NextBlue Premium PPO (PPO)

H6202 - 002 - 0
4.5 out of 5 stars (4.5 / 5)

NextBlue Premium PPO (PPO) is a Medicare Advantage (Part C) Plan by NextBlue of North Dakota.

This page features plan details for 2024 NextBlue Premium PPO (PPO) H6202 – 002 – 0 available in North Dakota.

IMPORTANT: This page has been updated with plan and premium data for 2024.

Locations

NextBlue Premium PPO (PPO) is offered in the following locations.

Plan Overview

NextBlue Premium PPO (PPO) offers the following coverage and cost-sharing.

Insurer:NextBlue of North Dakota
Health Plan Deductible:$0.00
MOOP:$3,750 In and Out-of-network
$3,750 In-network
Drugs Covered:Yes
Please Note:
  • This plan does not charge an annual deductible for all drugs. The $200.00 annual deductible only applies to drugs on certain tiers.

Ready to sign up for NextBlue Premium PPO (PPO) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 TTY 711.

8am – 11pm EST. 7 days a week

Premium Breakdown

NextBlue Premium PPO (PPO) has a monthly premium of $69.00. This amount includes your Part C and D premiums but does not include your Part B premium. The following is a breakdown of your monthly premium with Part B costs included.
Part B Part C Part D Part B Give Back Total
$174.70 $64.90 $4.10 $0.00 $243.70
Please Note:
  • Your Part B premium may differ based on factors including late enrollment, income, and disability status.
  • You may also qualify for “Extra Help” on drug costs. See the Part D Premium Reduction section below for more details.

Drug Info

NextBlue Premium PPO (PPO) provides the following cost-sharing on drugs. Please check the plan’s formulary for specific drugs covered.

Drug Deductible:$200.00
Initial Coverage Limit:$5,030.00
Catastrophic Coverage Limit:$8,000.00
Drug Benefit Type:Enhanced Alternative
Additional Gap Coverage:
Formulary Link: Formulary Link

Part D Premium Reduction

The Low-Income Subsidy (also known as LIS or “Extra Help”) helps people with Medicare lower the cost of prescription drugs.

The table below shows how the LIS impacts the Part D premium of this plan.

Part DLIS Full
$4.10$

NOTE:  The Inflation Reduction Act of 2022 has expanded full subsidy eligibility under the LIS program to individuals with incomes up to 150% of the Federal Poverty Level. People who qualify for Extra Help generally will pay no more than $4.50 for each generic drug and $11.20 for each brand-name drug.

Initial Coverage Phase

After you pay your $200.00 drug deductible, you will pay the following costs for drugs in each tier until your total drug costs (including what this plan has paid and what you have paid) reach $5,030.00. Once you reach that amount, you will enter the next coverage phase.

Gap Coverage Phase

After your total drug costs (including what this plan has paid and what you have paid) reach $5,030.00, you will pay no more than the amounts below for any drug tier until you reach $8,000.00.

Tier Cost
All other tiers (Generic)25%
All other tiers (Brand-name)25%

Catastrophic Coverage Phase

After your yearly out-of-pocket drug costs (including drugs purchased through your retail pharmacy and through mail order) reach $8,000.00, you pay nothing for Medicare Part D covered drugs. However, you may still pay a share of the costs for excluded drugs covered under any enhanced benefit. Please note, that this plan has a Enhanced Alternative benefit type.

Additional Benefits

NextBlue Premium PPO (PPO) also provides the following benefits.

Health plan deductible

$0

Other health plan deductibles?

In-network No

Maximum out-of-pocket enrollee responsibility (does not include prescription drugs)

$3,750 In and Out-of-network
$3,750 In-network

Optional supplemental benefits

No

Additional benefits and/or reduced cost-sharing for enrollees with certain health conditions?

In-network No

Outpatient hospital coverage

In-network $200 copay per visit (Authorization is required.) (Referral is not required.)
out-of-network $200 copay per visit (Authorization is required.) (Referral is not required.)

Doctor visits

In-network Primary$0 copay (Not applicable.) (Not applicable.)
out-of-network Primary$0 copay (Not applicable.) (Not applicable.)
In-network Specialist$25 copay per visit (Authorization is not required.) (Referral is not required.)
out-of-network Specialist$25 copay per visit (Authorization is not required.) (Referral is not required.)

