Anthem Medicare Advantage (PPO)

H3342 - 023 - 2
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Anthem Medicare Advantage (PPO) is a Medicare Advantage (Part C) Plan by Empire BlueCross BlueShield.

This page features plan details for 2024 Anthem Medicare Advantage (PPO) H3342 – 023 – 2 available in Select Counties in New York.

IMPORTANT: This page has been updated with plan and premium data for 2024.

Locations

Anthem Medicare Advantage (PPO) is offered in the following locations.

Plan Overview

Anthem Medicare Advantage (PPO) offers the following coverage and cost-sharing.

Insurer:Empire BlueCross BlueShield
Health Plan Deductible:$0.00
MOOP:$9,000 In and Out-of-network
$6,200 In-network
Drugs Covered:Yes
Please Note:
  • This plan does not charge an annual deductible for all drugs. The $310.00 annual deductible only applies to drugs on certain tiers.

Ready to sign up for Anthem Medicare Advantage (PPO) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 TTY 711.

8am – 11pm EST. 7 days a week

Premium Breakdown

Anthem Medicare Advantage (PPO) has a monthly premium of $83.00. This amount includes your Part C and D premiums but does not include your Part B premium. The following is a breakdown of your monthly premium with Part B costs included.
Part B Part C Part D Part B Give Back Total
$174.70 $35.60 $47.40 $0.00 $257.70
Please Note:
  • Your Part B premium may differ based on factors including late enrollment, income, and disability status.
  • You may also qualify for “Extra Help” on drug costs. See the Part D Premium Reduction section below for more details.

Drug Info

Anthem Medicare Advantage (PPO) provides the following cost-sharing on drugs. Please check the plan’s formulary for specific drugs covered.

Drug Deductible:$310.00
Initial Coverage Limit:$5,030.00
Catastrophic Coverage Limit:$8,000.00
Drug Benefit Type:Enhanced Alternative
Additional Gap Coverage:Yes
Formulary Link: Formulary Link

Part D Premium Reduction

The Low-Income Subsidy (also known as LIS or “Extra Help”) helps people with Medicare lower the cost of prescription drugs.

The table below shows how the LIS impacts the Part D premium of this plan.

Part DLIS Full
$47.40$

NOTE:  The Inflation Reduction Act of 2022 has expanded full subsidy eligibility under the LIS program to individuals with incomes up to 150% of the Federal Poverty Level. People who qualify for Extra Help generally will pay no more than $4.50 for each generic drug and $11.20 for each brand-name drug.

Initial Coverage Phase

After you pay your $310.00 drug deductible, you will pay the following costs for drugs in each tier until your total drug costs (including what this plan has paid and what you have paid) reach $5,030.00. Once you reach that amount, you will enter the next coverage phase.

Gap Coverage Phase

After your total drug costs (including what this plan has paid and what you have paid) reach $5,030.00, you will pay no more than the amounts below for any drug tier until you reach $8,000.00.

Tier Cost
All other tiers (Generic)25%
All other tiers (Brand-name)25%

Catastrophic Coverage Phase

After your yearly out-of-pocket drug costs (including drugs purchased through your retail pharmacy and through mail order) reach $8,000.00, you pay nothing for Medicare Part D covered drugs. However, you may still pay a share of the costs for excluded drugs covered under any enhanced benefit. Please note, that this plan has a Enhanced Alternative benefit type.

Additional Benefits

Anthem Medicare Advantage (PPO) also provides the following benefits.

Health plan deductible

$0

Other health plan deductibles?

In-network No

Maximum out-of-pocket enrollee responsibility (does not include prescription drugs)

$9,000 In and Out-of-network
$6,200 In-network

Optional supplemental benefits

Yes

Additional benefits and/or reduced cost-sharing for enrollees with certain health conditions?

In-network No

Outpatient hospital coverage

In-network $0 copay or 20% coinsurance per visit (Authorization is required.) (Referral is not required.)
out-of-network 40% coinsurance per visit (Authorization is required.) (Referral is not required.)

