NHC Advantage (HMO I-SNP)

H4172 - 001 - 0
Plan Not Rated

NHC Advantage (HMO I-SNP) is a Medicare Advantage (Part C) Special Needs Plan by NHC Advantage.

This page features plan details for 2024 NHC Advantage (HMO I-SNP) H4172 – 001 – 0 available in MO (partial) TN (partial) SC (partial).

IMPORTANT: This page has been updated with plan and premium data for 2024.

Locations

NHC Advantage (HMO I-SNP) is offered in the following locations.

Plan Overview

NHC Advantage (HMO I-SNP) offers the following coverage and cost-sharing.

Special Needs Plan Type:Institutional
Conditions Covered:
Insurer:NHC Advantage
Health Plan Deductible:Coming soon
MOOP:$8,850 In-network
Drugs Covered:Yes

Ready to sign up for NHC Advantage (HMO I-SNP) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 TTY 711.

8am – 11pm EST. 7 days a week

Premium Breakdown

NHC Advantage (HMO I-SNP) has a monthly premium of $42.50. This amount includes your Part C and D premiums but does not include your Part B premium. The following is a breakdown of your monthly premium with Part B costs included.
Part B Part C Part D Part B Give Back Total
$174.70 $0.00 $42.50 $0.00 $217.20
Please Note:
  • Your Part B premium may differ based on factors including late enrollment, income, and disability status.
  • You may also qualify for “Extra Help” on drug costs. See the Part D Premium Reduction section below for more details.

Drug Info

NHC Advantage (HMO I-SNP) provides the following cost-sharing on drugs. Please check the plan’s formulary for specific drugs covered.

Drug Deductible:$545.00
Initial Coverage Limit:$5,030.00
Catastrophic Coverage Limit:$8,000.00
Drug Benefit Type:Basic
Additional Gap Coverage:No
Formulary Link: Formulary Link

Part D Premium Reduction

The Low-Income Subsidy (also known as LIS or “Extra Help”) helps people with Medicare lower the cost of prescription drugs.

The table below shows how the LIS impacts the Part D premium of this plan.

Part DLIS Full
$42.50$0.00

NOTE:  The Inflation Reduction Act of 2022 has expanded full subsidy eligibility under the LIS program to individuals with incomes up to 150% of the Federal Poverty Level. People who qualify for Extra Help generally will pay no more than $4.50 for each generic drug and $11.20 for each brand-name drug.

Initial Coverage Phase

After you pay your $545.00 drug deductible, you will pay the following costs for drugs in each tier until your total drug costs (including what this plan has paid and what you have paid) reach $5,030.00. Once you reach that amount, you will enter the next coverage phase.

Gap Coverage Phase

After your total drug costs (including what this plan has paid and what you have paid) reach $5,030.00, you will pay no more than the amounts below for any drug tier until you reach $8,000.00.

Drug TypeCost Share
Generic drugs25%
Brand-name drugs25%

Catastrophic Coverage Phase

After your yearly out-of-pocket drug costs (including drugs purchased through your retail pharmacy and through mail order) reach $8,000.00, you pay nothing for Medicare Part D covered drugs.

Additional Benefits

NHC Advantage (HMO I-SNP) also provides the following benefits.

Health plan deductible

Coming soon

Other health plan deductibles?

In-network No

Maximum out-of-pocket enrollee responsibility (does not include prescription drugs)

$8,850 In-network

Optional supplemental benefits

No

Additional benefits and/or reduced cost-sharing for enrollees with certain health conditions?

In-network No

Outpatient hospital coverage

20% coinsurance per visit (Authorization is required.) (Referral is not required.)

Doctor visits

Primary$0 copay (Not applicable.) (Not applicable.)
Specialist20% coinsurance per visit (Authorization is required.) (Referral is not required.)

Preventive care

$0 copay (Authorization is not required.) (Referral is not required.)

Emergency care/Urgent care

Emergency$90 copay per visit (always covered) (Not applicable.) (Not applicable.)
Urgent care20% coinsurance per visit (always covered) (Not applicable.) (Not applicable.)

