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PacificSource Medicare Essentials Rx 41 (HMO)

H3864 - 041 - 0

(3.5 / 5)

PacificSource Medicare Essentials Rx 41 (HMO) is a Medicare Advantage Plan by PacificSource Medicare.

This page features plan details for 2025 PacificSource Medicare Essentials Rx 41 (HMO) H3864 – 041 – 0 available in Lane County.

Locations

PacificSource Medicare Essentials Rx 41 (HMO) is offered in the following locations.

Lane County, Oregon

Oregon

Click to see more locations

Plan Overview

PacificSource Medicare Essentials Rx 41 (HMO) offers the following coverage and cost-sharing.

Insurer:	PacificSource Medicare
Health Plan Deductible:	$0
MOOP:	$5,950 In-network
Drugs Covered:	Yes

Ready to sign up for PacificSource Medicare Essentials Rx 41 (HMO) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 / TTY 711.

M-F: 8:00 am – 10:00 pm EST

Sat-Sun: 8:00 am – 9:00 pm EST

Premium Breakdown

PacificSource Medicare Essentials Rx 41 (HMO) has a monthly premium of $89.00. This amount includes your Part C and D premiums but does not include your Part B premium. The following is a breakdown of your monthly premium with Part B costs included.

Part B	Part C	Part D	Part B Give Back	Total
$185.00	$55.00	$34.00	$	$

Please Note:

Your Part B premium may differ based on factors including late enrollment, income, and disability status.
You may also qualify for “Extra Help” on drug costs. See the Part D Premium Reduction section below for more details.

Drug Info

PacificSource Medicare Essentials Rx 41 (HMO) provides the following cost-sharing on drugs. Please check the plan’s formulary for specific drugs covered.

Drug Deductible:	$299.00
Drug Out-Of-Pocket maximum:	$2,000.00
Drug Benefit Type:	Enhanced Alternative

Part D Premium Reduction

The Low-Income Subsidy (also known as LIS or “Extra Help”) helps people with Medicare lower the cost of prescription drugs.

The table below shows how the LIS impacts the Part D premium of this plan.

Part D	LIS Full
$34.00	$15.00

Initial Coverage Phase

After you pay your $299.00 drug deductible, you will pay the following costs for drugs in each tier until your total drug costs (including what this plan has paid and what you have paid) reach $2,000.00. Once you reach that amount, you will enter the next coverage phase.

30 Day

60 Day

90 Day

30 Day

Tier	Pref. Pharm	Std. Pharm	Pref. Mail	Std. Mail
1) Preferred Generic		$8.00 Copay		$8.00 Copay
2) Generic	$12.00 Copay	$17.00 Copay	$12.00 Copay	$17.00 Copay
3) Preferred Brand	$47.00 Copay	$47.00 Copay	$47.00 Copay	$47.00 Copay
4) Non-Preferred Drug	31.00% Coinsurance	33.00% Coinsurance	31.00% Coinsurance	33.00% Coinsurance
5) Specialty Tier	29.00% Coinsurance	29.00% Coinsurance	29.00% Coinsurance	29.00% Coinsurance

60 Day

Tier	Pref. Pharm	Std. Pharm	Pref. Mail	Std. Mail
1) Preferred Generic		$16.00 Copay		$16.00 Copay
2) Generic	$24.00 Copay	$34.00 Copay	$24.00 Copay	$34.00 Copay
3) Preferred Brand	$94.00 Copay	$94.00 Copay	$94.00 Copay	$94.00 Copay
4) Non-Preferred Drug	31.00% Coinsurance	33.00% Coinsurance	31.00% Coinsurance	33.00% Coinsurance
5) Specialty Tier

