PacificSource Medicare Explorer 6 (PPO)

H4754 - 006 - 0
3.5 out of 5 stars (3.5 / 5)

PacificSource Medicare Explorer 6 (PPO) is a Medicare Advantage (Part C) Plan by PacificSource Medicare.

This page features plan details for 2024 PacificSource Medicare Explorer 6 (PPO) H4754 – 006 – 0 available in Select Idaho and Montana Counties.

IMPORTANT: This page has been updated with plan and premium data for 2024.

Locations

PacificSource Medicare Explorer 6 (PPO) is offered in the following locations.

Plan Overview

PacificSource Medicare Explorer 6 (PPO) offers the following coverage and cost-sharing.

Insurer:PacificSource Medicare
Health Plan Deductible:$0.00
MOOP:$8,950 In and Out-of-network
$3,950 In-network
Drugs Covered:No

Ready to sign up for PacificSource Medicare Explorer 6 (PPO) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 TTY 711.

8am – 11pm EST. 7 days a week

Premium Breakdown

PacificSource Medicare Explorer 6 (PPO) has a monthly premium of $0.00. This amount includes your Part C premium but does not include your Part B premium.
Part B Part C Part B Give Back Total
$174.70 $0.00 $0.00 $174.70
Please Note:
  • Your Part B premium may differ based on factors including late enrollment, income, and disability status.

Additional Benefits

PacificSource Medicare Explorer 6 (PPO) also provides the following benefits.

Health plan deductible

$0

Other health plan deductibles?

In-network No

Maximum out-of-pocket enrollee responsibility (does not include prescription drugs)

$8,950 In and Out-of-network
$3,950 In-network

Optional supplemental benefits

No

Additional benefits and/or reduced cost-sharing for enrollees with certain health conditions?

In-network No

Outpatient hospital coverage

In-network $0-100 copay per visit (Authorization is required.) (Referral is not required.)
out-of-network 35% coinsurance per visit (Authorization is required.) (Referral is not required.)

Doctor visits

In-network Primary$0 copay (Not applicable.) (Not applicable.)
out-of-network Primary35% coinsurance per visit (Not applicable.) (Not applicable.)
In-network Specialist$0 copay (Authorization is required.) (Referral is not required.)
out-of-network Specialist35% coinsurance per visit (Authorization is required.) (Referral is not required.)

Preventive care

In-network $0 copay (Authorization is not required.) (Referral is not required.)
out-of-network 35% coinsurance (Authorization is not required.) (Referral is not required.)

Emergency care/Urgent care

Emergency$120 copay per visit (always covered) (Not applicable.) (Not applicable.)
Urgent care$60 copay per visit (always covered) (Not applicable.) (Not applicable.)

Diagnostic procedures/lab services/imaging

In-network Diagnostic tests and procedures$15 copay or 20% coinsurance (Authorization is required.) (Referral is not required.)
out-of-network Diagnostic tests and procedures35% coinsurance (Authorization is required.) (Referral is not required.)
In-network Lab services20% coinsurance (Authorization is required.) (Referral is not required.)
out-of-network Lab services35% coinsurance (Authorization is required.) (Referral is not required.)
In-network Diagnostic radiology services (e.g., MRI)$0-310 copay (Authorization is required.) (Referral is not required.)
out-of-network Diagnostic radiology services (e.g., MRI)35% coinsurance (Authorization is required.) (Referral is not required.)
In-network Outpatient x-rays$0-15 copay (Authorization is required.) (Referral is not required.)
out-of-network Outpatient x-rays35% coinsurance (Authorization is required.) (Referral is not required.)

Hearing

In-network Hearing exam$35 copay (Authorization is not required.) (Referral is not required.)
out-of-network Hearing exam35% coinsurance (Authorization is not required.) (Referral is not required.)
In-network Fitting/evaluation$0 copay (There are no limits.) (Authorization is not required.) (Referral is not required.)
out-of-network Fitting/evaluation$0 copay (There are no limits.) (Authorization is not required.) (Referral is not required.)
In-network Hearing aids$599-999 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
out-of-network Hearing aids$599-999 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)

Preventive dental

In-network Oral exam$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
out-of-network Oral exam$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
In-network Cleaning$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
out-of-network Cleaning$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
In-network Fluoride treatment$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
out-of-network Fluoride treatment$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
In-network Dental x-ray(s)$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
out-of-network Dental x-ray(s)$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)

Comprehensive dental

In-network Non-routine services$0 copay (Limits may apply.) (Authorization is required.) (Referral is not required.)
out-of-network Non-routine services50% coinsurance (Limits may apply.) (Authorization is required.) (Referral is not required.)
In-network Diagnostic services$0 copay (Limits may apply.) (Authorization is required.) (Referral is not required.)
out-of-network Diagnostic services50% coinsurance (Limits may apply.) (Authorization is required.) (Referral is not required.)
In-network Restorative services50% coinsurance (Limits may apply.) (Authorization is required.) (Referral is not required.)
out-of-network Restorative services50% coinsurance (Limits may apply.) (Authorization is required.) (Referral is not required.)
In-network Endodontics50% coinsurance (Limits may apply.) (Authorization is required.) (Referral is not required.)
out-of-network Endodontics50% coinsurance (Limits may apply.) (Authorization is required.) (Referral is not required.)
In-network Periodontics50% coinsurance (Limits may apply.) (Authorization is required.) (Referral is not required.)
out-of-network Periodontics50% coinsurance (Limits may apply.) (Authorization is required.) (Referral is not required.)
In-network Extractions50% coinsurance (Limits may apply.) (Authorization is required.) (Referral is not required.)
out-of-network Extractions50% coinsurance (Limits may apply.) (Authorization is required.) (Referral is not required.)
In-network Prosthodontics, other oral/maxillofacial surgery, other services50% coinsurance (Limits may apply.) (Authorization is required.) (Referral is not required.)
out-of-network Prosthodontics, other oral/maxillofacial surgery, other services50% coinsurance (Limits may apply.) (Authorization is required.) (Referral is not required.)