Diagnostic procedures/lab services/imaging

Diagnostic tests and procedures20% coinsurance (Authorization is required.) (Referral is not required.)
Lab services$0 copay (Authorization is required.) (Referral is not required.)
Diagnostic radiology services (e.g., MRI)20% coinsurance (Authorization is required.) (Referral is not required.)
Outpatient x-rays20% coinsurance (Authorization is required.) (Referral is not required.)

Hearing

Hearing exam20% coinsurance (Authorization is not required.) (Referral is not required.)
Fitting/evaluationNot covered (There are no limits.) (Not applicable.) (Not applicable.)
Hearing aids$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)

Preventive dental

Oral exam$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Cleaning$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Fluoride treatmentNot covered (There are no limits.) (Not applicable.) (Not applicable.)
Dental x-ray(s)$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)

Comprehensive dental

Non-routine services$0 copay (Limits may apply.) (Authorization is required.) (Referral is not required.)
Diagnostic services$0 copay (Limits may apply.) (Authorization is required.) (Referral is not required.)
Restorative services$0 copay (Limits may apply.) (Authorization is required.) (Referral is not required.)
Endodontics$0 copay (Limits may apply.) (Authorization is required.) (Referral is not required.)
Periodontics$0 copay (Limits may apply.) (Authorization is required.) (Referral is not required.)
Extractions$0 copay (Limits may apply.) (Authorization is required.) (Referral is not required.)
Prosthodontics, other oral/maxillofacial surgery, other services$0 copay (Limits may apply.) (Authorization is required.) (Referral is not required.)

Vision

Routine eye exam$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Other$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Contact lenses$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Eyeglasses (frames and lenses)$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Eyeglass frames$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Eyeglass lenses$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Upgrades$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)

Rehabilitation services

Occupational therapy visit20% coinsurance (Authorization is required.) (Referral is not required.)
Physical therapy and speech and language therapy visit20% coinsurance (Authorization is required.) (Referral is not required.)

Ground ambulance

20% coinsurance (Not applicable.) (Not applicable.)

Transportation

Not covered (Not applicable.) (Not applicable.)

Foot care (podiatry services)

Foot exams and treatment20% coinsurance (Authorization is not required.) (Referral is not required.)
Routine foot care$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)

Medical equipment/supplies

Durable medical equipment (e.g., wheelchairs, oxygen)20% coinsurance per item (Authorization is required.) (Not applicable.)
Prosthetics (e.g., braces, artificial limbs)20% coinsurance per item (Authorization is required.) (Not applicable.)
Diabetes supplies20% coinsurance per item (Authorization is not required.) (Not applicable.)

Wellness programs (e.g., fitness, nursing hotline)

Not covered (Not applicable.) (Not applicable.)

Medicare Part B drugs

Chemotherapy0-20% coinsurance (Authorization is required.) (Not applicable.)
Other Part B drugs0-20% coinsurance (Authorization is required.) (Not applicable.)
Part B Insulin drugs0-20% coinsurance (up to $35) (Authorization is required.) (Not applicable.)

Inpatient hospital coverage

Coming soon (Authorization is required.) (Referral is not required.)

Mental health services

Inpatient hospital – psychiatricComing soon (Authorization is required.) (Referral is not required.)
Outpatient group therapy visit with a psychiatrist20% coinsurance (Authorization is not required.) (Referral is not required.)
Outpatient individual therapy visit with a psychiatrist20% coinsurance (Authorization is not required.) (Referral is not required.)
Outpatient group therapy visit20% coinsurance (Authorization is not required.) (Referral is not required.)
Outpatient individual therapy visit20% coinsurance (Authorization is not required.) (Referral is not required.)

Skilled Nursing Facility

$0 copay (Authorization is required.) (Referral is not required.)

Ready to sign up for NHC Advantage (HMO I-SNP) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 TTY 711.

8am – 11pm EST. 7 days a week

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