Preventive care

In-network $0 copay (Authorization is not required.) (Referral is not required.)
out-of-network $0 copay (Authorization is not required.) (Referral is not required.)

Emergency care/Urgent care

Emergency$90 copay per visit (always covered) (Not applicable.) (Not applicable.)
Urgent care$40 copay per visit (always covered) (Not applicable.) (Not applicable.)

Diagnostic procedures/lab services/imaging

In-network Diagnostic tests and procedures$0-325 copay (Authorization is required.) (Referral is not required.)
out-of-network Diagnostic tests and procedures$0-325 copay (Authorization is required.) (Referral is not required.)
In-network Lab services$0 copay (Authorization is required.) (Referral is not required.)
out-of-network Lab services$0 copay (Authorization is required.) (Referral is not required.)
In-network Diagnostic radiology services (e.g., MRI)$0-325 copay (Authorization is not required.) (Referral is not required.)
out-of-network Diagnostic radiology services (e.g., MRI)$0-325 copay (Authorization is not required.) (Referral is not required.)
In-network Outpatient x-rays$15 copay (Authorization is not required.) (Referral is not required.)
out-of-network Outpatient x-rays$15 copay (Authorization is not required.) (Referral is not required.)

Hearing

In-network Hearing exam$5-25 copay (Authorization is not required.) (Referral is not required.)
out-of-network Hearing exam$5-25 copay (Authorization is not required.) (Referral is not required.)
In-network Fitting/evaluation$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
out-of-network Fitting/evaluation$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
In-network Hearing aids$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
out-of-network Hearing aids$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)

Preventive dental

In-network Oral exam$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
out-of-network Oral exam$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
In-network Cleaning$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
out-of-network Cleaning$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
In-network Fluoride treatment$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
out-of-network Fluoride treatment$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
In-network Dental x-ray(s)$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
out-of-network Dental x-ray(s)$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)

Comprehensive dental

Non-routine servicesNot covered (There are no limits.) (Not applicable.) (Not applicable.)
In-network Diagnostic services25% coinsurance (Limits may apply.) (Authorization is not required.) (Referral is not required.)
out-of-network Diagnostic services25% coinsurance (Limits may apply.) (Authorization is not required.) (Referral is not required.)
In-network Restorative services25% coinsurance (Limits may apply.) (Authorization is not required.) (Referral is not required.)
out-of-network Restorative services25% coinsurance (Limits may apply.) (Authorization is not required.) (Referral is not required.)
In-network Endodontics25% coinsurance (Limits may apply.) (Authorization is not required.) (Referral is not required.)
out-of-network Endodontics25% coinsurance (Limits may apply.) (Authorization is not required.) (Referral is not required.)
In-network Periodontics25% coinsurance (Limits may apply.) (Authorization is not required.) (Referral is not required.)
out-of-network Periodontics25% coinsurance (Limits may apply.) (Authorization is not required.) (Referral is not required.)
In-network Extractions25% coinsurance (Limits may apply.) (Authorization is not required.) (Referral is not required.)
out-of-network Extractions25% coinsurance (Limits may apply.) (Authorization is not required.) (Referral is not required.)
In-network Prosthodontics, other oral/maxillofacial surgery, other services25% coinsurance (Limits may apply.) (Authorization is not required.) (Referral is not required.)
out-of-network Prosthodontics, other oral/maxillofacial surgery, other services25% coinsurance (Limits may apply.) (Authorization is not required.) (Referral is not required.)

Vision

In-network Routine eye exam$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
out-of-network Routine eye exam40% coinsurance (Limits may apply.) (Authorization is not required.) (Referral is not required.)
OtherNot covered (There are no limits.) (Not applicable.) (Not applicable.)
In-network Contact lenses$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
out-of-network Contact lenses50% coinsurance (Limits may apply.) (Authorization is not required.) (Referral is not required.)
In-network Eyeglasses (frames and lenses)$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
out-of-network Eyeglasses (frames and lenses)50% coinsurance (Limits may apply.) (Authorization is not required.) (Referral is not required.)
In-network Eyeglass frames$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
out-of-network Eyeglass frames50% coinsurance (Limits may apply.) (Authorization is not required.) (Referral is not required.)
In-network Eyeglass lenses$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
out-of-network Eyeglass lenses50% coinsurance (Limits may apply.) (Authorization is not required.) (Referral is not required.)
In-network Upgrades$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
out-of-network Upgrades50% coinsurance (Limits may apply.) (Authorization is not required.) (Referral is not required.)

