Aspire Health Value (HMO) is a Medicare Advantage (Part C) Plan by Aspire Health.
This page features plan details for 2024 Aspire Health Value (HMO) H8764 – 003 – 0 available in Monterey County.
IMPORTANT: This page has been updated with plan and premium data for 2024.
Aspire Health Value (HMO) is offered in the following locations.
Aspire Health Value (HMO) offers the following coverage and cost-sharing.
Insurer: | Aspire Health |
Health Plan Deductible: | $0.00 |
MOOP: | $5,500.00 |
Drugs Covered: | Yes |
Ready to sign up for Aspire Health Value (HMO) ?
Part B | Part C | Part D | Part B Give Back | Total |
---|---|---|---|---|
$174.70 | $0.10 | $30.90 | $0.00 | $205.70 |
Aspire Health Value (HMO) provides the following cost-sharing on drugs. Please check the plan’s formulary for specific drugs covered.
Drug Deductible: | $0.00 |
Initial Coverage Limit: | $5,030.00 |
Catastrophic Coverage Limit: | $8,000.00 |
Drug Benefit Type: | Enhanced Alternative |
Additional Gap Coverage: | |
Formulary Link: | Formulary Link |
The Low-Income Subsidy (also known as LIS or “Extra Help”) helps people with Medicare lower the cost of prescription drugs.
The table below shows how the LIS impacts the Part D premium of this plan.
Part D | LIS Full |
---|---|
$30.90 | $ |
NOTE: The Inflation Reduction Act of 2022 has expanded full subsidy eligibility under the LIS program to individuals with incomes up to 150% of the Federal Poverty Level. People who qualify for Extra Help generally will pay no more than $4.50 for each generic drug and $11.20 for each brand-name drug.
After you pay your $0.00 drug deductible, you will pay the following costs for drugs in each tier until your total drug costs (including what this plan has paid and what you have paid) reach $5,030.00. Once you reach that amount, you will enter the next coverage phase.
Tier | Pref. Pharm | Std. Pharm | Pref. Mail | Std. Mail |
---|---|---|---|---|
1 (Preferred Generic) | $9.00 copay | |||
2 (Generic) | $18.00 copay | |||
3 (Preferred Brand) | $47.00 copay | |||
4 (Non-Preferred Drug) | $100.00 copay | |||
5 (Specialty Tier) | 33% | |||
6 (Select Diabetic Drugs) | $11.00 copay |
Tier | Pref. Pharm | Std. Pharm | Pref. Mail | Std. Mail |
---|---|---|---|---|
1 (Preferred Generic) | ||||
2 (Generic) | ||||
3 (Preferred Brand) | ||||
4 (Non-Preferred Drug) | ||||
5 (Specialty Tier) | ||||
6 (Select Diabetic Drugs) |
Tier | Pref. Pharm | Std. Pharm | Pref. Mail | Std. Mail |
---|---|---|---|---|
1 (Preferred Generic) | $18.00 copay | $18.00 copay | ||
2 (Generic) | $36.00 copay | $36.00 copay | ||
3 (Preferred Brand) | $94.00 copay | $94.00 copay | ||
4 (Non-Preferred Drug) | $200.00 copay | $200.00 copay | ||
5 (Specialty Tier) | ||||
6 (Select Diabetic Drugs) | $22.00 copay | $22.00 copay |
After your total drug costs (including what this plan has paid and what you have paid) reach $5,030.00, you will pay no more than the amounts below for any drug tier until you reach $8,000.00.
Tier | Cost |
---|---|
All other tiers (Generic) | 25% |
All other tiers (Brand-name) | 25% |
After your yearly out-of-pocket drug costs (including drugs purchased through your retail pharmacy and through mail order) reach $8,000.00, you pay nothing for Medicare Part D covered drugs. However, you may still pay a share of the costs for excluded drugs covered under any enhanced benefit. Please note, that this plan has a Enhanced Alternative benefit type.
Aspire Health Value (HMO) also provides the following benefits.
