Oscar Signature with $1000 O-Card (HMO)
H5126 - 003 - 0
(0 / 5)
Oscar Signature with $1000 O-Card (HMO) is a Medicare Advantage Plan by Oscar.
This page features plan details for 2022 Oscar Signature with $1000 O-Card (HMO) H5126 – 003 – 0 available in Harris, Fort Bend, and Montgomery Counties.
IMPORTANT: This page features the 2022 version of this plan. See the 2025 version using the link below:
No 2025 version found. You can use the location links below to find 2025 plans in your area.
Locations
Oscar Signature with $1000 O-Card (HMO) is offered in the following locations.
Plan Overview
Oscar Signature with $1000 O-Card (HMO) offers the following coverage and cost-sharing.
| Insurer: | Oscar |
| Health Plan Deductible: | $0 |
| MOOP: | $3,400.00 |
| Drugs Covered: | Yes |
Please Note:
- This plan does not charge an annual deductible for all drugs. The $200.00 annual deductible only applies to drugs on certain tiers.
Ready to sign up for Oscar Signature with $1000 O-Card (HMO) ?
Get help from a licensed insurance agent.
Call 1-877-354-4611 / TTY 711.
M-F: 8:00 am – 10:00 pm EST
Sat-Sun: 8:00 am – 9:00 pm EST
Premium Breakdown
Oscar Signature with $1000 O-Card (HMO) has a monthly premium of $0.00. This amount includes your Part C and D premiums but does not include your Part B premium. The following is a breakdown of your monthly premium with Part B costs included.| Part B | Part C | Part D | Part B Give Back | Total |
|---|---|---|---|---|
| $170.10 | $0.00 | $0.00 | $0.00 | $ |
- Your Part B premium may differ based on factors including late enrollment, income, and disability status.
- You may also qualify for “Extra Help” on drug costs. See the Part D Premium Reduction section below for more details.
Drug Info
Oscar Signature with $1000 O-Card (HMO) provides the following cost-sharing on drugs. Please check the plan’s formulary for specific drugs covered.
| Drug Deductible: | $200.00 |
| Initial Coverage Limit: | $4,430.00 |
| Catastrophic Coverage Limit: | $7,050.00 |
| Drug Benefit Type: | Enhanced |
| Gap Coverage: | Yes |
| Formulary Link: | Formulary Link |
Part D Premium Reduction
The Low-Income Subsidy (also known as LIS or “Extra Help”) helps people with Medicare lower the cost of prescription drugs. The table below shows how the LIS impacts the Part D premium of this plan.| Part D | LIS 25% | LIS 50% | LIS 75% | LIS Full |
|---|---|---|---|---|
| $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
Initial Coverage Phase
After you pay your $200.00 drug deductible, you will pay the following costs for drugs in each tier until your total drug costs (including what this plan has paid and what you have paid) reach $4,430.00. Once you reach that amount, you will enter the next coverage phase.
30 Day
60 Day
90 Day
30 Day
60 Day
90 Day
Gap Coverage Phase
30 Day
90 Day
30 Day
| Tier | Pref. Pharm | Std. Pharm | Pref. Mail | Std. Mail |
|---|---|---|---|---|
| 1 (Preferred Generic) | $0.00 copay | $0.00 copay |
90 Day
| Tier | Pref. Pharm | Std. Pharm | Pref. Mail | Std. Mail |
|---|---|---|---|---|
| 1 (Preferred Generic) | $0.00 copay | $0.00 copay |
| Tier | Cost |
|---|---|
| All other tiers (Generic) | 25% |
| All other tiers (Brand-name) | 25% |
Catastrophic Coverage Phase
After your yearly out-of-pocket drug costs (including drugs purchased through your retail pharmacy and through mail order) reach $7,050.00, you will pay no more than the greater of the two amounts listed below for generic and brand-name drugs.
| Tier | Cost |
|---|---|
| Generic | $4.15 copay or 5% (whichever costs more) |
| Brand-name | $10.35 copay or 5% (whichever costs more) |
Additional Benefits
Oscar Signature with $1000 O-Card (HMO) also provides the following benefits.