Rehabilitation services

In-network Occupational therapy visit$25 copay (Authorization is not required.) (Referral is not required.)
out-of-network Occupational therapy visit$25 copay (Authorization is not required.) (Referral is not required.)
In-network Physical therapy and speech and language therapy visit$25 copay (Authorization is not required.) (Referral is not required.)
out-of-network Physical therapy and speech and language therapy visit$25 copay (Authorization is not required.) (Referral is not required.)

Ground ambulance

In-network $150 copay (Not applicable.) (Not applicable.)
out-of-network $150 copay (Not applicable.) (Not applicable.)

Transportation

Not covered (Not applicable.) (Not applicable.)

Foot care (podiatry services)

In-network Foot exams and treatment$40 copay (Authorization is not required.) (Referral is not required.)
out-of-network Foot exams and treatment$40 copay (Authorization is not required.) (Referral is not required.)
Routine foot careNot covered (Not applicable.) (Not applicable.)

Medical equipment/supplies

In-network Durable medical equipment (e.g., wheelchairs, oxygen)0-20% coinsurance per item (Authorization is required.) (Not applicable.)
out-of-network Durable medical equipment (e.g., wheelchairs, oxygen)0-20% coinsurance per item (Authorization is required.) (Not applicable.)
In-network Prosthetics (e.g., braces, artificial limbs)20% coinsurance per item (Authorization is required.) (Not applicable.)
out-of-network Prosthetics (e.g., braces, artificial limbs)20% coinsurance per item (Authorization is required.) (Not applicable.)
In-network Diabetes supplies$0 copay (Authorization is not required.) (Not applicable.)
out-of-network Diabetes supplies0-20% coinsurance per item (Authorization is not required.) (Not applicable.)

Wellness programs (e.g., fitness, nursing hotline)

Covered (Authorization is not required.) (Referral is not required.)

Medicare Part B drugs

In-network Chemotherapy0-20% coinsurance (Authorization is required.) (Not applicable.)
out-of-network Chemotherapy$35 copay or 20-35% coinsurance (Authorization is required.) (Not applicable.)
In-network Other Part B drugs0-20% coinsurance (Authorization is required.) (Not applicable.)
out-of-network Other Part B drugs$35 copay or 20-35% coinsurance (Authorization is required.) (Not applicable.)
In-network Part B Insulin drugs$35 copay (Authorization is required.) (Not applicable.)
out-of-network Part B Insulin drugs$35 copay or 20-35% coinsurance (Authorization is required.) (Not applicable.)

Inpatient hospital coverage

In-network $350 per stay (Authorization is required.) (Referral is not required.)
out-of-network $350 per stay (Authorization is required.) (Referral is not required.)

Mental health services

In-network Inpatient hospital – psychiatric$350 per stay (Authorization is required.) (Referral is not required.)
out-of-network Inpatient hospital – psychiatric$350 per stay (Authorization is required.) (Referral is not required.)
In-network Outpatient group therapy visit with a psychiatrist$25 copay (Authorization is not required.) (Referral is not required.)
out-of-network Outpatient group therapy visit with a psychiatrist$25 copay (Authorization is not required.) (Referral is not required.)
In-network Outpatient individual therapy visit with a psychiatrist$25 copay (Authorization is not required.) (Referral is not required.)
out-of-network Outpatient individual therapy visit with a psychiatrist$25 copay (Authorization is not required.) (Referral is not required.)
In-network Outpatient group therapy visit$25 copay (Authorization is not required.) (Referral is not required.)
out-of-network Outpatient group therapy visit$25 copay (Authorization is not required.) (Referral is not required.)
In-network Outpatient individual therapy visit$25 copay (Authorization is not required.) (Referral is not required.)
out-of-network Outpatient individual therapy visit$25 copay (Authorization is not required.) (Referral is not required.)

Skilled Nursing Facility

In-network $0 per day for days 1 through 20
$125 per day for days 21 through 48
$0 per day for days 49 through 100 (Authorization is required.) (Referral is not required.)
out-of-network $0 per day for days 1 through 20
$125 per day for days 21 through 48
$0 per day for days 49 through 100 (Authorization is required.) (Referral is not required.)

Ready to sign up for NextBlue Premium PPO (PPO) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 TTY 711.

8am – 11pm EST. 7 days a week

Table of Contents