Medicare Part A is Hospital Insurance
Medicare Part A covers inpatient hospital care, skilled nursing facility care, hospice care, and home health care.
Most people qualify for Premium-free Part A. However, Part A services may be subject to out-of-pocket costs copays, coinsurance, or deductibles.
Luckily some people will qualify for Part A cost assistance based on income via state-based Medicare Savings Programs.
For those that have to pay, however, it is worth noting that Part A is subject to a late enrollment penalty. This means if you don’t enroll when you are first eligible your premium may go up by 10% for twice the number of years you didn’t sign up!
What Part A Covers. Medicare.Gov.
Part A late enrollment penalty. Medicare.Gov.
Looking for Medicare Plans?
Use the button below to find Medicare Advantage and Medicare Drug Plans.
Already know what plan you are looking for? Try using the search bar.
More Facts on Medicare
The Medicare Give Back Benefit is a Medicare Part B Premium Reduction for Medicare Advantage plans in certain states and counties. When you enroll in an Advantage plan that offers the Give Back Benefit, the plan’s carrier will pay either some or all of your monthly Part B premium.