Medicare Part C is Medicare Advantage
Medicare Part C, also called “Medicare Advantage,” is private insurance that includes at least all the benefits covered under Part A and B.
Part C plans may also include benefits and services not covered by Original Medicare Part A and B, typically for an extra cost. These plans often also include Part D drug coverage as part of their plans.
Costs range from “zero-premium” Advantage plans to higher-cost plans with more robust coverage and better-cost sharing.
Some people may qualify for cost assistance on Part C plans that include drug coverage based on income through the “Extra Help” program.
Citation: CMS’ program history Medicare & Medicaid. Anthem.com.
Looking for Medicare Plans?
Use the button below to find Medicare Advantage and Medicare Drug Plans.
Already know what plan you are looking for? Try using the search bar.
More Facts on Medicare
Since January 1, 2023, Part D plans can’t charge you more than $35 for a one-month supply of Part D-covered insulin. You also don’t have to pay a deductible for your insulin.
Most people are not automatically enrolled in Medicare Part A and Part B and have to sign up during their Initial Enrollment Period. The following are exceptions: If you’re already getting benefits from Social Security or the Railroad Retirement Board (RRB). If you’re under 65 and have a disability. If you have ALS (amyotrophic lateral sclerosis, also called Lou Gehrig’s disease). Meanwhile, Puerto Rico, has special rules for Medicare Enrollment.
Medicare Part A, Part B, and Part D all have late enrollment penalties for not signing up when you first become eligible. However, with Part A, penalties only apply to those who must pay a Part A premium. Please note each late enrollment penalty has its own rules.
Medicare Advantage plans in certain states and counties may include the Medicare Give Back Benefit. When you enroll in a Medicare Advantage plan that offers the Part B Give Back Benefit, the plan’s carrier will reimburse you for a portion of your monthly Part B premium via your Social Security check.