$0 |
In-network | No |
$5,500 In-network |
Yes |
In-network | No |
$80-300 copay or 20% coinsurance per visit (Authorization is required.) (Referral is not required.) |
Primary | $5 copay per visit (Not applicable.) (Not applicable.) |
Specialist | $45 copay per visit (Authorization is required.) (Referral is not required.) |
$0 copay (Authorization is not required.) (Referral is not required.) |
Emergency | $90 copay per visit (always covered) (Not applicable.) (Not applicable.) |
Urgent care | $25 copay per visit (always covered) (Not applicable.) (Not applicable.) |
Diagnostic tests and procedures | $20 copay (Authorization is required.) (Referral is not required.) |
Lab services | $20 copay (Authorization is required.) (Referral is not required.) |
Diagnostic radiology services (e.g., MRI) | $90-250 copay (Authorization is required.) (Referral is not required.) |
Outpatient x-rays | $20 copay (Authorization is required.) (Referral is not required.) |
Hearing exam | $45 copay (Authorization is not required.) (Referral is not required.) |
Fitting/evaluation | Not covered (There are no limits.) (Not applicable.) (Not applicable.) |
Hearing aids – inner ear | Not covered (There are no limits.) (Not applicable.) (Not applicable.) |
Hearing aids – outer ear | Not covered (There are no limits.) (Not applicable.) (Not applicable.) |
Hearing aids – over the ear | Not covered (There are no limits.) (Not applicable.) (Not applicable.) |
Oral exam | Not covered (There are no limits.) (Not applicable.) (Not applicable.) |
Cleaning | Not covered (There are no limits.) (Not applicable.) (Not applicable.) |
Fluoride treatment | Not covered (There are no limits.) (Not applicable.) (Not applicable.) |
Dental x-ray(s) | Not covered (There are no limits.) (Not applicable.) (Not applicable.) |
Non-routine services | Not covered (There are no limits.) (Not applicable.) (Not applicable.) |
Diagnostic services | Not covered (There are no limits.) (Not applicable.) (Not applicable.) |
Restorative services | Not covered (There are no limits.) (Not applicable.) (Not applicable.) |
Endodontics | Not covered (There are no limits.) (Not applicable.) (Not applicable.) |
Periodontics | Not covered (There are no limits.) (Not applicable.) (Not applicable.) |
Extractions | Not covered (There are no limits.) (Not applicable.) (Not applicable.) |
Prosthodontics, other oral/maxillofacial surgery, other services | Not covered (There are no limits.) (Not applicable.) (Not applicable.) |
Routine eye exam | Not covered (There are no limits.) (Not applicable.) (Not applicable.) |
Other | Not covered (There are no limits.) (Not applicable.) (Not applicable.) |
Contact lenses | Not covered (There are no limits.) (Not applicable.) (Not applicable.) |
Eyeglasses (frames and lenses) | Not covered (There are no limits.) (Not applicable.) (Not applicable.) |
Eyeglass frames | Not covered (There are no limits.) (Not applicable.) (Not applicable.) |
Eyeglass lenses | Not covered (There are no limits.) (Not applicable.) (Not applicable.) |
Upgrades | Not covered (Not applicable.) (Not applicable.) |
Occupational therapy visit | $25 copay (Authorization is required.) (Referral is not required.) |
Physical therapy and speech and language therapy visit | $25 copay (Authorization is required.) (Referral is not required.) |
$300 copay (Not applicable.) (Not applicable.) |
$0 copay (Limits may apply.) (Authorization is required.) (Referral is not required.) |
Foot exams and treatment | $45 copay (Authorization is not required.) (Referral is not required.) |
Routine foot care | Not covered (Not applicable.) (Not applicable.) |
Durable medical equipment (e.g., wheelchairs, oxygen) | 20% coinsurance per item (Authorization is required.) (Not applicable.) |
Prosthetics (e.g., braces, artificial limbs) | 20% coinsurance per item (Authorization is required.) (Not applicable.) |
Diabetes supplies | $0 copay (Authorization is not required.) (Not applicable.) |
Covered (Authorization is not required.) (Referral is not required.) |
Chemotherapy | 0-20% coinsurance (Authorization is required.) (Not applicable.) |
Other Part B drugs | 0-20% coinsurance (Authorization is required.) (Not applicable.) |
Part B Insulin drugs | $35 copay (Authorization is required.) (Not applicable.) |
$335 per day for days 1 through 6 $0 per day for days 7 through 90 (Authorization is required.) (Referral is not required.) |
Inpatient hospital – psychiatric | $335 per day for days 1 through 5 $0 per day for days 6 through 90 (Authorization is required.) (Referral is not required.) |
Outpatient group therapy visit with a psychiatrist | $35 copay (Authorization is not required.) (Referral is not required.) |
Outpatient individual therapy visit with a psychiatrist | $35 copay (Authorization is not required.) (Referral is not required.) |
Outpatient group therapy visit | $35 copay (Authorization is not required.) (Referral is not required.) |
Outpatient individual therapy visit | $35 copay (Authorization is not required.) (Referral is not required.) |
$0 per day for days 1 through 20 $184 per day for days 21 through 100 (Authorization is required.) (Referral is not required.) |
Monthly Premium | $44.90 |
Deductible | nan |
Monthly Premium | $49.90 |
Deductible | nan |
Preventive dental: | Monthly Premium: | $44.90 |
Preventive dental: | Deductible: | N/A |
Comprehensive dental: | Monthly Premium: | $44.90 |
Comprehensive dental: | Deductible: | N/A |
Eye exams: | Monthly Premium: | $44.90 |
Eye exams: | Deductible: | N/A |
Eyewear: | Monthly Premium: | $44.90 |
Eyewear: | Deductible: | N/A |
Transportation: | Monthly Premium: | $49.90 |
Transportation: | Deductible: | N/A |
Meal benefit: | Monthly Premium: | $49.90 |
Meal benefit: | Deductible: | N/A |
Preventive dental: | Monthly Premium: | $49.90 |
Preventive dental: | Deductible: | N/A |
Comprehensive dental: | Monthly Premium: | $49.90 |
Comprehensive dental: | Deductible: | N/A |
Eye exams: | Monthly Premium: | $49.90 |
Eye exams: | Deductible: | N/A |
Eyewear: | Monthly Premium: | $49.90 |
Eyewear: | Deductible: | N/A |
Hearing exam: | Monthly Premium: | $49.90 |
Hearing exam: | Deductible: | N/A |
Hearing aids: | Monthly Premium: | $49.90 |
Hearing aids: | Deductible: | N/A |
Ready to sign up for Aspire Health Value (HMO) ?
SMID: MULTIPLAN_HCIHNDOGMED01_M
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