-50% coinsurance (limits may apply) |
| Eyeglass lenses: | In-Network: $0 copay (limits may apply) |
| Eyeglass lenses: | Out-of-Network: 0-50% coinsurance (limits may apply) |
| Eyeglasses (frames and lenses): | Not covered |
| Other: | Not covered |
| Routine eye exam: | In-Network: $0 copay (limits may apply) |
| Routine eye exam: | Out-of-Network: 0-50% coinsurance (limits may apply) |
| Upgrades: | In-Network: $0 copay (limits may apply) |
| Upgrades: | Out-of-Network: 0-50% coinsurance (limits may apply) |
Wellness programs (e.g., fitness, nursing hotline)
| Covered |
Optional Benefits
Package #1
| Chiropractic care: | Monthly Premium: | $5.00 |
| Chiropractic care: | Deductible: | N/A |
| Acupuncture: | Monthly Premium: | $5.00 |
| Acupuncture: | Deductible: | N/A |
| Wellness programs (e.g., fitness, nursing hotline): | Monthly Premium: | $5.00 |
| Wellness programs (e.g., fitness, nursing hotline): | Deductible: | N/A |
Ready to sign up for Moda Health PPORX Enhanced (PPO) ?