UPMC for Life HMO No Rx (HMO)

H3907 - 002 - 0
5 out of 5 stars (5 / 5)

UPMC for Life HMO No Rx (HMO) is a Medicare Advantage (Part C) Plan by UPMC for Life.

This page features plan details for 2024 UPMC for Life HMO No Rx (HMO) H3907 – 002 – 0 available in Western, Central, and North Eastern Pennsylvania.

IMPORTANT: This page has been updated with plan and premium data for 2024.

Locations

UPMC for Life HMO No Rx (HMO) is offered in the following locations.

Plan Overview

UPMC for Life HMO No Rx (HMO) offers the following coverage and cost-sharing.

Insurer:UPMC for Life
Health Plan Deductible:$0.00
MOOP:$5,000 In-network
Drugs Covered:No

Ready to sign up for UPMC for Life HMO No Rx (HMO) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 TTY 711.

8am – 11pm EST. 7 days a week

Medicare Part B Give Back Benefit

The Part B Premium Reduction (Medicare Part B Give Back Benefit) lowers the cost of some Medicare Advantage plans. 

UPMC for Life HMO No Rx (HMO) qualifies for a monthly Medicare Give Back Benefit of $39.00.

Premium Reduction:$39.00

Premium Breakdown

UPMC for Life HMO No Rx (HMO) has a monthly premium of $0.00. This amount includes your Part C premium but does not include your Part B premium.
Part B Part C Part B Give Back Total
$174.70 $0.00 $39.00 $135.70
Please Note:
  • Your Part B premium may differ based on factors including late enrollment, income, and disability status.

Additional Benefits

UPMC for Life HMO No Rx (HMO) also provides the following benefits.

Health plan deductible

$0

Other health plan deductibles?

In-network No

Maximum out-of-pocket enrollee responsibility (does not include prescription drugs)

$5,000 In-network

Optional supplemental benefits

No

Additional benefits and/or reduced cost-sharing for enrollees with certain health conditions?

In-network Yes, contact plan for further details

Outpatient hospital coverage

$225 copay per visit (Authorization is required.) (Referral is not required.)

Doctor visits

Primary$0 copay (Not applicable.) (Not applicable.)
Specialist$45 copay per visit (Authorization is not required.) (Referral is not required.)

Preventive care

$0 copay (Authorization is not required.) (Referral is not required.)

Emergency care/Urgent care

Emergency$90 copay per visit (always covered) (Not applicable.) (Not applicable.)
Urgent care$45 copay per visit (always covered) (Not applicable.) (Not applicable.)

Diagnostic procedures/lab services/imaging

Diagnostic tests and procedures$5 copay (Authorization is required.) (Referral is not required.)
Lab services$5 copay (Authorization is required.) (Referral is not required.)
Diagnostic radiology services (e.g., MRI)$110 copay (Authorization is required.) (Referral is not required.)
Outpatient x-rays$30 copay (Authorization is required.) (Referral is not required.)

Hearing

Hearing exam$45 copay (Authorization is not required.) (Referral is not required.)
Fitting/evaluation$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Hearing aids$690-1,890 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)

Preventive dental

Oral exam$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Cleaning$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Fluoride treatmentNot covered (There are no limits.) (Not applicable.) (Not applicable.)
Dental x-ray(s)$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)

Comprehensive dental

Non-routine services50% coinsurance (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Diagnostic services50% coinsurance (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Restorative services50% coinsurance (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Endodontics50% coinsurance (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Periodontics50% coinsurance (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Extractions50% coinsurance (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Prosthodontics, other oral/maxillofacial surgery, other services50% coinsurance (Limits may apply.) (Authorization is not required.) (Referral is not required.)

Vision

Routine eye exam$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Other$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Contact lenses$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Eyeglasses (frames and lenses)$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Eyeglass framesNot covered (There are no limits.) (Not applicable.) (Not applicable.)
Eyeglass lensesNot covered (There are no limits.) (Not applicable.) (Not applicable.)
Upgrades$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)

Rehabilitation services

Occupational therapy visit$40 copay (Authorization is required.) (Referral is not required.)
Physical therapy and speech and language therapy visit$40 copay (Authorization is required.) (Referral is not required.)

Ground ambulance

$50-290 copay (Not applicable.) (Not applicable.)

Transportation

Not covered (Not applicable.) (Not applicable.)

Foot care (podiatry services)

Foot exams and treatment$45 copay (Authorization is not required.) (Referral is not required.)
Routine foot care$45 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)

Medical equipment/supplies

Durable medical equipment (e.g., wheelchairs, oxygen)20% coinsurance per item (Authorization is required.) (Not applicable.)
Prosthetics (e.g., braces, artificial limbs)20% coinsurance per item (Authorization is required.) (Not applicable.)
Diabetes supplies0-20% coinsurance per item (Authorization is required.) (Not applicable.)

Wellness programs (e.g., fitness, nursing hotline)

Covered (Authorization is not required.) (Referral is not required.)

Medicare Part B drugs

Chemotherapy0-20% coinsurance (Authorization is required.) (Not applicable.)
Other Part B drugs0-20% coinsurance (Authorization is required.) (Not applicable.)
Part B Insulin drugs0-20% coinsurance (up to $35) (Authorization is required.) (Not applicable.)

Inpatient hospital coverage

$300 per stay (Authorization is required.) (Referral is not required.)

Mental health services

Inpatient hospital – psychiatric$300 per stay (Authorization is required.) (Referral is not required.)
Outpatient group therapy visit with a psychiatrist$40 copay (Authorization is not required.) (Referral is not required.)
Outpatient individual therapy visit with a psychiatrist$40 copay (Authorization is not required.) (Referral is not required.)
Outpatient group therapy visit$40 copay (Authorization is not required.) (Referral is not required.)
Outpatient individual therapy visit$40 copay (Authorization is not required.) (Referral is not required.)

Skilled Nursing Facility

$0 per day for days 1 through 20
$80 per day for days 21 through 100 (Authorization is required.) (Referral is not required.)

Ready to sign up for UPMC for Life HMO No Rx (HMO) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 TTY 711.

8am – 11pm EST. 7 days a week

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