Vision

In-network Routine eye exam$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
out-of-network Routine eye exam35% coinsurance (Limits may apply.) (Authorization is not required.) (Referral is not required.)
In-network Other$0 copay (There are no limits.) (Authorization is not required.) (Referral is not required.)
out-of-network Other35% coinsurance (There are no limits.) (Authorization is not required.) (Referral is not required.)
In-network Contact lenses$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
out-of-network Contact lenses$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
In-network Eyeglasses (frames and lenses)$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
out-of-network Eyeglasses (frames and lenses)$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
In-network Eyeglass frames$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
out-of-network Eyeglass frames$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
In-network Eyeglass lenses$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
out-of-network Eyeglass lenses$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
UpgradesNot covered (Not applicable.) (Not applicable.)

Rehabilitation services

In-network Occupational therapy visit$0 copay (Authorization is not required.) (Referral is not required.)
out-of-network Occupational therapy visit35% coinsurance (Authorization is not required.) (Referral is not required.)
In-network Physical therapy and speech and language therapy visit$0 copay (Authorization is not required.) (Referral is not required.)
out-of-network Physical therapy and speech and language therapy visit35% coinsurance (Authorization is not required.) (Referral is not required.)

Ground ambulance

In-network $250 copay (Not applicable.) (Not applicable.)
out-of-network $250 copay (Not applicable.) (Not applicable.)

Transportation

Not covered (Not applicable.) (Not applicable.)

Foot care (podiatry services)

In-network Foot exams and treatment$0 copay (Authorization is not required.) (Referral is not required.)
out-of-network Foot exams and treatment35% coinsurance (Authorization is not required.) (Referral is not required.)
Routine foot careNot covered (Not applicable.) (Not applicable.)

Medical equipment/supplies

In-network Durable medical equipment (e.g., wheelchairs, oxygen)20% coinsurance per item (Authorization is required.) (Not applicable.)
out-of-network Durable medical equipment (e.g., wheelchairs, oxygen)35% coinsurance per item (Authorization is required.) (Not applicable.)
In-network Prosthetics (e.g., braces, artificial limbs)0-20% coinsurance per item (Authorization is required.) (Not applicable.)
out-of-network Prosthetics (e.g., braces, artificial limbs)35% coinsurance per item (Authorization is required.) (Not applicable.)
In-network Diabetes supplies$0 copay (Authorization is required.) (Not applicable.)
out-of-network Diabetes supplies35% coinsurance per item (Authorization is required.) (Not applicable.)

Wellness programs (e.g., fitness, nursing hotline)

Covered (Authorization is not required.) (Referral is not required.)

Medicare Part B drugs

In-network Chemotherapy0-20% coinsurance (Authorization is required.) (Not applicable.)
out-of-network Chemotherapy$35 copay or 35% coinsurance (Authorization is required.) (Not applicable.)
In-network Other Part B drugs0-20% coinsurance (Authorization is required.) (Not applicable.)
out-of-network Other Part B drugs$35 copay or 35% coinsurance (Authorization is required.) (Not applicable.)
In-network Part B Insulin drugs0-20% coinsurance (up to $35) (Authorization is required.) (Not applicable.)
out-of-network Part B Insulin drugs$35 copay or 35% coinsurance (Authorization is required.) (Not applicable.)

Inpatient hospital coverage

In-network $250 per day for days 1 through 5
$0 per day for days 6 through 90 (Authorization is not required.) (Referral is not required.)
out-of-network 35% per stay (Authorization is not required.) (Referral is not required.)

Mental health services

In-network Inpatient hospital – psychiatric$230 per day for days 1 through 5
$0 per day for days 6 through 90 (Authorization is not required.) (Referral is not required.)
out-of-network Inpatient hospital – psychiatric35% per stay (Authorization is not required.) (Referral is not required.)
In-network Outpatient group therapy visit with a psychiatrist$0 copay (Authorization is not required.) (Referral is not required.)
out-of-network Outpatient group therapy visit with a psychiatrist35% coinsurance (Authorization is not required.) (Referral is not required.)
In-network Outpatient individual therapy visit with a psychiatrist$0 copay (Authorization is not required.) (Referral is not required.)
out-of-network Outpatient individual therapy visit with a psychiatrist35% coinsurance (Authorization is not required.) (Referral is not required.)
In-network Outpatient group therapy visit$0 copay (Authorization is not required.) (Referral is not required.)
out-of-network Outpatient group therapy visit35% coinsurance (Authorization is not required.) (Referral is not required.)
In-network Outpatient individual therapy visit$0 copay (Authorization is not required.) (Referral is not required.)
out-of-network Outpatient individual therapy visit35% coinsurance (Authorization is not required.) (Referral is not required.)

Skilled Nursing Facility

In-network $0 per day for days 1 through 20
$203 per day for days 21 through 100 (Authorization is not required.) (Referral is not required.)
out-of-network 35% per stay
35% per day for days 1 through 100 (Authorization is not required.) (Referral is not required.)

Optional Benefits

Package #1

Preventive dental:Monthly Premium:$57.00
Preventive dental:Deductible:N/A
Comprehensive dental:Monthly Premium:$57.00
Comprehensive dental:Deductible:N/A

Ready to sign up for PacificSource Medicare Explorer 6 (PPO) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 TTY 711.

8am – 11pm EST. 7 days a week

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