Blue Shield Inspire (HMO) is a Medicare Advantage Plan by Blue Shield of California.
This page features plan details for 2026 Blue Shield Inspire (HMO) H0504 – 047 – 0 available in .
IMPORTANT: This page features the 2026 version of this plan. See the 2025 version using the link below:
IMPORTANT: This page has been updated with plan and premium data for 2026. Data may be incomplete or inaccurate until Annual Enrollment begins on October 15th.
Blue Shield Inspire (HMO) is offered in the following locations.
Blue Shield Inspire (HMO) offers the following coverage and cost-sharing.
| Insurer: | Blue Shield of California |
| Health Plan Deductible: | |
| MOOP: | $5,300.00 |
| Drugs Covered: | Yes |
Ready to sign up for Blue Shield Inspire (HMO) ?
Get help from a licensed insurance agent.
Call 1-877-354-4611 / TTY 711.
M-F: 8:00 am – 10:00 pm EST
Sat-Sun: 8:00 am – 9:00 pm EST
| Part B | Part C | Part D | Part B Give Back | Total |
|---|---|---|---|---|
| $206.50 | $58.00 | $0.00 | $ | $ |
Blue Shield Inspire (HMO) provides the following cost-sharing on drugs. Please check the plan’s formulary for specific drugs covered.
| Drug Deductible: | $425.00 |
| Drug Out-Of-Pocket maximum: | $2100.00 |
| Drug Benefit Type: | Enhanced Alternative |
The Low-Income Subsidy (also known as LIS or “Extra Help”) helps people with Medicare lower the cost of prescription drugs.
The table below shows how the LIS impacts the Part D premium of this plan.
| Part D | LIS Full |
|---|---|
| $0.00 | $0.00 |
After you pay your $425.00 drug deductible, you will pay the following costs for drugs in each tier until your total drug costs (including what this plan has paid and what you have paid) reach $2100.00. Once you reach that amount, you will enter the next coverage phase.
After your yearly out-of-pocket drug costs (including drugs purchased through your retail pharmacy and through mail order) reach $2100.00, you pay nothing for Medicare Part D covered drugs. However, you may still pay a share of the costs for excluded drugs covered under any enhanced benefit. Please note, that this plan has a Enhanced Alternative benefit type.
Ready to sign up for Blue Shield Inspire (HMO) ?
Get help from a licensed insurance agent.
Call 1-877-354-4611 / TTY 711.
M-F: 8:00 am – 10:00 pm EST
Sat-Sun: 8:00 am – 9:00 pm EST