UnitedHealthcare Medicare Advantage Ally (HMO-POS C-SNP)

H4590 - 044 - 0
5 out of 5 stars (5 / 5)

UnitedHealthcare Medicare Advantage Ally (HMO-POS C-SNP) is a Medicare Advantage (Part C) Special Needs Plan by UnitedHealthcare.

This page features plan details for 2023 UnitedHealthcare Medicare Advantage Ally (HMO-POS C-SNP) H4590 – 044 – 0 available in Dallas Metro Area.

IMPORTANT: This page features the 2023 version of this plan. See the 2024 version using the link below:
No 2024 version found. You can use the location links below to find 2024 plans in your area.

Locations

UnitedHealthcare Medicare Advantage Ally (HMO-POS C-SNP) is offered in the following locations.

Plan Overview

UnitedHealthcare Medicare Advantage Ally (HMO-POS C-SNP) offers the following coverage and cost-sharing.

Special Needs Plan Type:Chronic or Disabling Condition
Conditions Covered:
  • Cardiovascular Disorders
  • Chronic Heart Failure
  • Diabetes Mellitus
  • Insurer:UnitedHealthcare
    Health Plan Deductible:$0.00
    MOOP:$3,700 In-network
    Drugs Covered:Yes

    Ready to sign up for UnitedHealthcare Medicare Advantage Ally (HMO-POS C-SNP) ?

    Get help from a licensed insurance agent.

    Call 1-877-354-4611 TTY 711.

    8am – 11pm EST. 7 days a week

    Premium Breakdown

    UnitedHealthcare Medicare Advantage Ally (HMO-POS C-SNP) has a monthly premium of $0.00. This amount includes your Part C and D premiums but does not include your Part B premium. The following is a breakdown of your monthly premium with Part B costs included.
    Part B Part C Part D Part B Give Back Total
    $164.90 $0.00 $0.00 $0.00 $164.90
    Please Note:
    • Your Part B premium may differ based on factors including late enrollment, income, and disability status.
    • You may also qualify for “Extra Help” on drug costs. See the Part D Premium Reduction section below for more details.

    Drug Info

    UnitedHealthcare Medicare Advantage Ally (HMO-POS C-SNP) provides the following cost-sharing on drugs. Please check the plan’s formulary for specific drugs covered.

    Drug Deductible: $0.00
    Initial Coverage Limit: $4,660.00
    Catastrophic Coverage Limit: $7,400.00
    Drug Benefit Type: Enhanced
    Gap Coverage: Yes
    Formulary Link: Formulary Link

    Part D Premium Reduction

    The Low-Income Subsidy (also known as LIS or “Extra Help”) helps people with Medicare lower the cost of prescription drugs. The table below shows how the LIS impacts the Part D premium of this plan.
    Part D LIS 25% LIS 50% LIS 75% LIS Full
    $0.00 $43.40 $34.80 $26.30 $17.70

    Initial Coverage Phase

    After you pay your $0.00 drug deductible, you will pay the following costs for drugs in each tier until your total drug costs (including what this plan has paid and what you have paid) reach $4,660.00. Once you reach that amount, you will enter the next coverage phase.

    Gap Coverage Phase

    After your total drug costs (including what this plan has paid and what you have paid) reach $4,660.00, you will pay no more than the amounts below for any drug tier until you reach $7,400.00.

    Tier Cost
    All other tiers (Generic)25%
    All other tiers (Brand-name)25%

    Catastrophic Coverage Phase

    After your yearly out-of-pocket drug costs (including drugs purchased through your retail pharmacy and through mail order) reach $7,400.00, you will pay no more than the greater of the two amounts listed below for generic and brand-name drugs.

    Drug TypeCost Share
    Generic drugs$4.15 copay or 5% (whichever costs more)
    Brand-name drugs$10.35 copay or 5% (whichever costs more)

    Additional Benefits

    UnitedHealthcare Medicare Advantage Ally (HMO-POS C-SNP) also provides the following benefits.

    Additional benefits and/or reduced cost-sharing for enrollees with certain health conditions?

    In-Network: No

    Dental (comprehensive)

    Diagnostic services:In-Network: $0 copay (limits may apply) (authorization required) (referral required)
    Diagnostic services:Out-of-Network: $0 copay (limits may apply) (authorization required) (referral required)
    Endodontics:In-Network: $0 copay (limits may apply) (authorization required) (referral required)
    Endodontics:Out-of-Network: $0 copay (limits may apply) (authorization required) (referral required)
    Extractions:In-Network: $0 copay (limits may apply) (authorization required) (referral required)
    Extractions:Out-of-Network: $0 copay (limits may apply) (authorization required) (referral required)
    Non-routine services:In-Network: $0 copay (limits may apply) (authorization required) (referral required)
    Non-routine services:Out-of-Network: $0 copay (limits may apply) (authorization required) (referral required)
    Periodontics:In-Network: $0 copay (limits may apply) (authorization required) (referral required)
    Periodontics:Out-of-Network: $0 copay (limits may apply) (authorization required) (referral required)
    Prosthodontics, other oral/maxillofacial surgery, other services:In-Network: $0 copay (limits may apply) (authorization required) (referral required)
    Prosthodontics, other oral/maxillofacial surgery, other services:Out-of-Network: $0 copay (limits may apply) (authorization required) (referral required)
    Restorative services:In-Network: $0 copay (limits may apply) (authorization required) (referral required)
    Restorative services:Out-of-Network: $0 copay (limits may apply) (authorization required) (referral required)