Doctor visits

In-network Primary$10 copay per visit (Not applicable.) (Not applicable.)
out-of-network Primary$50 copay per visit (Not applicable.) (Not applicable.)
In-network Specialist$50 copay per visit (Authorization is required.) (Referral is not required.)
out-of-network Specialist$75 copay per visit (Authorization is required.) (Referral is not required.)

Preventive care

In-network $0 copay (Authorization is not required.) (Referral is not required.)
out-of-network 40% coinsurance (Authorization is not required.) (Referral is not required.)

Emergency care/Urgent care

Emergency$90 copay per visit (always covered) (Not applicable.) (Not applicable.)
Urgent care$60 copay per visit (always covered) (Not applicable.) (Not applicable.)

Diagnostic procedures/lab services/imaging

In-network Diagnostic tests and procedures$0-80 copay (Authorization is required.) (Referral is not required.)
out-of-network Diagnostic tests and procedures40% coinsurance (Authorization is required.) (Referral is not required.)
In-network Lab services$0-20 copay (Authorization is required.) (Referral is not required.)
out-of-network Lab services40% coinsurance (Authorization is required.) (Referral is not required.)
In-network Diagnostic radiology services (e.g., MRI)$50-150 copay (Authorization is required.) (Referral is not required.)
out-of-network Diagnostic radiology services (e.g., MRI)40% coinsurance (Authorization is required.) (Referral is not required.)
In-network Outpatient x-rays$40-80 copay (Authorization is required.) (Referral is not required.)
out-of-network Outpatient x-rays40% coinsurance (Authorization is required.) (Referral is not required.)

Hearing

In-network Hearing exam$50 copay (Authorization is required.) (Referral is not required.)
out-of-network Hearing exam$75 copay (Authorization is required.) (Referral is not required.)
Fitting/evaluationNot covered (There are no limits.) (Not applicable.) (Not applicable.)
Hearing aids – inner earNot covered (There are no limits.) (Not applicable.) (Not applicable.)
Hearing aids – outer earNot covered (There are no limits.) (Not applicable.) (Not applicable.)
Hearing aids – over the earNot covered (There are no limits.) (Not applicable.) (Not applicable.)

Preventive dental

Oral examNot covered (There are no limits.) (Not applicable.) (Not applicable.)
CleaningNot covered (There are no limits.) (Not applicable.) (Not applicable.)
Fluoride treatmentNot covered (There are no limits.) (Not applicable.) (Not applicable.)
Dental x-ray(s)Not covered (There are no limits.) (Not applicable.) (Not applicable.)

Comprehensive dental

Non-routine servicesNot covered (There are no limits.) (Not applicable.) (Not applicable.)
Diagnostic servicesNot covered (There are no limits.) (Not applicable.) (Not applicable.)
Restorative servicesNot covered (There are no limits.) (Not applicable.) (Not applicable.)
EndodonticsNot covered (There are no limits.) (Not applicable.) (Not applicable.)
PeriodonticsNot covered (There are no limits.) (Not applicable.) (Not applicable.)
ExtractionsNot covered (There are no limits.) (Not applicable.) (Not applicable.)
Prosthodontics, other oral/maxillofacial surgery, other servicesNot covered (There are no limits.) (Not applicable.) (Not applicable.)

Vision

In-network Routine eye exam$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
out-of-network Routine eye exam$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
OtherNot covered (There are no limits.) (Not applicable.) (Not applicable.)
Contact lensesNot covered (There are no limits.) (Not applicable.) (Not applicable.)
Eyeglasses (frames and lenses)Not covered (There are no limits.) (Not applicable.) (Not applicable.)
Eyeglass framesNot covered (There are no limits.) (Not applicable.) (Not applicable.)
Eyeglass lensesNot covered (There are no limits.) (Not applicable.) (Not applicable.)
UpgradesNot covered (Not applicable.) (Not applicable.)

Rehabilitation services

In-network Occupational therapy visit$40 copay (Authorization is required.) (Referral is not required.)
out-of-network Occupational therapy visit$75 copay (Authorization is required.) (Referral is not required.)
In-network Physical therapy and speech and language therapy visit$40 copay (Authorization is required.) (Referral is not required.)
out-of-network Physical therapy and speech and language therapy visit$75 copay (Authorization is required.) (Referral is not required.)