90 Day

Tier	Pref. Pharm	Std. Pharm	Pref. Mail	Std. Mail
1) Preferred Generic		$24.00 Copay		$24.00 Copay
2) Generic	$36.00 Copay	$51.00 Copay	$24.00 Copay	$51.00 Copay
3) Preferred Brand	$141.00 Copay	$141.00 Copay	$94.00 Copay	$141.00 Copay
4) Non-Preferred Drug	31.00% Coinsurance	33.00% Coinsurance	31.00% Coinsurance	33.00% Coinsurance
5) Specialty Tier

Catastrophic Coverage Phase

After your yearly out-of-pocket drug costs (including drugs purchased through your retail pharmacy and through mail order) reach $2,000.00, you pay nothing for Medicare Part D covered drugs. However, you may still pay a share of the costs for excluded drugs covered under any enhanced benefit. Please note, that this plan has a Enhanced Alternative benefit type.

Additional Benefits

PacificSource Medicare Essentials Rx 41 (HMO) also provides the following benefits.

Additional benefits and/or reduced cost-sharing for enrollees with certain health conditions?

- In-Network: No

Diagnostic procedures/lab services/imaging

Diagnostic tests and procedures
- $15 copay or 20% coinsurance (Authorization Required)
Outpatient x-rays
- $0-15 copay (Authorization Required)
Diagnostic radiology services (e.g., MRI)
- $0-310 copay (Authorization Required)
Lab services
- $0-20 copay or 20% coinsurance (Authorization Required)

Doctor visits

Specialist
- $0-35 copay per visit (Authorization Required)
Primary
- $0-10 copay per visit

Emergency care/Urgent care

Emergency
- $120 copay per visit (always covered)
Urgent care
- $55 copay per visit (always covered)

Foot care (podiatry services)

Foot exams and treatment
- $35 copay
Routine foot care
- Not covered

Ground ambulance

- $325 copay

Health plan deductible

- $0

Hearing

Hearing aids OTC
- Not covered
Medicare-Covered Hearing Exam
- $35 copay
Fitting/evaluation
- $0 copay
Hearing aids
- $599-999 copay (Limits Apply)

Inpatient hospital coverage

- $395 per day for days 1 through 7
  $0 per day for days 8 through 90

Maximum out-of-pocket enrollee responsibility (does not include prescription drugs)

- $5,950 In-network

Medical equipment/supplies

Diabetes supplies
- 20% coinsurance per item (Authorization Required)
Durable medical equipment (e.g., wheelchairs, oxygen)
- 20% coinsurance per item (Authorization Required)
Prosthetics (e.g., braces, artificial limbs)
- 0-20% coinsurance per item (Authorization Required)

Medicare Part B drugs

Other Part B drugs
- 0-20% coinsurance (Authorization Required)
Chemotherapy
- 0-20% coinsurance (Authorization Required)

Mental health services

Outpatient individual therapy visit
- $30 copay
Outpatient group therapy visit
- $30 copay
Outpatient individual therapy visit with a psychiatrist
- $30 copay
Outpatient group therapy visit with a psychiatrist
- $30 copay
Inpatient hospital – psychiatric
- $330 per day for days 1 through 5
  $0 per day for days 6 through 90

Optional supplemental benefits

- No

Other health plan deductibles?

- In-Network: No

Outpatient hospital coverage

- $0-360 copay per visit (Authorization Required)

Preventive care

- $0 copay

Rehabilitation services

Occupational therapy visit
- $35 copay
Physical therapy and speech and language therapy visit
- $35 copay

Skilled Nursing Facility

- $0 per day for days 1 through 20
  $203 per day for days 21 through 100

Transportation

- Not covered

Vision

Contact lenses
- $0 copay (Limits Apply)
Eyeglass frames
- $0 copay (Limits Apply)
Eyeglasses (frames and lenses)
- $0 copay (Limits Apply)
Other
- $0 copay
Routine eye exam
- $35 copay (Limits Apply)
Eyeglass lenses
- $0 copay (Limits Apply)
Upgrades
- Not covered

Wellness programs (e.g., fitness, nursing hotline)

- Covered