Additional benefits and/or reduced cost-sharing for enrollees with certain health conditions?
| In-Network: No |
Dental (comprehensive)
| Diagnostic services: | Not covered |
| Endodontics: | Not covered |
| Extractions: | Not covered |
| Non-routine services: | Not covered |
| Periodontics: | $0 copay (limits may apply) (authorization required) |
| Prosthodontics, other oral/maxillofacial surgery, other services: | $0 copay (limits may apply) (authorization required) |
| Restorative services: | Not covered |
Dental (preventive)
| Cleaning: | $0 copay (limits may apply) |
| Dental x-ray(s): | $0 copay (limits may apply) |
| Fluoride treatment: | $0 copay (limits may apply) |
| Oral exam: | $0 copay (limits may apply) |
Diagnostic procedures/lab services/imaging
| Diagnostic radiology services (e.g., MRI): | $0-190 copay (authorization required) |
| Diagnostic tests and procedures: | $0-100 copay (authorization required) |
| Lab services: | $0 copay (authorization required) |
| Outpatient x-rays: | $15 copay (authorization required) |
Doctor visits
| Primary: | $0 copay |
| Specialist: | $25 copay per visit (authorization required) |
Emergency care/Urgent care
| Emergency: | $120 copay per visit (always covered) |
| Urgent care: | $30 copay per visit (always covered) |
Foot care (podiatry services)
| Foot exams and treatment: | $25 copay |
| Routine foot care: | Not covered |
Ground ambulance
| $300 copay |
Health plan deductible
| $0.00 |
Health plan deductibles (other)
| In-Network: No |
Hearing
| Fitting/evaluation: | $0 copay (limits may apply) (authorization required) |
| Hearing aids: | $0 copay (limits may apply) (authorization required) |
| Hearing exam: | $25 copay (authorization required) |
Hospital coverage (inpatient)
| $499 per stay (authorization required) |
Hospital coverage (outpatient)
| $250-350 copay per visit (authorization required) |
Maximum out-of-pocket enrollee responsibility (does not include prescription drugs)
| $3,400 In-network |
Medical equipment/supplies
| Diabetes supplies: | $0 copay per item (authorization required) |
| Durable medical equipment (e.g., wheelchairs, oxygen): | 20% coinsurance per item (authorization required) |
| Prosthetics (e.g., braces, artificial limbs): | 20% coinsurance per item (authorization required) |
Medicare Part B drugs
| Chemotherapy: | 20% coinsurance (authorization required) |
| Other Part B drugs: | 20% coinsurance (authorization required) |
Mental health services
| Inpatient hospital – psychiatric: | $450 per day for days 1 through 4 $0 per day for days 5 through 90 (authorization required) |
| Outpatient group therapy visit with a psychiatrist: | $40 copay (authorization required) |
| Outpatient group therapy visit: | $40 copay (authorization required) |
| Outpatient individual therapy visit with a psychiatrist: | $40 copay (authorization required) |
| Outpatient individual therapy visit: | $40 copay (authorization required) |
Optional supplemental benefits
| No |
Preventive care
| $0 copay |
Rehabilitation services
| Occupational therapy visit: | $40 copay (authorization required) |
| Physical therapy and speech and language therapy visit: | $40 copay (authorization required) |
Skilled Nursing Facility
| $0 per day for days 1 through 20 $188 per day for days 21 through 100 (authorization required) |
Transportation
| $0 copay (authorization required) |
Vision
| Contact lenses: | $0 copay (limits may apply) (authorization required) |
| Eyeglass frames: | $0 copay (limits may apply) (authorization required) |
| Eyeglass lenses: | $0 copay (limits may apply) (authorization required) |
| Eyeglasses (frames and lenses): | $0 copay (limits may apply) (authorization required) |
| Other: | Not covered |
| Routine eye exam: | $0 copay (limits may apply) (authorization required) |
| Upgrades: | Not covered |
Wellness programs (e.g., fitness, nursing hotline)
| Covered (authorization required) |
Ready to sign up for Oscar Signature with $1000 O-Card (HMO) ?
Get help from a licensed insurance agent.
Call 1-877-354-4611 / TTY 711.
M-F: 8:00 am – 10:00 pm EST
Sat-Sun: 8:00 am – 9:00 pm EST