    Dental (preventive)

    Cleaning:In-Network: $0 copay (limits may apply) (authorization not required) (referral not required)
    Cleaning:Out-of-Network: $0 copay (limits may apply) (authorization not required) (referral not required)
    Dental x-ray(s):In-Network: $0 copay (limits may apply) (authorization not required) (referral not required)
    Dental x-ray(s):Out-of-Network: $0 copay (limits may apply) (authorization not required) (referral not required)
    Fluoride treatment:In-Network: $0 copay (limits may apply) (authorization not required) (referral not required)
    Fluoride treatment:Out-of-Network: $0 copay (limits may apply) (authorization not required) (referral not required)
    Oral exam:In-Network: $0 copay (limits may apply) (authorization not required) (referral not required)
    Oral exam:Out-of-Network: $0 copay (limits may apply) (authorization not required) (referral not required)

    Diagnostic procedures/lab services/imaging

    Diagnostic radiology services (e.g., MRI):In-Network: $0-105 copay (authorization required) (referral required)
    Diagnostic tests and procedures:In-Network: $20 copay (authorization required) (referral required)
    Lab services:In-Network: $0 copay (authorization required) (referral required)
    Outpatient x-rays:In-Network: $0 copay (authorization required) (referral required)

    Doctor visits

    Primary:In-Network: $0 copay
    Specialist:In-Network: $20 copay per visit (authorization required) (referral required)

    Emergency care/Urgent care

    Emergency: $90 copay per visit (always covered)
    Urgent care: $40 copay per visit (always covered)

    Foot care (podiatry services)

    Foot exams and treatment:In-Network: $20 copay (authorization required) (referral required)
    Routine foot care:In-Network: $20 copay (limits may apply) (authorization required) (referral required)

    Ground ambulance

    In-Network: $175 copay

    Health plan deductible

    $0.00

    Health plan deductibles (other)

    In-Network: No

    Hearing

    Fitting/evaluation: Not covered (no limits)
    Hearing aids:In-Network: $175-1,225 copay (limits may apply) (authorization required) (referral not required)
    Hearing exam:In-Network: $0 copay (authorization required) (referral required)

    Hospital coverage (inpatient)

    In-Network: $175 per day for days 1 through 5
    $0 per day for days 6 through 90
    $0 per day for days 91 and beyond (authorization required) (referral required)
    Out-of-Network: Not Applicable (authorization required) (referral required)

    Hospital coverage (outpatient)

    In-Network: $0-100 copay per visit (authorization required) (referral required)

    Maximum out-of-pocket enrollee responsibility (does not include prescription drugs)

    $3,700 In-network

    Medical equipment/supplies

    Diabetes supplies:In-Network: $0 copay (authorization required)
    Durable medical equipment (e.g., wheelchairs, oxygen):In-Network: 20% coinsurance per item (authorization required)
    Prosthetics (e.g., braces, artificial limbs):In-Network: 20% coinsurance per item (authorization required)

    Medicare Part B drugs

    Chemotherapy:In-Network: 20% coinsurance (authorization required)
    Other Part B drugs:In-Network: 0-20% coinsurance (authorization required)

    Mental health services

    Inpatient hospital – psychiatric:In-Network: $175 per day for days 1 through 5
    $0 per day for days 6 through 90 (authorization required) (referral required)
    Inpatient hospital – psychiatric:Out-of-Network: Not Applicable (authorization required) (referral required)
    Outpatient group therapy visit:In-Network: $15 copay (authorization required) (referral required)
    Outpatient group therapy visit with a psychiatrist:In-Network: $15 copay (authorization required) (referral required)
    Outpatient individual therapy visit:In-Network: $25 copay (authorization required) (referral required)
    Outpatient individual therapy visit with a psychiatrist:In-Network: $25 copay (authorization required) (referral required)

    Optional supplemental benefits

    No

    Preventive care

    In-Network: $0 copay (authorization not required) (referral not required)

    Rehabilitation services

    Occupational therapy visit:In-Network: $20 copay (authorization required) (referral required)
    Physical therapy and speech and language therapy visit:In-Network: $20 copay (authorization required) (referral required)

    Skilled Nursing Facility

    In-Network: $0 per day for days 1 through 20
    $196 per day for days 21 through 39
    $0 per day for days 40 through 100 (authorization required) (referral required)
    Out-of-Network: Not Applicable (authorization required) (referral required)

    Transportation

    Not covered

    Vision

    Contact lenses:In-Network: $0 copay (limits may apply) (authorization not required) (referral required)
    Eyeglass frames: Not covered (no limits)
    Eyeglass lenses: Not covered (no limits)
    Eyeglasses (frames and lenses):In-Network: $0 copay (limits may apply) (authorization not required) (referral required)
    Other: Not covered (no limits)
    Routine eye exam:In-Network: $0 copay (limits may apply) (authorization required) (referral required)
    Upgrades: Not covered

    Wellness programs (e.g., fitness, nursing hotline)

    Covered (authorization not required) (referral not required)

    Ready to sign up for UnitedHealthcare Medicare Advantage Ally (HMO-POS C-SNP) ?

    Get help from a licensed insurance agent.

    Call 1-877-354-4611 TTY 711.

    8am – 11pm EST. 7 days a week

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