Ground ambulance

In-network $275 copay (Not applicable.) (Not applicable.)
out-of-network $275 copay (Not applicable.) (Not applicable.)

Transportation

Not covered (Not applicable.) (Not applicable.)

Foot care (podiatry services)

In-network Foot exams and treatment$50 copay (Authorization is required.) (Referral is not required.)
out-of-network Foot exams and treatment$75 copay (Authorization is required.) (Referral is not required.)
Routine foot careNot covered (Not applicable.) (Not applicable.)

Medical equipment/supplies

In-network Durable medical equipment (e.g., wheelchairs, oxygen)0-20% coinsurance per item (Authorization is required.) (Not applicable.)
out-of-network Durable medical equipment (e.g., wheelchairs, oxygen)40% coinsurance per item (Authorization is required.) (Not applicable.)
In-network Prosthetics (e.g., braces, artificial limbs)20% coinsurance per item (Authorization is required.) (Not applicable.)
out-of-network Prosthetics (e.g., braces, artificial limbs)40% coinsurance per item (Authorization is required.) (Not applicable.)
In-network Diabetes supplies$0 copay (Authorization is not required.) (Not applicable.)
out-of-network Diabetes supplies40% coinsurance per item (Authorization is not required.) (Not applicable.)

Wellness programs (e.g., fitness, nursing hotline)

Covered (Authorization is not required.) (Referral is not required.)

Medicare Part B drugs

In-network Chemotherapy0-20% coinsurance (Authorization is required.) (Not applicable.)
out-of-network Chemotherapy$35 copay or 0-40% coinsurance (Authorization is required.) (Not applicable.)
In-network Other Part B drugs0-20% coinsurance (Authorization is required.) (Not applicable.)
out-of-network Other Part B drugs$35 copay or 0-40% coinsurance (Authorization is required.) (Not applicable.)
In-network Part B Insulin drugs$35 copay (Authorization is required.) (Not applicable.)
out-of-network Part B Insulin drugs$35 copay or 0-40% coinsurance (Authorization is required.) (Not applicable.)

Inpatient hospital coverage

In-network $372 per day for days 1 through 5
$0 per day for days 6 through 90 (Authorization is required.) (Referral is not required.)
out-of-network 40% per stay (Authorization is required.) (Referral is not required.)

Mental health services

In-network Inpatient hospital – psychiatric$395 per day for days 1 through 4
$0 per day for days 5 through 90 (Authorization is required.) (Referral is not required.)
out-of-network Inpatient hospital – psychiatric40% per stay (Authorization is required.) (Referral is not required.)
In-network Outpatient group therapy visit with a psychiatrist$40 copay (Authorization is required.) (Referral is not required.)
out-of-network Outpatient group therapy visit with a psychiatrist$75 copay (Authorization is required.) (Referral is not required.)
In-network Outpatient individual therapy visit with a psychiatrist$40 copay (Authorization is required.) (Referral is not required.)
out-of-network Outpatient individual therapy visit with a psychiatrist$75 copay (Authorization is required.) (Referral is not required.)
In-network Outpatient group therapy visit$40 copay (Authorization is required.) (Referral is not required.)
out-of-network Outpatient group therapy visit$75 copay (Authorization is required.) (Referral is not required.)
In-network Outpatient individual therapy visit$40 copay (Authorization is required.) (Referral is not required.)
out-of-network Outpatient individual therapy visit$75 copay (Authorization is required.) (Referral is not required.)

Skilled Nursing Facility

In-network $0 per day for days 1 through 20
$196 per day for days 21 through 100 (Authorization is required.) (Referral is not required.)
out-of-network 40% per stay (Authorization is required.) (Referral is not required.)

Package #1

Monthly Premium$21.00
Deductiblenan

Package #2

Monthly Premium$33.00
Deductiblenan

Package #3

Monthly Premium$60.00
Deductiblenan

Ready to sign up for Anthem Medicare Advantage (PPO) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 TTY 711.

8am – 11pm EST. 7 days a week

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